Comparison

TPBank Mobile vs BPI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TPBank Mobile

Manage your entire bank from your phone, anytime, anywhere. Open accounts instantly, make transactions, and enjoy unique features like voice payments and personalized account numbers. Experience a modern, digital banking service.

Highlights
  • Instant online account opening
  • Nickname/Shopname as account number
  • Free money transfers
  • Voice Pay for transactions
  • AI-powered transaction suggestions
  • Voice search for app features
Features
Read full description

TPBank Mobile - Ứng dụng ngân hàng của Kỷ nguyên số Bạn có thể gói gọn cả ngân hàng vào chiếc điện thoại của mình nhờ có app TPBank Mobile. Dù ở nhà, đi dã ngoại, ở văn phòng hay ngồi café, bạn vẫn có thể mở tài khoản dùng ngay tại chỗ, thực hiện giao dịch ngân hàng ở bất kỳ nơi đâu. Tự hào là một sản phẩm digital tiên phong của TPBank – Ngân hàng của kỷ nguyên số, app TPBank Mobile được tin dùng bởi những lợi thế nổi bật: APP NGÂN HÀNG CÓ TRẢI NGHIỆM “CHILL” NHẤT: - Mở tài khoản dễ dàng chỉ sau 5 giây định danh online. - Lấy Nickname, Shopname làm Số tài khoản cực chất, đậm dấu ấn cá nhân - Miễn phí vô địch: chuyển tiền trong & ngoài hệ thống 0đ phí, miễn phí đăng ký, miễn phí sử dụng - Voucher nhiều như “biển”, giao dịch đầu tiên là được hoàn tiền 50% SỞ HỮU NHIỀU TÍNH NĂNG CÔNG NGHỆ ĐỘT PHÁ: - Voice Pay: Chuyển tiền 100% bằng giọng nói vô cùng tiện lợi, đầu tiên trên thị trường - Ứng dụng AI trong giao dịch chuyển tiền (gợi ý nội dung chuyển tiền), thống kê chi tiêu trực quan - Voice search: tìm kiếm tính năng trong app bằng giọng nói. Dịch vụ ngân hàng đơn giản và thuận tiện nhất, hiện đại nhất đã có app TPBank Mobile! Tải app và trải nghiệm ngay!

About

BPI

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

Highlights
  • Online account opening
  • QR payments
  • Money transfers
  • Scheduled transactions
  • AI personal finance manager
  • Investment services
  • Mobile key for authorization
Features
Read full description

Welcome to the BPI app! Managing your money has never been easier. Access your accounts, transfer funds, pay bills, invest, and more, wherever you are. The BPI app gives you secure and convenient banking right at your fingertips. FREE TRANSFERS TO BANKS AND E-WALLETS Easily transfer money between your BPI accounts, send money to other BPI accounts, or transfer funds to other local banks and e-wallets via PesoNet and InstaPay for free. Save time by setting up Favorites for frequently used recipients. PAY BILLS ANYTIME Settle bills anytime with thousands of billers to choose from. Schedule recurring payments ahead of time so you never miss a due date. PAY WITH QR PH Skip the cash-in and pay directly from your BPI account. Simply scan any QR Ph code at participating merchants. UNDERSTAND YOUR SPENDING BETTER Get personalized insights based on your transactions and app activity to help you manage your spending, make informed financial decisions, and stay on track with your goals. OPEN AN ACCOUNT IN MINUTES Open a BPI Savings Account using your National ID and selfie verification. No branch visit required. Once approved, you can immediately access BPI digital banking services. INVEST AND GROW YOUR MONEY Grow your wealth and secure your future with BPI investment products. View and manage your investments in one place and conveniently set up or amend your Regular Subscription Plan (RSP) directly in the app. Eligible clients can also access their BPI Privilege Cards and exclusive experiences through the app. TAKE CONTROL OF YOUR SECURITY Enjoy added security with customizable transaction limits and Mobile Key authorization. Securely approve transactions using your device's biometric credentials. You can also log in to BPI online on a web browser using the QR Scanner in the app when Mobile Key is unavailable. Manage your cards anytime and enjoy greater control and protection for your everyday banking activities. BANK WITHOUT VISITING A BRANCH Access a growing range of services directly in the app: • Order a Debit Card • Open a New Account • Open a Time Deposit Account • Reorder Checkbooks • Stop Check Payment Orders • Download Statements of Account • Download Wealth Portfolio Statements • Update Mobile Number • Manage Trusted Devices • Temporarily or Permanently Block Debit or Credit Cards • Check Deposit (available to eligible customers) • Cardless Withdrawal • Buy and Sell USD • Credit-to-Cash and Balance Conversion for eligible customers • Partner Store Transactions (Deposit or Withdraw) UNLOCK PERSONALIZED OFFERS Enjoy exclusive offers, rewards, and promotions available through the BPI app. Receive personalized deals and experiences designed for BPI customers. ABOUT BPI As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing trusted and reliable financial services. Through continuous innovation and digital transformation, BPI delivers secure, convenient, and customer-focused banking solutions that help millions of Filipinos achieve their financial goals. BPI was recognized by FinanceAsia as Best Financial Company and Best Overall Company in the Philippines. With the BPI app, you can bank with confidence knowing your transactions are protected by robust security features. The app is continuously enhanced with new features and improvements designed to make banking simpler, safer, and more convenient every day. Download the BPI app and make every day better with BPI.

Screenshots

TPBank Mobile4 screens
BPI4 screens

Verdict

The call

The clearest difference is rating: BPI at 4.8 against TPBank Mobile's 3.0. BPI also leads on monetization model (free vs free with in-app purchases) and ratings volume (17K vs 349). TPBank Mobile's advantage is update cadence (every 2 weeks vs every 2 months) and iOS requirement (13.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BPI holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: BPI has 17K ratings behind it against 349, so its average is the more settled of the two. Written reviews complicate that: 28% of TPBank Mobile's written reviews are positive against 27% of BPI's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

TPBank Mobile ships an update every 2 weeks, BPI every 2 months. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

Scorecard5 real differences · 5 level
TPBank Mobile versus BPI: the parameters behind the verdict, then further details
ParameterTPBank MobileBPI
PriceFreeFree
Rating3.0 (349 ratings)4.8 (17K ratings) — better
Positive reviews28.5% of reviews — better27.0% of reviews
Number of ratings34917K — better
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size938 MB197 MB
Age rating12+4+
DeveloperTienPhongBankBank of the Philippine Islands

Customer experience

TPBank Mobile

All ratings349 ratings
Positive47.0%
Neutral4.3%
Negative48.7%
Written reviews151 reviews
Positive28.5%
Neutral5.3%
Negative66.2%

BPI

All ratings17,201 ratings
Positive95.0%
Neutral1.4%
Negative3.6%
Written reviews577 reviews
Positive27.0%
Neutral2.8%
Negative70.2%

User reviews

TPBank Mobile

From 349 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and responsive
  • 💡 Convenient features

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Poor user experience
  • 📢 Excessive advertising
  • 🔒 Security and authentication issues
  • 💰 Unfair fees and charges

BPI

From 17K App Store ratings

What we love

  • 🚀 Smooth transfer experience
  • 🔒 Secure authentication
  • 👍 Convenient mobile banking
  • 🙌 Improved app design

Room to improve

  • 🐛 Frequent crashes
  • 🤯 Frustrating registration process
  • 🤔 Confusing UI changes
  • 🙅‍♀️ Not OFW-friendly
  • 💔 Downgrade from previous app

Bugs and requests

TPBank Mobile

Reported bugs

4 issues
  • App crashes during transactions
  • Face/fingerprint recognition not working
  • Incorrect account balance display
  • Delayed transaction notifications

Requested features

5 requests
  • Improve app stability and performance
  • Enhance user interface and navigation
  • Reduce intrusive advertising
  • Strengthen security and authentication methods
  • Provide more transparency on fees and charges

BPI

Reported bugs

4 issues
  • Unable to register device
  • OTP not received
  • Transactions not processing
  • Compatibility issues with newer devices

Requested features

4 requests
  • Allow multiple device registration
  • Provide email-based OTP option
  • Restore copy-paste functionality
  • Add dark mode option

In-app purchases

None

TPBank Mobile

No in-app purchases

None

BPI

No in-app purchases

Questions

Is TPBank Mobile free?
TPBank Mobile is free to download, with no in-app purchases.
Is BPI free?
BPI is free to download, with no in-app purchases.
Which has better reviews, TPBank Mobile or BPI?
BPI is rated higher. TPBank Mobile averages 3.0 out of 5 from 349 ratings, while BPI averages 4.8 from 17K ratings.
Do TPBank Mobile or BPI have ads?
Neither TPBank Mobile nor BPI shows ads.
Which is updated more often, TPBank Mobile or BPI?
TPBank Mobile ships an update every 2 weeks, and BPI every 2 months. Most recently, TPBank Mobile was updated on October 13, 2026 and BPI on October 16, 2026.

Other comparisons