浦发银行 vs 工银e生活
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
浦发银行
Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.
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伙伴·共进，浦发银行App焕新升级！ 【做你的财富知己】 1-慧选：理财、基金、存款全品类覆盖！推出慧选矩阵和榜单，实现轻松选、一键投。 2-慧伴：7*24小时财富管家，市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊：四步法资产全面规划，深度持仓产品诊断，科学配置资产，财富稳健增值。 【做你的贷款顾问】 1-贷款超市：消费、置业、经营贷一站式配齐！贷款超市随心选，匹配你的每笔资金规划。 2-优惠权益：政府贴息+利息优惠双重福利，低息省钱更划算。 3-信用卡：聚合双卡权益，融合全能积分等32项功能，一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+：焕新权益礼，达标享好礼，月月有惊喜。 2-代发专区：融合企业人财事管理，为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务：涵盖生活缴费、医疗健康、文娱出行、购物消费，多场景需求一屏直达。
工银e生活
This app offers a comprehensive lifestyle service platform for personal banking customers. Discover local dining, shopping, and leisure deals, enjoy interest-free installments, and use points like cash. Access convenient financial services like one-click repayment and credit limit increases.
- Local dining, leisure, and shopping deals
- Interest-free installment plans
- Points redemption for purchases
- One-click repayment
- Transaction history and credit limit management
- Access to banking rights and benefits
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工银e生活APP是中国工商银行个人客户生活服务平台。这里有您身边的美食、休闲、购物优惠、好物免息分期。这里有您需要的轻简金融服务，一键还款、明细查询、提升额度、查领权益。致力于服务您的身边生活，满足您的消费融资需求。这里汇集丰富的生活场景，让美好生活触手可及！
Screenshots
Verdict
The clearest difference is rating: 浦发银行 at 4.7 against 工银e生活's 2.8. 浦发银行 also leads on update cadence (fortnightly vs monthly). 工银e生活's advantage is ratings volume (13K vs 1.7K) and iOS requirement (11.0 vs 13.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
浦发银行 holds the better App Store score, 4.7 against 2.8. That said, the two scores are not equally well evidenced: 工银e生活 has 13K ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews split almost evenly too, at 35% and 34% positive.
浦发银行 ships an update fortnightly, 工银e生活 monthly. The most recent releases landed on September 26, 2026 and September 27, 2026 respectively.
| Parameter | 浦发银行 | 工银e生活 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.7K ratings) — better | 2.8 (13K ratings) |
| Positive reviews | 34.5% of reviews — better | 34.4% of reviews |
| Number of ratings | 1.7K | 13K — better |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 258 MB | 307 MB |
| Age rating | 4+ | 17+ |
| Developer | 上海浦东发展银行 | Industrial and Commercial Bank of China |
Customer experience
浦发银行
工银e生活
Bugs and requests
浦发银行
Reported bugs
4 issues- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions
Requested features
4 requests- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices
工银e生活
Not enough reviews yet to summarise bugs or requests.
In-app purchases
浦发银行
No in-app purchases
工银e生活
No in-app purchases
