Comparison

AIB Mobile vs bunq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AIB Mobile

Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.

Highlights
  • Open new accounts
  • Apply for loans and overdrafts
  • Make payments with phone number
  • Manage standing orders and direct debits
  • View and save statements
  • Freeze/unfreeze cards
  • Secure login with FaceID/TouchID
Features
Read full description

Our mobile app is built to support you in the life you’re after. It includes features to support how you bank every day and new ways to manage your money and make quick and easy payments.   The app offers a personalised everyday banking experience with a strong focus on your day-to-day banking.   You can get better insight into your money with a clear picture of where your money is going, with detailed transactions and budgeting tools to help you understand your spending.    With easy payments and more control to make the fast, secure SEPA Instant and Zippay payments you know and trust.     Strong security & protection against fraud with enhanced security features, including Passkeys, which give you a fast and safe way to login to the app and an added layer of protection from fraudsters.   The app offers support when and how you need it. Get help directly in the app - chat to our digital assistant Abi, check our FAQ’s or find other ways to contact us for the support you need.    Your AIB mobile app home screen:  Life is busy. Most days when you open the app, you just want to quickly check your balance and your spending.   - To make your online banking easier, we’ve introduced spaces for your different accounts.  - Your ‘Everyday’ space brings your current and credit card accounts, together in the one place.    - Easily switch between your Savings, Loans, or Mortgages space.  - See your balances, recent activity and upcoming payments at a glance.   - Keep track of your spending and an eye on the budget you set.  - In app messages help you stay up to date.  - Ask Abi a question, call us or find your nearest branch.   Spending & budgeting insights:  Track your spending trends by getting a daily, weekly or monthly view.   - See a breakdown of your spending by structured categories, so you know where your money is going.  - Understand your habits by seeing where you spend most of your money.  - Add your own tags to transactions to track spending in a way that works for you.   - Set and manage budgets, track your progress and see what you’ve left against your budget target.  Payments:  Make & manage your payments simply and quickly.  - Move your money between your AIB accounts.  - Send, request or split payments with Zippay using your mobile contacts.   - Send money to your family and friends whether they are in Ireland or the SEPA zone countries.   - Use Selfie Check facial biometrics to let us check it’s really you making payments in the app. Once enrolled, you can make higher-value payments securely.  - Pay your household or credit card bills.   - Set up or cancel standing orders anytime.   - View and manage your payees and set payment limits.  Cards:  You can easily and securely:  - Freeze and unfreeze your cards.  - Order a replacement card if yours is lost or stolen.  - View your personal debit card PIN.  Apply and open products:  Open a new account, apply to borrow money, apply for a credit card or mortgage or get insurance. You can also plan for your future with AIB life.  - New account: Open a new current or savings account on your own, all from within the app.   - Borrow money: Apply for a Personal loan or top-up, a green loan, the SBCI Home Energy Upgrade Loan Scheme or a Personal overdraft.   - Credit cards: Apply for a Click or Platinum credit card.   - Mortgage: Easy access to calculate, apply and manage your mortgage application.  - Insurance: Call us for a travel, home and/or car insurance quote.   - AIB life: Start planning for your future by exploring ways to invest your money, grow your pension, get cover for your income or mortgage.    For more information:   We have more information on our website https://www.aib.ie/ways-to-bank/mobile-banking For more information on our new app go to https://www.aib.ie/newapp Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

Screenshots

AIB Mobile4 screens
bunq4 screens

Verdict

The call

The clearest difference is ads: bunq at none against AIB Mobile's shown. bunq also leads on review sentiment (42% vs 15%). AIB Mobile's advantage is monetization model (free vs freemium). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for AIB Mobile against 4.4 for bunq. Both are backed by a comparable volume of ratings — 1.5K and 1.4K respectively. Written reviews are what separate them: 15% of AIB Mobile's written reviews are positive against 42% of bunq's.

UpkeepUpdate frequency

AIB Mobile ships an update every 2 weeks, bunq weekly. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
AIB Mobile versus bunq: the parameters behind the verdict, then further details
ParameterAIB Mobilebunq
PriceFreeFree
Rating4.5 (1.5K ratings) — better4.4 (1.4K ratings)
Positive reviews15.0% of reviews42.4% of reviews — better
Number of ratings1.5K — better1.4K
Update frequencyEvery 2 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size153 MB468 MB
Age rating4+4+
DeveloperAllied Irish Banks, p.l.c.bunq

Customer experience

AIB Mobile

All ratings1,505 ratings
Positive88.4%
Neutral2.0%
Negative9.6%
Written reviews234 reviews
Positive15.0%
Neutral5.6%
Negative79.5%

bunq

All ratings1,417 ratings
Positive85.6%
Neutral2.7%
Negative11.7%
Written reviews264 reviews
Positive42.4%
Neutral4.9%
Negative52.7%

User reviews

AIB Mobile

From 1.5K App Store ratings

What we love

  • 👍 Nice app, enjoyable to use
  • 🚀 Efficient and quick to use
  • 💡 Fantastic transfers, saved time service

Room to improve

  • 🐛 Archaic, outdated, and unreliable
  • 🔒 Excessive security measures, complicated
  • 🔒 Requires card readers, inconvenient
  • 🐛 Constant issues, crashes, and bugs
  • 🐛 Fails to update, authentication issues

bunq

From 1.4K App Store ratings

What we love

  • 🚀 Instant payments
  • 💡 Innovative features
  • 👍 Easy to use
  • 🌍 Great for expats
  • 🔒 Secure banking

Room to improve

  • 🐛 Buggy app
  • 🕰️ Slow customer support
  • 💰 Expensive fees
  • 🤖 Unhelpful AI chatbot
  • 🔒 Account freezing issues

Bugs and requests

AIB Mobile

Reported bugs

3 issues
  • Selfie check operates sideways
  • Payee information cannot be saved
  • Security update consistently fails to install

Requested features

2 requests
  • Add ability to block betting sites
  • Improve credit card balance display

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

In-app purchases

None

AIB Mobile

No in-app purchases

None

bunq

No in-app purchases

Questions

Is AIB Mobile free?
AIB Mobile is free to download, with no in-app purchases.
Is bunq free?
bunq is free to download, with no in-app purchases.
Which has better reviews, AIB Mobile or bunq?
AIB Mobile is rated higher. AIB Mobile averages 4.5 out of 5 from 1.5K ratings, while bunq averages 4.4 from 1.4K ratings.
Do AIB Mobile or bunq have ads?
AIB Mobile shows ads; bunq does not.
Which is updated more often, AIB Mobile or bunq?
AIB Mobile ships an update every 2 weeks, and bunq weekly. Most recently, AIB Mobile was updated on October 16, 2026 and bunq on October 18, 2026.

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