Comparison

CSOB SmartBanking vs Čítačka RB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CSOB SmartBanking

Manage your finances and access additional services with this banking application. It offers secure and convenient features for payments, investments, loans, insurance, and even public transport tickets. Explore a smart world beyond traditional banking.

Highlights
  • Secure financial management
  • Online payments and transfers
  • Investment setup
  • Loan applications
  • Insurance setup
  • Public transport tickets
  • Car information storage
Features
Read full description

App offers a convenient way of controlling finances and additional services. We are ČSOB and we bring you the ČSOB SmartBanking application, which is the gateway to the smart world. You will find the solutions that we ourselves, as clients, expect from a bank – understandable, safe and comfortable. Our app offers a number of functions for comfortable and secure financial management – ​​from payments, to the possibility of setting up an investment in it in a few clicks or applying for a loan. But you will also find what you would not expect from a bank in the ČSOB SmartBanking app. For example, you can set up insurance through it, buy a ticket for public transport or parking, or save all important information about your car. Yes, we know that this goes beyond the boundaries of banking as we know it. But we want your every day to be smart. Have you become our client or just changed your smartphone and want to activate our ČSOB SmartBanking app? It's easy and you can activate it in a few minutes: 1. Prepare your IPPID and PIN. These are the same as those you use to log in to MojaČSOB internet banking. 2. After entering them into the application, confirm activation via the ČSOB SmartToken app, which you also need. 3. When using the application in the future, only your PIN or biometrics will be sufficient. You can change your PIN at any time in the app or via MojaČSOB internetbanking. 4. You can customize the application and its parameters as you need in the Settings section. Are you interested in our application and are not yet a ČSOB client? Download it and try out its functions in the public section, which is also available without logging in. If you have any questions, this SmartBanking - ČSOB subpage can help you with the answers, and our colleagues are also available at +421259668844 or info@csob.sk. ©2011 ČSOB Slovensko

About

Čítačka RB

This application allows Raiffeisen Bank clients to confirm operations in their Internet banking. It supports activation via ID card scanning, in-person visits, or phone, and offers offline usage after initial setup. Users can set a login password and fingerprint for enhanced security and convenience.

Highlights
  • Confirm Internet banking operations
  • Activate via ID card scan
  • Offline usage supported
  • Set login password
  • Fingerprint login option
  • Requires iOS 14.0+
Features
Read full description

The Reader application is intended for clients of Raiffeisen Bank. It serves to confirm operations in Internet banking of Raiffeisen banka. Complete information as well as the scope and terms of use of the Reader can be found at www.raiffeisen.sk. - By scanning the face and ID card directly in the Reader application. For activation, it is necessary to have the client number, a valid SR ID card and an SMS code sent to the phone number registered in the bank. - In person at the branch. - By phone via Infolink. The Reader requires an Internet connection for activation and updating. Subsequently, it can also be used offline. During activation, the Reader prompts the user to set a login password and to set a fingerprint for more convenient login. The current version of the Reader application is available for devices with the iOS 14.0 operating system and higher.

Screenshots

CSOB SmartBanking4 screens
Čítačka RB4 screens

Verdict

The call

The clearest difference is review sentiment: CSOB SmartBanking at 60% against Čítačka RB's 0%. CSOB SmartBanking also leads on rating (4.8 vs 3.7) and ratings volume (412 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CSOB SmartBanking holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: CSOB SmartBanking has 412 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 60% of CSOB SmartBanking's written reviews are positive against 0% of Čítačka RB's.

UpkeepUpdate frequency

CSOB SmartBanking ships an update every 6 weeks, Čítačka RB every 5 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
CSOB SmartBanking versus Čítačka RB: the parameters behind the verdict, then further details
ParameterCSOB SmartBankingČítačka RB
PriceFreeFree
Rating4.8 (412 ratings) — better3.7 (3 ratings)
Positive reviews60.0% of reviews — better0.0% of reviews
Number of ratings412 — better3
Update frequencyEvery 6 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size182 MB116 MB
Age rating4+12+
DeveloperČeskoslovenská obchodná bankaTatra banka, a.s.

Customer experience

CSOB SmartBanking

All ratings412 ratings
Positive96.6%
Neutral0.7%
Negative2.7%
Written reviews20 reviews
Positive60.0%
Neutral15.0%
Negative25.0%

Čítačka RB

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

CSOB SmartBanking

Reported bugs

5 issues
  • Confusing to log on
  • Entering details multiple times between apps
  • App name not intuitive for search
  • Crashing on iPhone X
  • Smart scanner not always working

Requested features

7 requests
  • Combine banking and token in one app
  • Add CSOB to Apple Pay
  • More language options
  • Internationalized language, at least English
  • Major update with new features
Show 2 more
  • Smart scanner to work reliably
  • Option to send payment to predefined recipient

Čítačka RB

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CSOB SmartBanking

No in-app purchases

None

Čítačka RB

No in-app purchases

Questions

Is CSOB SmartBanking free?
CSOB SmartBanking is free to download, with no in-app purchases.
Is Čítačka RB free?
Čítačka RB is free to download, with no in-app purchases.
Which has better reviews, CSOB SmartBanking or Čítačka RB?
CSOB SmartBanking is rated higher. CSOB SmartBanking averages 4.8 out of 5 from 412 ratings, while Čítačka RB averages 3.7 from 3 ratings.
Do CSOB SmartBanking or Čítačka RB have ads?
Neither CSOB SmartBanking nor Čítačka RB shows ads.
Which is updated more often, CSOB SmartBanking or Čítačka RB?
CSOB SmartBanking ships an update every 6 weeks, and Čítačka RB every 5 months. Most recently, CSOB SmartBanking was updated on November 1, 2026 and Čítačka RB on October 24, 2026.

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