FNB Banking App vs iStore Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNB Banking App
Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.
- Intelligent search for quick access
- Customizable home screen
- Secure PIN and biometric login
- Multiple profile switching
- Innovative payment options (ChatPay, PayShap)
- Digital wallet integration
- Secure in-app messaging
- Prepaid top-ups
- Verified statement downloads
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Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience
iStore Pay
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Turn your iPhone into a secure payment terminal in under 15 minutes with the all-new iStore Pay app. This dedicated business payment solution from iStore—Apple’s only Premium Partner in Africa—allows you to take payments from anywhere with no hidden fees. With a model where you only pay when you transact or request a payout, it is the ultimate solution for your small business. iStore Pay enables Apple’s Tap to Pay on iPhone, allowing local businesses to seamlessly and securely accept all forms of in-person, contactless payments. This includes everything from physical debit and credit cards to Apple Pay and other digital wallets—using only your iPhone and the iStore Pay app. It is easy, secure and requires no additional hardware or payment terminals. App Features: Get Started in Minutes: Download the iStore Pay app and start transacting in under 15 minutes. Tap to Pay on iPhone: Accept contactless credit and debit cards, Apple Pay and other digital wallets with a simple tap on your iPhone. Zero Barrier to Entry: Start accepting payments right on your current iPhone. Your Business Command Centre: Monitor sales, track transaction history and manage funds or refunds in real-time. Secure and Private: Leveraging Apple’s built-in features, card numbers are never stored on Apple servers, ensuring business and customer data stay private.
Screenshots
Verdict
The clearest difference is iOS requirement: FNB Banking App at 16.0 against iStore Pay's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNB Banking App ships an update monthly, iStore Pay every 2 months. The most recent releases landed on October 23, 2026 and October 8, 2026 respectively.
| Parameter | FNB Banking App | iStore Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9.6K ratings) — better | — |
| Positive reviews | 43.9% of reviews | — |
| Number of ratings | 9.6K — better | — |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 106 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | FirstRand Bank Limited | ZA Online Store (Pty) Ltd |
Bugs and requests
FNB Banking App
Reported bugs
5 issues- Login issues and inability to reset credentials
- Notifications not clearing correctly
- Inconsistent performance across devices
- Compatibility problems with newer iOS versions
- Errors when trying to complete transactions
Requested features
5 requests- Implement Apple Pay support
- Add iPad-specific optimization
- Improve transaction history and statements
- Introduce budgeting and financial management tools
- Allow pasting of passwords for security apps
iStore Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FNB Banking App
No in-app purchases
iStore Pay
No in-app purchases








