Splitwise vs BuddyPay

Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms

Split expenses fairly, settle up simply BuddyPay makes tracking shared expenses with friends, roommates, and groups effortless. Whether you're splitting rent, planning a trip, or sharing dinner bills, BuddyPay keeps everyone's balances clear and fair. KEY FEATURES Smart Expense Tracking • Create unlimited rooms for different groups (trips, roommates, events) • Add expenses in seconds with flexible split options • Attach receipts and photos to keep records organized • Track who paid and who owes at a glance Flexible Split Options • Split equally - divide bills evenly among participants • Split by percentage - assign custom percentages to each person • Split by exact amount - specify precise amounts for each member • Automatically calculate fair shares Simplified Balances • See exactly who owes whom with simplified debt calculations • Minimize the number of payments needed in your group • View overall balances and per-expense breakdowns • Real-time balance updates as expenses are added Easy Settlements • Record payments when someone settles their share • Track payment history for complete transparency • Get notified when balances change • All settled? BuddyPay celebrates with you! Collaborative Groups • Create rooms for any occasion: roommates, trips, dinners, events • Invite friends via shareable links or email • Add friends to your network for quick invitations • Everyone stays updated with real-time activity feed Privacy & Security • Your expense data stays private and secure • Optional biometric lock (Face ID/Fingerprint) • Control notification preferences • Block users and manage friend lists Global & Accessible • Support for 13 languages • 150+ currencies supported • Light and dark themes • Clean, intuitive interface PERFECT FOR: - Roommates - Track rent, utilities, groceries, and household expenses - Group Trips - Split accommodation, meals, activities, and transport - Dining Out - Share restaurant bills fairly among friends - Events - Organize party expenses, gifts, and shared costs - Work Teams - Track team lunches and shared office expenses HOW IT WORKS 1. Create a Room - Set up a group for your shared expenses 2. Add Expenses - Log bills with receipt photos and split details 3. Track Balances - See who owes whom with simplified calculations 4. Settle Up - Record payments made outside the app IMPORTANT: BuddyPay is for expense tracking only BuddyPay helps you track and organize shared expenses, but doesn't process actual payments. Users settle debts outside the app using their preferred method (cash, Venmo, PayPal, bank transfer, etc.). Think of it as a smart notebook that keeps everyone accountable. WHY CHOOSE BUDDYPAY? - 100% Free - No premium tiers, no hidden fees - Multi-Currency - Perfect for international trips - Privacy First - Your data belongs to you - Regular Updates - Continuous improvements Download BuddyPay today and say goodbye to awkward money conversations. Keep friendships strong by keeping expenses clear! Questions or feedback? Contact us at support@buddypay.app Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/