Comparison

FNB Banking App vs iStore Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Banking App

Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.

Highlights
  • Intelligent search for quick access
  • Customizable home screen
  • Secure PIN and biometric login
  • Multiple profile switching
  • Innovative payment options (ChatPay, PayShap)
  • Digital wallet integration
  • Secure in-app messaging
  • Prepaid top-ups
  • Verified statement downloads
Features
Read full description

Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience

About

iStore Pay

Read full description

Turn your iPhone into a secure payment terminal in under 15 minutes with the all-new iStore Pay app. This dedicated business payment solution from iStore—Apple’s only Premium Partner in Africa—allows you to take payments from anywhere with no hidden fees. With a model where you only pay when you transact or request a payout, it is the ultimate solution for your small business. iStore Pay enables Apple’s Tap to Pay on iPhone, allowing local businesses to seamlessly and securely accept all forms of in-person, contactless payments. This includes everything from physical debit and credit cards to Apple Pay and other digital wallets—using only your iPhone and the iStore Pay app. It is easy, secure and requires no additional hardware or payment terminals. App Features: Get Started in Minutes: Download the iStore Pay app and start transacting in under 15 minutes. Tap to Pay on iPhone: Accept contactless credit and debit cards, Apple Pay and other digital wallets with a simple tap on your iPhone. Zero Barrier to Entry: Start accepting payments right on your current iPhone. Your Business Command Centre: Monitor sales, track transaction history and manage funds or refunds in real-time. Secure and Private: Leveraging Apple’s built-in features, card numbers are never stored on Apple servers, ensuring business and customer data stay private.

Screenshots

FNB Banking App4 screens
iStore Pay4 screens

Verdict

The call

The clearest difference is iOS requirement: FNB Banking App at 16.0 against iStore Pay's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FNB Banking App ships an update monthly, iStore Pay every 2 months. The most recent releases landed on October 23, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
FNB Banking App versus iStore Pay: the parameters behind the verdict, then further details
ParameterFNB Banking AppiStore Pay
PriceFreeFree
Rating4.8 (9.6K ratings) — better—
Positive reviews43.9% of reviews—
Number of ratings9.6K — better—
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size106 MB55 MB
Age rating4+4+
DeveloperFirstRand Bank LimitedZA Online Store (Pty) Ltd

Bugs and requests

FNB Banking App

Reported bugs

5 issues
  • Login issues and inability to reset credentials
  • Notifications not clearing correctly
  • Inconsistent performance across devices
  • Compatibility problems with newer iOS versions
  • Errors when trying to complete transactions

Requested features

5 requests
  • Implement Apple Pay support
  • Add iPad-specific optimization
  • Improve transaction history and statements
  • Introduce budgeting and financial management tools
  • Allow pasting of passwords for security apps

iStore Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Banking App

No in-app purchases

None

iStore Pay

No in-app purchases

Questions

Is FNB Banking App free?
FNB Banking App is free to download, with no in-app purchases.
Is iStore Pay free?
iStore Pay is free to download, with no in-app purchases.
Do FNB Banking App or iStore Pay have ads?
Neither FNB Banking App nor iStore Pay shows ads.
Which is updated more often, FNB Banking App or iStore Pay?
FNB Banking App ships an update monthly, and iStore Pay every 2 months. Most recently, FNB Banking App was updated on October 23, 2026 and iStore Pay on October 8, 2026.

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