Bank Account vs Quick Checkbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bank Account
This app helps you manage multiple bank accounts and track transactions locally on your device. It offers features like total balance overview, currency selection, and transaction backups to CSV or TXT files. It's designed for personal financial tracking and includes an optional ad-free subscription.
- Manage multiple accounts
- Total balance overview
- Currency selection per account
- Backup/restore transactions
- Search transactions
- Expense breakdown by category
- Lock screen option
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Note: this app keeps transactions locally on the device only, it does not sync or back up to the cloud automatically. Manual backups must be used. You can now backup your transactions to .csv or .txt file and restore from a back up! **All functionality is available for Free -Manage multiple accounts! -Shows a 'Total' Balance of all accounts -Select the currency for each account -Backup your transactions to .csv or .txt file -Restore from a backup -Add 2 widget options to your Home Screen -Search for transactions -Overview of balance, by month or by year -Breakdown of expenses by category -Ability to add a lock screen with Face/Touch ID -Mark as Cleared -Prompts user and asks if a transaction is the starting balance, if a starting balance has not been created yet. -Simple to use -Perfect for anyone to track their transactions, from checks to debit card purchases. (Use for personal tracking of Bank Account balance only. Check monthly with real bank statement to verify transactions) A quarterly (every 3 months) subscription is available to remove ads for $.99 cents. Cancel anytime. Please view the End User License Agreement here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Quick Checkbook
Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.
- Multiple account tracking
- Add/edit transactions
- Recurring transactions
- Transaction reconciliation
- Income/expense reports
- Split transactions
- Data backup and restore
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Quick Checkbook is a smart personal finance management app, you can track multiple accounts info easily and conveniently. With Quick Checkbook, you will manage your accounts at a glance. You can see clearly balance of all your accounts and each account, add recurring or no cycle transactions, mark transaction as cleared or not, transfer between accounts, and reconcile transactions etc. In reports page, you will see visually where your money comes and goes. Key Features: ⁃ Create multiple accounts, such as checking, saving, credit and cash etc. ⁃ Add/Edit income/expense/transferring transactions. ⁃ Add/Edit recurring transactions with different cycle. ⁃ Mark transaction as cleared or not. ⁃ Add payee info for a transaction. ⁃ Reconcile transactions. ⁃ Check balance of all accounts and each account. ⁃ Check total cleared of all accounts and each account. ⁃ Pie reports for categories of income and expense. ⁃ Histogram reports to compare income and expense. ⁃ Supports the split transactions. ⁃ Supports more comprehensive cycle types. ⁃ View the daily expenses in calendar. ⁃ Supports reconcile account after each transaction. ⁃ Supports different currencies & Running Balance for each account. ⁃ Supports managing Payers and Payers. ⁃ Supports more function chart statistics. ⁃ Adds the function of closing useless accounts and archiving data. ⁃ Set your own currency. ⁃ Pass code protection. ⁃ Search transactions. ⁃ Send data by email in form of PDF, CSV or HTML. ⁃ Supports AirPrint. ⁃ WiFi Backup & Restore. ⁃ iCloud Backup & Restore. ⁃ Dropbox backup and restore. ⁃ Supports 3D Touch function. ⁃ Supports Apple Watch version. ⁃ Supports migrate data to paid version. ⁃ Supports both iPhone and iPad. If you have any questions or suggestion, please mail to userfeed@vip.tom.com.
Screenshots
Verdict
The clearest difference is in-app purchases: Quick Checkbook at none against Bank Account's 1. Quick Checkbook also leads on ratings volume (1.4K vs 32) and rating (4.3 vs 4.1). Bank Account's advantage is review sentiment (81% vs 67%) and update cadence (every 3 months vs every 7 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bank Account sells 1 in-app purchase, starting at $0.99 per 3 months. Quick Checkbook asks for nothing beyond the download.
Quick Checkbook holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: Quick Checkbook has 1.4K ratings behind it against 32, so its average is the more settled of the two. Written reviews complicate that: 81% of Bank Account's written reviews are positive against 67% of Quick Checkbook's, so the app with the better star average is not the one people write more warmly about.
Bank Account ships an update every 3 months, Quick Checkbook every 7 months. The most recent releases landed on September 5, 2026 and September 19, 2026 respectively.
| Parameter | Bank Account | Quick Checkbook |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (32 ratings) | 4.3 (1.4K ratings) — better |
| Positive reviews | 80.8% of reviews — better | 67.3% of reviews |
| Number of ratings | 32 | 1.4K — better |
| Update frequency | Every 3 months — better | Every 7 months |
| Ads | Yes | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 6 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Harden Consulting LLC | 倩 赵 |
Customer experience
Bank Account
Quick Checkbook
User reviews
Bank Account
From 32 App Store ratingsWhat we love
- 👍 Simple and functional
- 👍 Easy data entry
- 👍 Not overcrowded with features
- 👍 Best thing since sliced bread
- 👍 Super organized
Room to improve
- 🐛 Too much going on, becomes a hindrance
- 🐛 Forget to select 'save', no warning
- 🐛 Ledger can be off
- 🐛 Missing items with no notification
- 🐛 Inefficient workflow
Quick Checkbook
From 1.4K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Convenient for tracking multiple accounts
- 📊 Helpful charts and reports
- 🔍 Good search functionality
- 🗓️ Recurring transactions
Room to improve
- 🐛 Recurring transactions issues
- 🔍 Difficulty editing account names
- 🔍 Confusing category options
- 💰 Ads and limited free version
- 🔍 Lack of split transaction feature
Bugs and requests
Bank Account
Reported bugs
16 issues- Forget to select 'save', no warning
- Ledger can be off
- Missing items with no notification
- Unable to change dollar amount
- Doesn't work anymore
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- Not working after last upgrade
- Can't input transactions
- Not working
- Can't see the date
- Can't reconcile accounts
- Won't add info between phones
- Check number and payee in same box
- Crashes frequently
- Can't reconcile with wife's phone
- Secondary user can't reconcile
- Switching to secondary causes crash
Requested features
20 requests- Simplify entry process
- Redesign to address 'save' issue
- Duplicate entry saved on exit
- See all accounts on one screen
- Reconcile each transaction
Show 15 moreShow fewer
- Transfer between accounts easily
- Import/export capability
- Editable transactions
- See 'current' and 'cleared' balance per account
- Add transactions for the future (pending)
- Cleared function for bank statement balancing
- Separate entries for check number and payee
- iCloud support
- Note section for transactions
- Numerical passcode without enter button
- Recurring events
- Recurring transactions
- Notes section for more detail
- Password lock for security
- Categorize expenses
Quick Checkbook
Reported bugs
4 issues- Transactions disappearing or duplicating
- Balance calculation errors
- Language changes unexpectedly
- Recurring transactions not working as expected
Requested features
6 requests- Ability to edit account names
- More customizable category options
- Split transaction feature
- Running balance display
- Dark mode option
Show 1 moreShow fewer
- Export/print transaction history
In-app purchases
Bank Account
- Remove Ads$0.993 Months
Quick Checkbook
No in-app purchases
Questions
Is Bank Account free?
Is Quick Checkbook free?
Which has better reviews, Bank Account or Quick Checkbook?
Do Bank Account or Quick Checkbook have ads?
Which is updated more often, Bank Account or Quick Checkbook?
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