Comparison

Spending Tracker vs Quick Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Quick Checkbook

Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.

Highlights
  • Multiple account tracking
  • Add/edit transactions
  • Recurring transactions
  • Transaction reconciliation
  • Income/expense reports
  • Split transactions
  • Data backup and restore
Features
Read full description

Quick Checkbook is a smart personal finance management app, you can track multiple accounts info easily and conveniently. With Quick Checkbook, you will manage your accounts at a glance. You can see clearly balance of all your accounts and each account, add recurring or no cycle transactions, mark transaction as cleared or not, transfer between accounts, and reconcile transactions etc. In reports page, you will see visually where your money comes and goes. Key Features: ⁃ Create multiple accounts, such as checking, saving, credit and cash etc. ⁃ Add/Edit income/expense/transferring transactions. ⁃ Add/Edit recurring transactions with different cycle. ⁃ Mark transaction as cleared or not. ⁃ Add payee info for a transaction. ⁃ Reconcile transactions. ⁃ Check balance of all accounts and each account. ⁃ Check total cleared of all accounts and each account. ⁃ Pie reports for categories of income and expense. ⁃ Histogram reports to compare income and expense. ⁃ Supports the split transactions. ⁃ Supports more comprehensive cycle types. ⁃ View the daily expenses in calendar. ⁃ Supports reconcile account after each transaction. ⁃ Supports different currencies & Running Balance for each account. ⁃ Supports managing Payers and Payers. ⁃ Supports more function chart statistics. ⁃ Adds the function of closing useless accounts and archiving data. ⁃ Set your own currency. ⁃ Pass code protection. ⁃ Search transactions. ⁃ Send data by email in form of PDF, CSV or HTML. ⁃ Supports AirPrint. ⁃ WiFi Backup & Restore. ⁃ iCloud Backup & Restore. ⁃ Dropbox backup and restore. ⁃ Supports 3D Touch function. ⁃ Supports Apple Watch version. ⁃ Supports migrate data to paid version. ⁃ Supports both iPhone and iPad. If you have any questions or suggestion, please mail to userfeed@vip.tom.com.

Screenshots

Spending Tracker4 screens
Quick Checkbook4 screens

Verdict

The call

The clearest difference is rating: Spending Tracker at 4.8 against Quick Checkbook's 4.3. Spending Tracker also leads on review sentiment (95% vs 67%) and update cadence (every 2 months vs every 7 months). Quick Checkbook's advantage is in-app purchases (none vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Quick Checkbook asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1.4K, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 67% of Quick Checkbook's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Quick Checkbook every 7 months. The most recent releases landed on September 24, 2026 and September 19, 2026 respectively.

Scorecard7 real differences · 3 level
Spending Tracker versus Quick Checkbook: the parameters behind the verdict, then further details
ParameterSpending TrackerQuick Checkbook
PriceFreeFree
Rating4.8 (19K ratings) — better4.3 (1.4K ratings)
Positive reviews94.6% of reviews — better67.3% of reviews
Number of ratings19K — better1.4K
Update frequencyEvery 2 months — betterEvery 7 months
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, Apple Watch
Requires iOS15.5 — better16.0
Further details — not scored
Size50 MB51 MB
Age rating4+4+
DeveloperMH Riley Ltd倩 赵

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

Quick Checkbook

All ratings1,400 ratings
Positive83.9%
Neutral5.7%
Negative10.4%
Written reviews156 reviews
Positive67.3%
Neutral8.3%
Negative24.4%

User reviews

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Quick Checkbook

From 1.4K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient for tracking multiple accounts
  • 📊 Helpful charts and reports
  • 🔍 Good search functionality
  • 🗓️ Recurring transactions

Room to improve

  • 🐛 Recurring transactions issues
  • 🔍 Difficulty editing account names
  • 🔍 Confusing category options
  • 💰 Ads and limited free version
  • 🔍 Lack of split transaction feature

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Quick Checkbook

Reported bugs

4 issues
  • Transactions disappearing or duplicating
  • Balance calculation errors
  • Language changes unexpectedly
  • Recurring transactions not working as expected

Requested features

6 requests
  • Ability to edit account names
  • More customizable category options
  • Split transaction feature
  • Running balance display
  • Dark mode option
Show 1 more
  • Export/print transaction history

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
None

Quick Checkbook

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Quick Checkbook free?
Quick Checkbook is free to download, with no in-app purchases.
Which has better reviews, Spending Tracker or Quick Checkbook?
Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Quick Checkbook averages 4.3 from 1.4K ratings.
Do Spending Tracker or Quick Checkbook have ads?
Both Spending Tracker and Quick Checkbook show ads.
Which is updated more often, Spending Tracker or Quick Checkbook?
Spending Tracker ships an update every 2 months, and Quick Checkbook every 7 months. Most recently, Spending Tracker was updated on September 24, 2026 and Quick Checkbook on September 19, 2026.

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