Comparison

AIB Mobile vs ExpenseIn

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AIB Mobile

Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.

Highlights
  • Open new accounts
  • Apply for loans and overdrafts
  • Make payments with phone number
  • Manage standing orders and direct debits
  • View and save statements
  • Freeze/unfreeze cards
  • Secure login with FaceID/TouchID
Features
Read full description

Our mobile app is built to support you in the life you’re after. It includes features to support how you bank every day and new ways to manage your money and make quick and easy payments.   The app offers a personalised everyday banking experience with a strong focus on your day-to-day banking.   You can get better insight into your money with a clear picture of where your money is going, with detailed transactions and budgeting tools to help you understand your spending.    With easy payments and more control to make the fast, secure SEPA Instant and Zippay payments you know and trust.     Strong security & protection against fraud with enhanced security features, including Passkeys, which give you a fast and safe way to login to the app and an added layer of protection from fraudsters.   The app offers support when and how you need it. Get help directly in the app - chat to our digital assistant Abi, check our FAQ’s or find other ways to contact us for the support you need.    Your AIB mobile app home screen:  Life is busy. Most days when you open the app, you just want to quickly check your balance and your spending.   - To make your online banking easier, we’ve introduced spaces for your different accounts.  - Your ‘Everyday’ space brings your current and credit card accounts, together in the one place.    - Easily switch between your Savings, Loans, or Mortgages space.  - See your balances, recent activity and upcoming payments at a glance.   - Keep track of your spending and an eye on the budget you set.  - In app messages help you stay up to date.  - Ask Abi a question, call us or find your nearest branch.   Spending & budgeting insights:  Track your spending trends by getting a daily, weekly or monthly view.   - See a breakdown of your spending by structured categories, so you know where your money is going.  - Understand your habits by seeing where you spend most of your money.  - Add your own tags to transactions to track spending in a way that works for you.   - Set and manage budgets, track your progress and see what you’ve left against your budget target.  Payments:  Make & manage your payments simply and quickly.  - Move your money between your AIB accounts.  - Send, request or split payments with Zippay using your mobile contacts.   - Send money to your family and friends whether they are in Ireland or the SEPA zone countries.   - Use Selfie Check facial biometrics to let us check it’s really you making payments in the app. Once enrolled, you can make higher-value payments securely.  - Pay your household or credit card bills.   - Set up or cancel standing orders anytime.   - View and manage your payees and set payment limits.  Cards:  You can easily and securely:  - Freeze and unfreeze your cards.  - Order a replacement card if yours is lost or stolen.  - View your personal debit card PIN.  Apply and open products:  Open a new account, apply to borrow money, apply for a credit card or mortgage or get insurance. You can also plan for your future with AIB life.  - New account: Open a new current or savings account on your own, all from within the app.   - Borrow money: Apply for a Personal loan or top-up, a green loan, the SBCI Home Energy Upgrade Loan Scheme or a Personal overdraft.   - Credit cards: Apply for a Click or Platinum credit card.   - Mortgage: Easy access to calculate, apply and manage your mortgage application.  - Insurance: Call us for a travel, home and/or car insurance quote.   - AIB life: Start planning for your future by exploring ways to invest your money, grow your pension, get cover for your income or mortgage.    For more information:   We have more information on our website https://www.aib.ie/ways-to-bank/mobile-banking For more information on our new app go to https://www.aib.ie/newapp Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

About

ExpenseIn

Streamline expense management for businesses by allowing employees to pay with company cards, capture receipts, and submit expenses on the go. Finance teams gain real-time transaction visibility, automated policy enforcement, and integrated reporting for better spend control.

Highlights
  • Company card payments
  • Instant receipt capture
  • Expense and mileage submission
  • Real-time transaction visibility
  • Automated policy enforcement
  • Integrated reporting
  • Accounting system integration
Features
Read full description

ExpenseIn helps finance teams stay in control of expenses and company cards – without chasing receipts, fixing mistakes, or firefighting at month-end. Employees pay with physical or virtual company cards, capture receipts instantly, and submit expenses or mileage on the go. Managers approve in seconds, while finance teams get real-time visibility into every transaction as it happens. All business spend – company cards, expenses, mileage, and invoices – is managed in one app. Automated policy enforcement and smart spend controls stop errors, overspending, and fraud before they reach finance. Built-in, tax-compliant reporting supports businesses across the UK and Ireland. For employees: • Pay with company cards and snap receipts instantly • Submit expenses and mileage in seconds • Track claims and reimbursements in the app For finance teams: • See every transaction in real time • Set spending limits, approval flows, and custom rules • Enforce policies automatically and reduce compliance risk • Integrate easily with your accounting system • Stay audit-ready with a complete digital paper trail Trusted by businesses in more than 50 countries, ExpenseIn processes over one million expenses every month. With UK-based support rated 96% for satisfaction and a 98% customer retention rate, it’s the partner finance teams rely on. Download ExpenseIn and take control of company spending. Cards issued by Stripe.

Screenshots

AIB Mobile4 screens
ExpenseIn4 screens

Verdict

The call

The clearest difference is rating: AIB Mobile at 4.5 against ExpenseIn's 1.0. AIB Mobile also leads on ratings volume (1.5K vs 2). ExpenseIn's advantage is ads (none vs shown) and review sentiment (29% vs 16%). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AIB Mobile holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: AIB Mobile has 1.5K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 16% of AIB Mobile's written reviews are positive against 29% of ExpenseIn's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

AIB Mobile ships an update every 3 weeks, ExpenseIn every 11 days. The most recent releases landed on September 23, 2026 and September 8, 2026 respectively.

Scorecard5 real differences · 5 level
AIB Mobile versus ExpenseIn: the parameters behind the verdict, then further details
ParameterAIB MobileExpenseIn
PriceFreeFree
Rating4.5 (1.5K ratings) — better1.0 (2 ratings)
Positive reviews15.6% of reviews29.2% of reviews — better
Number of ratings1.5K — better2
Update frequencyEvery 3 weeksEvery 11 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size153 MB62 MB
Age rating4+4+
DeveloperAllied Irish Banks, p.l.c.Mobile Dynamics Ltd

Customer experience

AIB Mobile

All ratings1,479 ratings
Positive88.6%
Neutral1.9%
Negative9.5%
Written reviews225 reviews
Positive15.6%
Neutral5.3%
Negative79.1%

ExpenseIn

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews24 reviews
Positive29.2%
Neutral8.3%
Negative62.5%

Bugs and requests

AIB Mobile

Reported bugs

3 issues
  • Selfie check operates sideways
  • Payee information cannot be saved
  • Security update consistently fails to install

Requested features

2 requests
  • Add ability to block betting sites
  • Improve credit card balance display

ExpenseIn

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AIB Mobile

No in-app purchases

None

ExpenseIn

No in-app purchases

Questions

Is AIB Mobile free?
AIB Mobile is free to download, with no in-app purchases.
Is ExpenseIn free?
ExpenseIn is free to download, with no in-app purchases.
Which has better reviews, AIB Mobile or ExpenseIn?
AIB Mobile is rated higher. AIB Mobile averages 4.5 out of 5 from 1.5K ratings, while ExpenseIn averages 1.0 from 2 ratings.
Do AIB Mobile or ExpenseIn have ads?
AIB Mobile shows ads; ExpenseIn does not.
Which is updated more often, AIB Mobile or ExpenseIn?
AIB Mobile ships an update every 3 weeks, and ExpenseIn every 11 days. Most recently, AIB Mobile was updated on September 23, 2026 and ExpenseIn on September 8, 2026.

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