Comparison

CSOB SmartBanking vs Poštová banka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CSOB SmartBanking

Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.

Highlights
  • Secure login with PIN
  • Account management
  • Public banking information access
  • Multi-language support
  • App deactivation and parameter changes
Features
Read full description

App offers a convenient way of controlling finances and additional services. We are ČSOB and we bring you the ČSOB SmartBanking application, which is the gateway to the smart world. You will find the solutions that we ourselves, as clients, expect from a bank – understandable, safe and comfortable. Our app offers a number of functions for comfortable and secure financial management – ​​from payments, to the possibility of setting up an investment in it in a few clicks or applying for a loan. But you will also find what you would not expect from a bank in the ČSOB SmartBanking app. For example, you can set up insurance through it, buy a ticket for public transport or parking, or save all important information about your car. Yes, we know that this goes beyond the boundaries of banking as we know it. But we want your every day to be smart. Have you become our client or just changed your smartphone and want to activate our ČSOB SmartBanking app? It's easy and you can activate it in a few minutes: 1. Prepare your IPPID and PIN. These are the same as those you use to log in to MojaČSOB internet banking. 2. After entering them into the application, confirm activation via the ČSOB SmartToken app, which you also need. 3. When using the application in the future, only your PIN or biometrics will be sufficient. You can change your PIN at any time in the app or via MojaČSOB internetbanking. 4. You can customize the application and its parameters as you need in the Settings section. Are you interested in our application and are not yet a ČSOB client? Download it and try out its functions in the public section, which is also available without logging in. If you have any questions, this SmartBanking - ČSOB subpage can help you with the answers, and our colleagues are also available at +421259668844 or info@csob.sk. ©2011 ČSOB Slovensko

About

Poštová banka

Manage your finances easily with this mobile banking app. Get an overview of your accounts, check loan balances, find ATMs, and locate branches. Pay bills quickly and chat with support directly within the app.

Highlights
  • Account overview
  • Loan and mortgage balance check
  • ATM and Postomat locator
  • Branch locator
  • Bill and invoice payments
  • Online chat support
Features
Read full description

Uľahčite si život a správu svojich financií s Mobilnou aplikáciou Poštovej banky. Získate aktuálny prehľad o svojich financiách na bežnom či sporiacom účte. Skontrolujete si zostatok svojho úveru či hypotéky na pár klikov. Potrebujete si vybrať peniaze? Radi vás nasmerujeme k najbližšiemu bankomatu alebo Poštomatu. A ak sa nás chcete niečo spýtať osobne, pomôžeme vám vyhľadať najbližšie obchodné miesto, v ktorom nás nájdete. Prečo si stiahnuť našu aplikáciu? • Získate prehľad o svojich účtoch a ostatných produktoch. • Nemusíte už čakať na výpis z účtu. Históriu zostatkov máte k dispozícii kedykoľvek. • Zaplatíte účty a faktúry rýchlo a jednoducho bez zdĺhavého prepisovania IBAN čísel. • Ak potrebujete poradiť alebo sa na niečo spýtať, máte možnosť nás kontaktovať cez online chat priamo v aplikácii. Koľko budete za aplikáciu platiť? Aplikácia Poštovej banky je zadarmo a neobsahuje žiadne platené služby. Poplatky za operácie vykonané cez aplikáciu sú takisto zadarmo. Ako si ju aktivujete? Ste klientom Poštovej banky? Na aktiváciu aplikácie vám stačí zadať vaše prihlasovacie meno a heslo, ktorým sa prihlasujete do nášho Internet bankingu. Po aktivácii si zvolíte svoj 4-miestny PIN kód, s ktorým sa budete jednoducho prihlasovať a potvrdzovať platby až do výšky 3 000 €. Ak ešte nie ste klientom Poštovej banky alebo nemáte zriadenú službu Internet banking, nájdete nás na poštách, kde vám ochotne pomôžeme. V prípade otázok, nápadov alebo akýchkoľvek problémov nás môžete kontaktovať priamo z hlavného menu aplikácie prostredníctvom online chatu, telefonicky na našej Infolinke 0850 00 6500 alebo e-mailom na adrese: info@pabk.sk.

Screenshots

CSOB SmartBanking4 screens
Poštová banka4 screens

Verdict

The call

The clearest difference is review sentiment: CSOB SmartBanking at 60% against Poštová banka's 4%. CSOB SmartBanking also leads on rating (4.8 vs 1.8) and ratings volume (409 vs 5). Poštová banka's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CSOB SmartBanking holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: CSOB SmartBanking has 409 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 60% of CSOB SmartBanking's written reviews are positive against 4% of Poštová banka's.

UpkeepUpdate frequency

CSOB SmartBanking ships an update every 6 weeks, Poštová banka every 3 months. Both last shipped on October 14, 2026.

Scorecard6 real differences · 4 level
CSOB SmartBanking versus Poštová banka: the parameters behind the verdict, then further details
ParameterCSOB SmartBankingPoštová banka
PriceFreeFree
Rating4.8 (409 ratings) — better1.8 (5 ratings)
Positive reviews60.0% of reviews — better3.8% of reviews
Number of ratings409 — better5
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.012.0 — better
Further details — not scored
Size181 MB36 MB
Age rating4+4+
DeveloperČeskoslovenská obchodná banka365.bank, a. s.

Customer experience

CSOB SmartBanking

All ratings409 ratings
Positive96.6%
Neutral0.7%
Negative2.7%
Written reviews20 reviews
Positive60.0%
Neutral15.0%
Negative25.0%

Poštová banka

All ratings4 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews53 reviews
Positive3.8%
Neutral11.3%
Negative84.9%

Bugs and requests

CSOB SmartBanking

Reported bugs

5 issues
  • Confusing to log on
  • Entering details multiple times between apps
  • App name not intuitive for search
  • Crashing on iPhone X
  • Smart scanner not always working

Requested features

7 requests
  • Combine banking and token in one app
  • Add CSOB to Apple Pay
  • More language options
  • Internationalized language, at least English
  • Major update with new features
Show 2 more
  • Smart scanner to work reliably
  • Option to send payment to predefined recipient

Poštová banka

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CSOB SmartBanking

No in-app purchases

None

Poštová banka

No in-app purchases

Questions

Is CSOB SmartBanking free?
CSOB SmartBanking is free to download, with no in-app purchases.
Is Poštová banka free?
Poštová banka is free to download, with no in-app purchases.
Which has better reviews, CSOB SmartBanking or Poštová banka?
CSOB SmartBanking is rated higher. CSOB SmartBanking averages 4.8 out of 5 from 409 ratings, while Poštová banka averages 1.8 from 5 ratings.
Do CSOB SmartBanking or Poštová banka have ads?
Neither CSOB SmartBanking nor Poštová banka shows ads.
Which is updated more often, CSOB SmartBanking or Poštová banka?
CSOB SmartBanking ships an update every 6 weeks, and Poštová banka every 3 months. Most recently, CSOB SmartBanking was updated on October 14, 2026 and Poštová banka on October 14, 2026.

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