Comparison

BNZ Mobile vs SNPF Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNZ Mobile

Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.

Highlights
  • View account balances and transaction history
  • Transfer money between accounts
  • Pay bills and credit cards
  • Top up prepaid mobile services
  • Set up push notifications and alerts
  • Biometric login (Touch ID/Face ID)
Features
Read full description

Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more.   KNOW YOUR MONEY • View account balances and transaction history  • Set goals and follow your progress  • Personalise your accounts with images  • Set up push notifications for money in and out, and account balance alerts  • Turn on instant balances to view account balances without logging in  • View your accounts in list or grid view  MANAGE YOUR MONEY • Transfer money between your accounts • Pay your bills, credit card, or IRD • Make one-off payments • Open and close accounts instantly with YouMoney • Link accounts to your Eftpos, Flexi Debit Visa, or credit card  • Add/edit payees and view payment history • Set up, edit and delete automatic payments EXTRA SERVICES • Top up One NZ, Spark, Skinny and 2degrees prepaid mobile • Get Apple Pay and pay with your phone GET IN TOUCH • Message our virtual assistant  • Find the nearest BNZ branches and ATMs  • View our contact phone numbers  • Request a call  APPLY ONLINE • Apply for a Flexi Debit Visa or credit card  • Apply for loans or insurances  • Join the BNZ KiwiSaver Scheme  SECURE BANKING • Set up a personal 5-digit PIN or  • Log in with your Internet Banking password  • Touch ID and Face ID login are available on supported devices  iOS REQUIREMENTS • To get the app for the first time you'll need iOS 17 or above. • If you’ve downloaded the app before you’ll need iOS 15 or above. IMPORTANT INFORMATION • Always remember to log out and update your device to the newest version of iOS  • Never store your BNZ access number or password on your device  • Never allow other people to access your mobile device using Touch ID, Face ID, or device password  • Mobile data is required to access the BNZ app  • Use of the BNZ app is subject to the Internet Banking Terms and Conditions (bnz.co.nz/internetbankingtcs)  • The Activity feature is available with a personal BNZ credit card or transaction account, including joint transaction accounts  • Non-personal accounts like family trust or business accounts won’t show in the Activity feature  When you’re in the BNZ app, we collect information about behaviour like how you type, scroll, and swipe. This helps us spot any activity that isn’t yours to detect and prevent fraud.   To find out how we collect and use your information, read our Master Privacy Policy at bnz.co.nz/privacy.  GET STARTED • If you’re registered for BNZ Personal Internet Banking, install this app to get started.   • If you’re not registered for BNZ Personal Internet Banking, install this app and register at bnz.co.nz/registernow or call 0800 999 269 (+64 4 494 7153 from overseas - international toll charges apply).

About

SNPF Mobile

Features
Read full description

The SNPF Mobile app provides you with a secure and convenient way to easily check your details and activity with us. You can elect to access your detail via your User ID and password or via your biometric data (i.e. fingerprint or face recognition on supported devices) _______________________________________________________________ You can also: • View all detail relating to your member contributions accounts • Check your loan account balances • Request statements • Apply for Small Loan top-ups • Apply for Short Term Loan top-ups • Apply for Special Payments • Apply for a 55+ Retirement Withdrawal (both partial or full withdrawal) • Request an appointment with SNPF officers (at Upolu or Savaii office) • View your member profile details • Reset your SNPF login password • View FAQ information and knowledge articles • Receive push notifications from us for special announcements and transaction confirmations To use the SNPF Mobile app, you must: 1. Be a Samoa National Provident Fund (SNPF) member, 2. Have a valid email address registered with SNPF, and 3. Register for an online access token. If you have an issue with the SNPF Mobile app or if you have suggestions on how to improve the app or how to improve our services to members, please contact us. Send us an email to appsupport@npf.ws

Screenshots

BNZ Mobile4 screens
SNPF Mobile4 screens

Verdict

The call

The clearest difference is update cadence: SNPF Mobile at every 3 days against BNZ Mobile's fortnightly. SNPF Mobile also leads on iOS requirement (12.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BNZ Mobile ships an update fortnightly, SNPF Mobile every 3 days. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
BNZ Mobile versus SNPF Mobile: the parameters behind the verdict, then further details
ParameterBNZ MobileSNPF Mobile
PriceFreeFree
Rating4.9 (627 ratings) — better—
Positive reviews73.5% of reviews—
Number of ratings627 — better—
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.012.4 — better
Further details — not scored
Size186 MB24 MB
Age rating4+4+
DeveloperBank of New ZealandSamoa National Provident Fund

Bugs and requests

BNZ Mobile

Reported bugs

7 issues
  • App no longer opens
  • Decimal entry not working
  • Accounts get reordered randomly after changes
  • Instant balances unavailable after logout
  • Notifications not working as expected
Show 2 more
  • App crashes on certain screens
  • Face ID not working after updates

Requested features

9 requests
  • Dynamic CVV card details in the app
  • Ability to customize account order and icons
  • KiwiSaver performance and returns in the app
  • Ability to set up a term PIE from the app
  • Notifications for app maintenance
Show 4 more
  • Option to hide accounts and KiwiSaver from the home screen
  • Customizable transaction history date range
  • Proof of payment document generation
  • Ability to manually enter top-up amounts

SNPF Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BNZ Mobile

No in-app purchases

None

SNPF Mobile

No in-app purchases

Questions

Is BNZ Mobile free?
BNZ Mobile is free to download, with no in-app purchases.
Is SNPF Mobile free?
SNPF Mobile is free to download, with no in-app purchases.
Do BNZ Mobile or SNPF Mobile have ads?
Neither BNZ Mobile nor SNPF Mobile shows ads.
Which is updated more often, BNZ Mobile or SNPF Mobile?
BNZ Mobile ships an update fortnightly, and SNPF Mobile every 3 days. Most recently, BNZ Mobile was updated on October 13, 2026 and SNPF Mobile on October 7, 2026.

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