Comparison

S&T Mobile Banking vs STC Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

S&T Mobile Banking

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app offers a secure way to handle your banking needs on the go.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Deposit checks remotely
  • Pay bills on the go
Features
Read full description

Start banking wherever you are with Mobile Banking for iPad and iPhone! Available to all S&T Bank online banking customers, Mobile Banking allows you to check balances, make transfers, deposit checks and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Mobile Deposit Capture - Deposit checks while on the go with Mobile Banking for iPhone. Bill Pay - Pay your bills on the go via your mobile device. All features may not be available in the tablet application.

About

STC Mobile Banking

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

Highlights
  • Bill payment
  • Mobile check deposit
  • Fund transfers
  • Balance checking
  • Debit card controls
  • Branch/ATM locator
  • Customizable alerts
Features
Read full description

The STC Mobile app from Somerset Trust is more versatile and convenient. Quickly pay bills and deposit checks just by taking a picture. Easily transfer money to friends or family. Check balances faster without having to log in. You can do all this and more, and do it all with multiple layers of security. The STC Mobile app - designed to let you do just about anything, anywhere, anytime. Now that’s convenient! Our mobile app is FREE and allows you to: • Transfer funds to friends and family • Make a check deposit on the go • Check your balances without logging in • Locate a branch or ATM • Turn your debit card on/off for extra security • Contact our People First Call Center • Set alerts • Share our app with friends and family To enroll in mobile banking, you must be a customer of Somerset Trust. Simply download the free mobile banking app and click ‘Register Now’ to get started. Disclosure: Some features are available for eligible customers and accounts only. There is no charge from Somerset Trust Co for STC Mobile. There may be message and data rates from your communications service provider. STC Mobile service may be interrupted by various reasons including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.

Screenshots

S&T Mobile Banking4 screens
STC Mobile Banking4 screens

Verdict

The call

The clearest difference is ads: STC Mobile Banking at none against S&T Mobile Banking's shown. STC Mobile Banking also leads on update cadence (monthly vs every 6 months) and monetization model (free vs free with in-app purchases). S&T Mobile Banking's advantage is ratings volume (13K vs 448) and review sentiment (58% vs 43%). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

S&T Mobile Banking holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: S&T Mobile Banking has 13K ratings behind it against 448, so its average is the more settled of the two. Written reviews point the same way: 58% of S&T Mobile Banking's written reviews are positive against 43% of STC Mobile Banking's.

UpkeepUpdate frequency

S&T Mobile Banking ships an update every 6 months, STC Mobile Banking monthly. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.

Scorecard6 real differences · 4 level
S&T Mobile Banking versus STC Mobile Banking: the parameters behind the verdict, then further details
ParameterS&T Mobile BankingSTC Mobile Banking
PriceFreeFree
Rating4.8 (13K ratings) — better4.6 (448 ratings)
Positive reviews58.2% of reviews — better43.5% of reviews
Number of ratings13K — better448
Update frequencyEvery 6 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better16.0
Further details — not scored
Size89 MB229 MB
Age rating4+4+
DeveloperS&T BankSomerset Trust Company

Customer experience

S&T Mobile Banking

All ratings11,599 ratings
Positive95.3%
Neutral2.2%
Negative2.5%
Written reviews110 reviews
Positive58.2%
Neutral9.1%
Negative32.7%

STC Mobile Banking

All ratings443 ratings
Positive90.7%
Neutral2.9%
Negative6.3%
Written reviews46 reviews
Positive43.5%
Neutral2.2%
Negative54.3%

User reviews

S&T Mobile Banking

From 13K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Convenient mobile deposit
  • 👍 Accessible banking
  • 👍 Reliable app
  • 👍 Friendly customer service

Room to improve

  • 🐛 Frequent login issues
  • 🐛 Facial recognition not working
  • 🐛 App crashes and downtime
  • 🐛 Confusing user interface
  • 🐛 Restrictive deposit limits

STC Mobile Banking

From 448 App Store ratings

What we love

  • 👍 Easy navigation and user-friendly interface
  • 💰 Multi-account visibility across financial institutions
  • 📱 Convenient 24/7 mobile banking access
  • ✅ Improved modern design compared to old app
  • 💳 Debit card control features (on/off toggle)

Room to improve

  • 🐛 Frequent app crashes and freezing
  • ⏱️ Slow mobile deposit processing
  • ⏱️ Delayed account balance updates (24-48 hours)
  • 🔐 Login and authentication errors
  • 🐛 App requires frequent restarts

Bugs and requests

S&T Mobile Banking

Reported bugs

5 issues
  • Facial recognition not working
  • Frequent login issues
  • App crashes and downtime
  • Deposit photo issues
  • Inability to log out of app

Requested features

5 requests
  • Allow editing of payees
  • Improve mobile check deposit process
  • Add ability to make principal-only payments
  • Streamline bill payment functionality
  • Increase text size for better readability

STC Mobile Banking

Reported bugs

12 issues
  • App crashes on opening
  • Cannot add STC friend transfers
  • Account number validation errors
  • Authentication errors preventing login
  • Password reset kicks user out after change
Show 7 more
  • Cannot sign in after update
  • Mobile deposit screen shows thick white line and frozen small square
  • Fingerprint login disabled when linked accounts present
  • Inconsistent vendor information display
  • Account balance not reflecting transactions for days
  • Requires phone reboot to login
  • Thick white line appears during mobile deposit photo capture

Requested features

10 requests
  • Dark mode option
  • Real-time transaction and pending status updates
  • Running balance total per transaction
  • Automatic check photo capture (front and back)
  • Full iPad screen optimization
Show 5 more
  • Fingerprint/TouchID login restoration
  • Transaction reconciliation checkboxes
  • Better vendor/merchant name visibility
  • Pending transactions display
  • Bill pay support for iPad users

In-app purchases

None

S&T Mobile Banking

No in-app purchases

None

STC Mobile Banking

No in-app purchases

Questions

Is S&T Mobile Banking free?
S&T Mobile Banking is free to download, with no in-app purchases.
Is STC Mobile Banking free?
STC Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, S&T Mobile Banking or STC Mobile Banking?
S&T Mobile Banking is rated higher. S&T Mobile Banking averages 4.8 out of 5 from 13K ratings, while STC Mobile Banking averages 4.6 from 448 ratings.
Do S&T Mobile Banking or STC Mobile Banking have ads?
S&T Mobile Banking shows ads; STC Mobile Banking does not.
Which is updated more often, S&T Mobile Banking or STC Mobile Banking?
S&T Mobile Banking ships an update every 6 months, and STC Mobile Banking monthly. Most recently, S&T Mobile Banking was updated on November 5, 2026 and STC Mobile Banking on November 2, 2026.

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