Comparison

ESL Mobile Banking vs BRiMobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ESL Mobile Banking

Manage your finances anytime, anywhere with this secure mobile banking application. Check balances, deposit checks, transfer funds, and pay bills with ease. Find nearby branches and ATMs for added convenience.

Highlights
  • 24/7 account access
  • Check balances
  • Deposit checks
  • View transaction history
  • Transfer funds
  • Bill payments
  • Find branches/ATMs
Features
Read full description

Access your accounts 24/7 from anywhere with ESL Mobile Banking. It’s Free, Fast and Secure! With ESL Mobile Banking you can check your balances, deposit checks, view transaction history, transfer funds, or make bill payments. You can even find an ESL branch or ATM location nearest you! Peace of mind as you bank on the go. ESL Mobile Banking is as safe and secure as ESL Internet Banking. Your personal and confidential information are protected using industry standard technologies and security certificates. Experience the convenience of ESL. Download the ESL Mobile Banking app today! To learn how we protect your privacy, please visit https://www.esl.org/about-us/policies/privacy

About

BRiMobile

Access your tax-free benefit accounts securely from your mobile device. Check balances, submit claims, and manage receipts conveniently. Stay on top of your benefits wherever you go.

Highlights
  • Secure account access
  • On-the-go convenience
  • Check account balances
  • Submit claims
  • Manage receipts
Features
Read full description

BRiMobile is a secure application for on-the-go access to your tax-free benefit accounts from Benefit Resource, Inc. Whether you need a balance, want to submit a claim, or have requested receipts to submit, BRiMobile is only a moment away.

Screenshots

ESL Mobile Banking4 screens
BRiMobile4 screens

Verdict

The call

The clearest difference is review sentiment: ESL Mobile Banking at 54% against BRiMobile's 11%. ESL Mobile Banking also leads on rating (4.8 vs 1.4) and ratings volume (36K vs 76). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ESL Mobile Banking holds the better App Store score, 4.8 against 1.4. That said, the two scores are not equally well evidenced: ESL Mobile Banking has 36K ratings behind it against 76, so its average is the more settled of the two. Written reviews point the same way: 54% of ESL Mobile Banking's written reviews are positive against 11% of BRiMobile's.

UpkeepUpdate frequency

ESL Mobile Banking ships an update every 3 months, BRiMobile every 5 months. The most recent releases landed on October 31, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
ESL Mobile Banking versus BRiMobile: the parameters behind the verdict, then further details
ParameterESL Mobile BankingBRiMobile
PriceFreeFree
Rating4.8 (36K ratings) — better1.4 (76 ratings)
Positive reviews53.9% of reviews — better11.1% of reviews
Number of ratings36K — better76
Update frequencyEvery 3 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.0 — better17.6
Further details — not scored
Size179 MB25 MB
Age rating4+4+
DeveloperESL Federal Credit UnionBenefit Resource LLC

Customer experience

ESL Mobile Banking

All ratings35,837 ratings
Positive95.9%
Neutral1.7%
Negative2.5%
Written reviews241 reviews
Positive53.9%
Neutral7.5%
Negative38.6%

BRiMobile

All ratings75 ratings
Positive8.0%
Neutral0.0%
Negative92.0%
Written reviews81 reviews
Positive11.1%
Neutral7.4%
Negative81.5%

User reviews

ESL Mobile Banking

From 36K App Store ratings

What we love

  • 💳 Convenient banking features
  • 📱 Easy to use app
  • 🤝 Great customer service
  • 🏦 Reliable banking institution
  • 🔒 Secure banking experience

Room to improve

  • 🐛 Issues with mobile deposit feature
  • 🕰️ Slow or unreliable app performance
  • 🔍 Limited transaction history visibility
  • 🔒 Lack of advanced security features

BRiMobile

From 76 App Store ratings

What we love

  • 👍 User-friendly interface (rarely mentioned)
  • 🚀 Fast claim submission (rarely mentioned)
  • 👍 Ability to check balance (basic functionality)

Room to improve

  • 🐛 App crashes frequently
  • 🐛 Login issues (server errors, unavailable service)
  • 🐛 Limited functionality
  • 🐛 Poor user experience
  • 🐛 Missing essential features (claim status, direct deposit)

Bugs and requests

ESL Mobile Banking

Reported bugs

4 issues
  • Accounts not loading after updates
  • Mobile deposit issues (check size, image recognition)
  • Quick balance widget not working as expected
  • Transactions disappearing and reappearing

Requested features

4 requests
  • Add Zelle functionality
  • Improve mobile deposit process
  • Provide more detailed transaction history
  • Implement biometric authentication options

BRiMobile

Reported bugs

82 issues
  • Server Error
  • Service not available
  • App crashes upon opening
  • Crashes immediately
  • Submit a claim is literally missing
Show 77 more
  • App freezes; reset; repeat
  • No transaction history appearing
  • No option to submit a claim for reimbursement
  • Website also not working
  • App and website are horrible
  • Claims denied and no notifications sent
  • App and website are utterly terrible
  • Unstable and shuts down midway through submitting a claim
  • Challenging to get human assistance
  • Product not accepted at Sam’s Club
  • Customer support told to do check and see method
  • Information compromised through app
  • Cannot login
  • Impossible to submit claims
  • Receipt keeps getting rejected
  • Chat function on website doesn’t work
  • Phone system repeatedly hangs up
  • "Press 1 for call back" feature doesn't work
  • App crashes non stop
  • Registration doesn't work
  • "Page Note Found" error
  • App and website keep crashing
  • Says I am not a member
  • Submitted claims twice
  • App looping at login saying "Service not available"
  • Website says can't submit because previous claim open
  • App didn't have a way to differentiate FSA or HRA
  • App literally won't sign me in
  • Gateway Time-out
  • App keeps on spinning
  • Claims vanished after submission
  • Server unavailable
  • Last update erased option to submit document
  • PIN arbitrarily expires
  • Successful login once out of 15 tries
  • Parsing errors
  • Uninstall and reinstall many times
  • App loses all login info after closing
  • PIN doesn't work anymore
  • App doesn't function
  • Keep getting 'enter start date' error
  • App crashes
  • App keeps on spinning and then says "Gateway Time-out"
  • App is listing recent card transactions twice
  • App doesn't even work
  • All three claims submitted vanished
  • Can not submit receipts
  • App is just so plain
  • Can't find many features
  • Update history 2-3 years ago
  • Not sure if security is up to date
  • App doesn't have all the detail
  • App can't see any details of transactions
  • App can't see pending charges or claims
  • App is working fine for me
  • App has not been updated for any of the recent devices
  • PIN will not stay working
  • No ability to remember login information without PIN
  • No access to Touch ID
  • Navigation requires the same Byzantine process as the website
  • Balances are hidden
  • Transaction details are not easily accessible
  • Will not clear the need for the receipt
  • Will not give detail of if receipt was accepted
  • Frustrating login process
  • The app was working well before the last update
  • Loses all the login info after you close the app
  • The pin you create doesn't work anymore
  • It doesn't function at this point
  • Claim entry could be a lot faster if you didn't need to retype every piece of information for each claim
  • Date picker fields are annoying
  • It worked fine for me with 3G on an iPhone
  • It doesn't have all the detail
  • You can't see any details of transactions, only the balance
  • You can't see pending charges or claims
  • The app is working fine for me
  • I have a 4GS - makes a difference???

Requested features

27 requests
  • More attention to User Experience
  • Ability to tell if amount is eligible or remaining
  • Passkey for login
  • Highlight recent transactions in different colors
  • Transaction history goes back at least 18 months
Show 22 more
  • Ability to upload a file (not just photos)
  • Ability to view claim status
  • Ability to withdraw balances by direct deposit
  • Way to store benefit related receipts before submitting
  • Ability to activate/manage card in app
  • Ability to differentiate claim types (FSA/HRA)
  • Fix font clarity
  • Add claim status back into the app
  • Improve app security
  • Allow PDF receipt uploads
  • Improve login process
  • Add Touch ID/Face ID support
  • Clearer navigation
  • Show detail of whether receipt was accepted
  • Fix parsing errors
  • Update app for recent devices
  • Allow PIN to stay working
  • Improve claim entry speed
  • Fix date picker fields
  • See details of transactions
  • See pending charges or claims
  • Add more detail to the app

In-app purchases

None

ESL Mobile Banking

No in-app purchases

None

BRiMobile

No in-app purchases

Questions

Is ESL Mobile Banking free?
ESL Mobile Banking is free to download, with no in-app purchases.
Is BRiMobile free?
BRiMobile is free to download, with no in-app purchases.
Which has better reviews, ESL Mobile Banking or BRiMobile?
ESL Mobile Banking is rated higher. ESL Mobile Banking averages 4.8 out of 5 from 36K ratings, while BRiMobile averages 1.4 from 76 ratings.
Do ESL Mobile Banking or BRiMobile have ads?
Neither ESL Mobile Banking nor BRiMobile shows ads.
Which is updated more often, ESL Mobile Banking or BRiMobile?
ESL Mobile Banking ships an update every 3 months, and BRiMobile every 5 months. Most recently, ESL Mobile Banking was updated on October 31, 2026 and BRiMobile on October 26, 2026.

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