Comparison

HanseMerkur ServiceApp vs Geschenklio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HanseMerkur ServiceApp

Manage your HanseMerkur insurance policies easily. Submit documents like bills and prescriptions digitally, update your personal and banking information, and access personalized insurance services. Receive digital invoices and important documents securely within the app.

Highlights
  • Digital document submission (photos, scans, PDFs)
  • Collect and submit documents later
  • Digital invoice reception
  • Update contact and banking details
  • Request insurance certificates and clinic cards
  • Access personalized health services
  • Synchronize across multiple devices
Features
Read full description

***The HanseMerkur ServiceApp with many new features*** The ServiceApp is available to all policyholders of HanseMerkur Krankenversicherung AG, as well as customers with pet surgery insurance, pet health insurance, or dog liability insurance from HanseMerkur Allgemeine AG (excluding contracts concluded in Austria). The app will gradually be made available for other areas of insurance as well. Use the app to quickly and easily submit documents online, such as medical or veterinary invoices, prescriptions, medical records, and other documents relating to your contract, or to submit a claim. Discover our wide range of personalised insurance services, such as updating contact and bank details, requesting certificates, granting authorisations, and - depending on your cover - accessing various health services for both people and animals. FEATURES Submission: Send us your documents conveniently using various methods (photo function, barcode scan, or PDF upload). For each document, you can choose which contract or person it relates to. You also have the option to store documents in the ServiceApp and submit them at a later time - for example, if you are still waiting for a statement or a related document is missing. Various personalised insurance services: These are displayed or hidden depending on your insurance cover and are always pre-filled with the data known to HanseMerkur, for example: • Change contact details (name, address, telephone, email) • Change bank details • Add authorisations • Request an addendum to the insurance policy/contract excerpt • Request tax office certificate • Change pet characteristics • Contact us (arrange call-back appointments, chat) • Health services • Terminate contract E-prescription: Policyholders with comprehensive health insurance can authenticate themselves via the ServiceApp in the app “Das E-Rezept”. This allows e-prescription data to be imported into the ServiceApp and submitted. Digital receipt of invoices: Invoices from your doctor or dentist can be received digitally in the postbox of your ServiceApp. You will receive almost all correspondence relating to your policy in encrypted form in your digital postbox, where you can sort and filter it, as well as print and export it individually or in full. Synchronisation: You can use the app on multiple devices simultaneously. All documents received in your postbox and all submissions made via the app are synchronised and displayed across all registered devices. SECURITY Your health data is sensitive and must be fully protected. Therefore, all documents are securely encrypted and stored within the app. The registration process has been optimised in line with the latest data protection requirements and requires a one-time registration using your email address, password, contract number, and PIN (as well as, where applicable, the eID procedure when using the e-prescription feature). REQUIREMENTS To use the ServiceApp, you need an active contract in the field of health insurance, pet health or pet surgery insurance, or dog liability insurance. Your iPhone or iPad must be running at least iOS 17. CONTACT If you have any questions or suggestions regarding the app, please email app@hansemerkur.de or call +49 40 4119-2099.

About

Geschenklio

Features
Read full description

Geschenklio hilft dir, Geburtstage nie mehr zu vergessen – und rechtzeitig das passende Geschenk zu finden. ÜBERSICHT AUF EINEN BLICK Wer als Nächstes Geburtstag hat, in wie vielen Tagen – und für wen noch ein Geschenk fehlt. Alles auf der Startseite. GEBURTSTAGSKALENDER Ein Monatsblick auf alle Geburtstage, mit Punkten an den Tagen, an denen etwas ansteht. PERSONENAKTE Interessen, Notizen, Kategorie und Budget je Person – alles, was du beim Suchen brauchst. Dazu zwei Listen pro Person: „Geht immer" und „Geht gar nicht", damit du nie wieder zum dritten Mal Socken schenkst. GESCHENK-STATUS Von „In Planung" über „Gekauft" bis „Bereit zur Übergabe" – du siehst sofort, was noch offen ist. iCLOUD-SYNCHRONISIERUNG iPhone und iPad zeigen denselben Stand – ohne Konto, ohne Umweg über fremde Server. Deine Daten liegen ausschließlich auf deinem Gerät und, wenn iCloud aktiv ist, in deiner privaten iCloud-Datenbank. KOSTENLOS NUTZBAR Übersicht, Kalender, Personenakte, Geschenk-Status und die Geburtstagserinnerung – für bis zu 5 Personen komplett kostenlos, ohne Zeitlimit. MIT GESCHENKLIO PRO – Unbegrenzt viele Personen – Geschenk-Erinnerungen 14, 7 und 1 Tag vor dem Geburtstag, solange das Geschenk offen ist – Kontakte-Abgleich: Geburtstage automatisch aus der Kontakte-App übernehmen und aktuell halten – Ausgaben & Budget: was du pro Jahr und pro Person ausgibst, was fest eingeplant ist und was noch aussteht – Brainstorming: Ideen sammeln, bewerten und mit einem Tipp zum Geschenk machen – Geschenke aller Jahre nachschlagen, nicht nur das aktuelle – Erhaltene Geschenke festhalten – praktisch fürs nächste Jahr – Fotos zu Geschenken und eigene Kategorien für Personen DEINE DATEN GEHÖREN DIR Geschenklio hat keinen eigenen Server. Alles, was du einträgst, bleibt auf deinem Gerät und, wenn iCloud aktiv ist, in deiner privaten iCloud-Datenbank. Kein Tracking, keine Werbe-Kennungen, keine Analyse-Dienste von Dritten. Ein Konto ist nicht nötig – „Mit Apple anmelden" ist optional und lässt sich überspringen. Für iPhone und iPad auf Deutsch. ==== Nutzungsbedingungen (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

HanseMerkur ServiceApp4 screens
Geschenklio4 screens

Verdict

The call

The clearest difference is in-app purchases: HanseMerkur ServiceApp at none against Geschenklio's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Geschenklio sells 2 in-app purchases, starting at $5.99 per year. HanseMerkur ServiceApp asks for nothing beyond the download.

Scorecard1 real difference · 9 level
HanseMerkur ServiceApp versus Geschenklio: the parameters behind the verdict, then further details
ParameterHanseMerkur ServiceAppGeschenklio
PriceFreeFree
Rating4.4 (151 ratings) — better—
Positive reviews71.4% of reviews—
Number of ratings151 — better—
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS17 — better18.0
Further details — not scored
Size521 MB2 MB
Age rating12+4+
DeveloperHanseMerkur Krankenversicherung AGMika Mellenthin

In-app purchases

None

HanseMerkur ServiceApp

No in-app purchases

2 purchases

Geschenklio

Subscriptions1
  • Geschenklio Pro - Jahresabo7 Days trial$5.991 Year
One-time1
  • Geschenklio Pro - Einmalkauf$17.99

Questions

Is HanseMerkur ServiceApp free?
HanseMerkur ServiceApp is free to download, with no in-app purchases.
Is Geschenklio free?
Geschenklio is free to download, with in-app purchases available.
Do HanseMerkur ServiceApp or Geschenklio have ads?
Neither HanseMerkur ServiceApp nor Geschenklio shows ads.

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