BNZ Mobile vs Handheld Accountants

Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more.   KNOW YOUR MONEY • View account balances and transaction history  • Set goals and follow your progress  • Personalise your accounts with images  • Set up push notifications for money in and out, and account balance alerts  • Turn on instant balances to view account balances without logging in  • View your accounts in list or grid view  MANAGE YOUR MONEY • Transfer money between your accounts • Pay your bills, credit card, or IRD • Make one-off payments • Open and close accounts instantly with YouMoney • Link accounts to your Eftpos, Flexi Debit Visa, or credit card  • Add/edit payees and view payment history • Set up, edit and delete automatic payments EXTRA SERVICES • Top up One NZ, Spark, Skinny and 2degrees prepaid mobile • Get Apple Pay and pay with your phone GET IN TOUCH • Message our virtual assistant  • Find the nearest BNZ branches and ATMs  • View our contact phone numbers  • Request a call  APPLY ONLINE • Apply for a Flexi Debit Visa or credit card  • Apply for loans or insurances  • Join the BNZ KiwiSaver Scheme  SECURE BANKING • Set up a personal 5-digit PIN or  • Log in with your Internet Banking password  • Touch ID and Face ID login are available on supported devices  iOS REQUIREMENTS • To get the app for the first time you'll need iOS 17 or above. • If you’ve downloaded the app before you’ll need iOS 15 or above. IMPORTANT INFORMATION • Always remember to log out and update your device to the newest version of iOS  • Never store your BNZ access number or password on your device  • Never allow other people to access your mobile device using Touch ID, Face ID, or device password  • Mobile data is required to access the BNZ app  • Use of the BNZ app is subject to the Internet Banking Terms and Conditions (bnz.co.nz/internetbankingtcs)  • The Activity feature is available with a personal BNZ credit card or transaction account, including joint transaction accounts  • Non-personal accounts like family trust or business accounts won’t show in the Activity feature  When you’re in the BNZ app, we collect information about behaviour like how you type, scroll, and swipe. This helps us spot any activity that isn’t yours to detect and prevent fraud.   To find out how we collect and use your information, read our Master Privacy Policy at bnz.co.nz/privacy.  GET STARTED • If you’re registered for BNZ Personal Internet Banking, install this app to get started.   • If you’re not registered for BNZ Personal Internet Banking, install this app and register at bnz.co.nz/registernow or call 0800 999 269 (+64 4 494 7153 from overseas - international toll charges apply).

Handheld Accountant your personal digital accountant, makes it easy to scan, organize, and manage your receipts—all from your iPhone. Capture a receipt with your camera or import one from Photos. Handheld Accountant uses on-device text recognition to extract important details such as the merchant, date, total amount, currency, payment method, and tax information. Review and edit the detected information before saving it. Organize receipts using separate profiles for personal spending, businesses, projects, or clients. Monthly summaries group spending by currency, so amounts in different currencies are never incorrectly combined. Key features: • Scan receipts using your iPhone camera • Import existing receipt images from Photos • Automatically extract merchant, date, total, currency, and payment details • Recognize GST, VAT, and other tax information • Review and correct extracted information before saving • Organize receipts with multiple profiles • View monthly spending totals grouped by currency • Search receipts by merchant • Filter receipts by month, year, or custom date range • View, zoom, and share saved receipt images • Export receipt records to CSV • Create and share PDF receipt archives • All data keep only inside your own devices. • No account or sign-in required Receipt images and records are stored by the app on your device, helping you keep your financial documents organized and accessible. The free version includes advertising and access to the app’s essential receipt-management features. Upgrade to the Full Version with a one-time purchase to unlock unlimited CSV and PDF exports, receipt archiving, advanced filtering, and an ad-free experience. Handheld Accountant is designed to simplify receipt tracking, but automatically extracted information may not always be accurate. Always review important amounts, currencies, dates, and tax details before saving or using them for accounting purposes.