AIB Mobile vs ExpenseIn
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AIB Mobile
Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.
- Open new accounts
- Apply for loans and overdrafts
- Make payments with phone number
- Manage standing orders and direct debits
- View and save statements
- Freeze/unfreeze cards
- Secure login with FaceID/TouchID
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Our mobile app is built to support you in the life you’re after. It includes features to support how you bank every day and new ways to manage your money and make quick and easy payments. The app offers a personalised everyday banking experience with a strong focus on your day-to-day banking. You can get better insight into your money with a clear picture of where your money is going, with detailed transactions and budgeting tools to help you understand your spending. With easy payments and more control to make the fast, secure SEPA Instant and Zippay payments you know and trust. Strong security & protection against fraud with enhanced security features, including Passkeys, which give you a fast and safe way to login to the app and an added layer of protection from fraudsters. The app offers support when and how you need it. Get help directly in the app - chat to our digital assistant Abi, check our FAQ’s or find other ways to contact us for the support you need. Your AIB mobile app home screen: Life is busy. Most days when you open the app, you just want to quickly check your balance and your spending. - To make your online banking easier, we’ve introduced spaces for your different accounts. - Your ‘Everyday’ space brings your current and credit card accounts, together in the one place. - Easily switch between your Savings, Loans, or Mortgages space. - See your balances, recent activity and upcoming payments at a glance. - Keep track of your spending and an eye on the budget you set. - In app messages help you stay up to date. - Ask Abi a question, call us or find your nearest branch. Spending & budgeting insights: Track your spending trends by getting a daily, weekly or monthly view. - See a breakdown of your spending by structured categories, so you know where your money is going. - Understand your habits by seeing where you spend most of your money. - Add your own tags to transactions to track spending in a way that works for you. - Set and manage budgets, track your progress and see what you’ve left against your budget target. Payments: Make & manage your payments simply and quickly. - Move your money between your AIB accounts. - Send, request or split payments with Zippay using your mobile contacts. - Send money to your family and friends whether they are in Ireland or the SEPA zone countries. - Use Selfie Check facial biometrics to let us check it’s really you making payments in the app. Once enrolled, you can make higher-value payments securely. - Pay your household or credit card bills. - Set up or cancel standing orders anytime. - View and manage your payees and set payment limits. Cards: You can easily and securely: - Freeze and unfreeze your cards. - Order a replacement card if yours is lost or stolen. - View your personal debit card PIN. Apply and open products: Open a new account, apply to borrow money, apply for a credit card or mortgage or get insurance. You can also plan for your future with AIB life. - New account: Open a new current or savings account on your own, all from within the app. - Borrow money: Apply for a Personal loan or top-up, a green loan, the SBCI Home Energy Upgrade Loan Scheme or a Personal overdraft. - Credit cards: Apply for a Click or Platinum credit card. - Mortgage: Easy access to calculate, apply and manage your mortgage application. - Insurance: Call us for a travel, home and/or car insurance quote. - AIB life: Start planning for your future by exploring ways to invest your money, grow your pension, get cover for your income or mortgage. For more information: We have more information on our website https://www.aib.ie/ways-to-bank/mobile-banking For more information on our new app go to https://www.aib.ie/newapp Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.
ExpenseIn
Streamline expense management for businesses by allowing employees to pay with company cards, capture receipts, and submit expenses on the go. Finance teams gain real-time transaction visibility, automated policy enforcement, and integrated reporting for better spend control.
- Company card payments
- Instant receipt capture
- Expense and mileage submission
- Real-time transaction visibility
- Automated policy enforcement
- Integrated reporting
- Accounting system integration
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ExpenseIn helps finance teams stay in control of expenses and company cards – without chasing receipts, fixing mistakes, or firefighting at month-end. Employees pay with physical or virtual company cards, capture receipts instantly, and submit expenses or mileage on the go. Managers approve in seconds, while finance teams get real-time visibility into every transaction as it happens. All business spend – company cards, expenses, mileage, and invoices – is managed in one app. Automated policy enforcement and smart spend controls stop errors, overspending, and fraud before they reach finance. Built-in, tax-compliant reporting supports businesses across the UK and Ireland. For employees: • Pay with company cards and snap receipts instantly • Submit expenses and mileage in seconds • Track claims and reimbursements in the app For finance teams: • See every transaction in real time • Set spending limits, approval flows, and custom rules • Enforce policies automatically and reduce compliance risk • Integrate easily with your accounting system • Stay audit-ready with a complete digital paper trail Trusted by businesses in more than 50 countries, ExpenseIn processes over one million expenses every month. With UK-based support rated 96% for satisfaction and a 98% customer retention rate, it’s the partner finance teams rely on. Download ExpenseIn and take control of company spending. Cards issued by Stripe.
Screenshots
Verdict
The clearest difference is rating: AIB Mobile at 4.5 against ExpenseIn's 1.0. AIB Mobile also leads on ratings volume (1.5K vs 2). ExpenseIn's advantage is ads (none vs shown) and review sentiment (29% vs 16%). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AIB Mobile holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: AIB Mobile has 1.5K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 16% of AIB Mobile's written reviews are positive against 29% of ExpenseIn's, so the app with the better star average is not the one people write more warmly about.
AIB Mobile ships an update every 3 weeks, ExpenseIn every 11 days. The most recent releases landed on September 23, 2026 and September 8, 2026 respectively.
| Parameter | AIB Mobile | ExpenseIn |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (1.5K ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 15.6% of reviews | 29.2% of reviews — better |
| Number of ratings | 1.5K — better | 2 |
| Update frequency | Every 3 weeks | Every 11 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 153 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Allied Irish Banks, p.l.c. | Mobile Dynamics Ltd |
Customer experience
AIB Mobile
ExpenseIn
Bugs and requests
AIB Mobile
Reported bugs
3 issues- Selfie check operates sideways
- Payee information cannot be saved
- Security update consistently fails to install
Requested features
2 requests- Add ability to block betting sites
- Improve credit card balance display
ExpenseIn
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AIB Mobile
No in-app purchases
ExpenseIn
No in-app purchases








