Comparison

LAFCU vs CFB Direct

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAFCU

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

Highlights
  • Account dashboard
  • Transaction review
  • Mobile check deposit
  • Bill payment scheduling
  • Fund transfers
  • Card controls
  • Statement viewing
Features
Read full description

Los Angeles Federal Credit Union puts everyday banking at your fingertips safely & securely 24/7 with our LAFCU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Features included are: Dashboard - Manage all of your LAFCU accounts with one dashboard. View your available funds, your upcoming payments, how much you’ve deposited, progress towards your savings goals, and personalized recommendations just for you all in a single easy-to-read screen. Accounts - View and manage all of your cash accounts. Review recent transactions, see current balances, make transfers, pay loans, and search for specific payments or deposits. Mobile Deposits – Deposit checks into your LAFCU account anytime and anywhere. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts at other financial institutions through our funds transfer capability. Alerts – Set up and manage account alerts, including LAFCU VISA® credit cards. Card Controls – Control when, where, and how your debit card and credit cards are used. Lock and unlock your card, report a lost card, set travel plans, initiate a dispute, and more. Statements – View and download statements and tax forms Since 1936, Los Angeles Federal Credit Union has remained a strong and secure financial institution that is committed to providing the best financial services to its members and residents of Southern California. That’s why we developed the LAFCU Mobile app to manage your everyday banking needs. To enjoy the convenience of our app, you must be a Los Angeles Federal Credit Union member and be enrolled in our online banking service. If you are already a member, simply download this mobile app. To join the credit union, visit www.LAFCU.org, then after joining, download the app.

About

CFB Direct

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Edit scheduled bill payments
Features
Read full description

Start banking wherever you are with CFB Direct! Available to all City First Bank online banking end users. CFB Direct allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device.

Screenshots

LAFCU4 screens
CFB Direct4 screens

Verdict

The call

The clearest difference is rating: LAFCU at 4.9 against CFB Direct's 4.2. LAFCU also leads on review sentiment (75% vs 33%) and ratings volume (6.7K vs 45). CFB Direct's advantage is update cadence (every 5 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LAFCU holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: LAFCU has 6.7K ratings behind it against 45, so its average is the more settled of the two. Written reviews point the same way: 75% of LAFCU's written reviews are positive against 33% of CFB Direct's.

UpkeepUpdate frequency

LAFCU ships an update every 5 months, CFB Direct every 5 weeks. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

Scorecard4 real differences · 6 level
LAFCU versus CFB Direct: the parameters behind the verdict, then further details
ParameterLAFCUCFB Direct
PriceFreeFree
Rating4.9 (6.7K ratings) — better4.2 (45 ratings)
Positive reviews74.7% of reviews — better33.3% of reviews
Number of ratings6.7K — better45
Update frequencyEvery 5 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size24 MB155 MB
Age rating4+4+
DeveloperLos Angeles Federal Credit UnionCity First Bank National Association

Customer experience

LAFCU

All ratings6,467 ratings
Positive97.7%
Neutral1.7%
Negative0.7%
Written reviews87 reviews
Positive74.7%
Neutral11.5%
Negative13.8%

CFB Direct

All ratings45 ratings
Positive77.8%
Neutral11.1%
Negative11.1%
Written reviews6 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

Bugs and requests

LAFCU

Reported bugs

4 issues
  • Zelle not working
  • Login/registration issues
  • Crashes and freezes
  • Compatibility issues with older devices

Requested features

4 requests
  • Improve Zelle integration
  • Enhance credit card transaction visibility
  • Introduce dark mode option
  • Improve overall app performance

CFB Direct

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LAFCU

No in-app purchases

None

CFB Direct

No in-app purchases

Questions

Is LAFCU free?
LAFCU is free to download, with no in-app purchases.
Is CFB Direct free?
CFB Direct is free to download, with no in-app purchases.
Which has better reviews, LAFCU or CFB Direct?
LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 6.7K ratings, while CFB Direct averages 4.2 from 45 ratings.
Do LAFCU or CFB Direct have ads?
Neither LAFCU nor CFB Direct shows ads.
Which is updated more often, LAFCU or CFB Direct?
LAFCU ships an update every 5 months, and CFB Direct every 5 weeks. Most recently, LAFCU was updated on October 12, 2026 and CFB Direct on October 10, 2026.

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