BECU vs Tepco Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BECU
Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.
- Consolidate BECU and non-BECU accounts
- Budget based on spending history
- Locate ATMs and credit unions
- Transfer funds
- Deposit checks
- Pay bills
Read full descriptionHide full description
Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience
Tepco Mobile
Manage your insurance loans with ease. Review account details, make payments directly, and set personalized reminders for due dates. Optimize your cash flow while securing necessary insurance products.
- View account details
- Make direct payments
- Set payment reminders
- Manage insurance loans
- Optimize cash flow
Read full descriptionHide full description
Tepco Premium Finance brings you our newest way to manage your insurance loans. The Tepco Mobile App allows you to easily review your account details, make payments directly in the app, and set personalized reminder notifications for payment due dates. Financing your insurance premium through Tepco enables you, our customer, to preserve the consistency of your earnings, optimize your cash flow, and maintain a high level of credit availability while securing the insurance products you need. You will find that we offer the superior service, competitive rates, and excellent turn-around time that you expect and deserve.
Screenshots
Verdict
The clearest difference is ads: Tepco Mobile at none against BECU's shown. Tepco Mobile also leads on monetization model (free vs ad-supported). BECU's advantage is ratings volume (70K vs 3) and update cadence (every 2 months vs every 9 months). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tepco Mobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BECU has 70K ratings behind it against 3, so its average is the more settled of the two.
BECU ships an update every 2 months, Tepco Mobile every 9 months. The most recent releases landed on October 18, 2026 and October 3, 2026 respectively.
| Parameter | BECU | Tepco Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (70K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 59.7% of reviews | — |
| Number of ratings | 70K — better | 3 |
| Update frequency | Every 2 months — better | Every 9 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 102 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | BECU | Tepco Premium Finance |
Customer experience
BECU
Tepco Mobile
Bugs and requests
BECU
Reported bugs
4 issues- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication
Requested features
5 requests- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view
Tepco Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BECU
No in-app purchases
Tepco Mobile
No in-app purchases
