浦发银行 vs 邮储银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
浦发银行
Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.
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伙伴·共进，浦发银行App焕新升级！ 【做你的财富知己】 1-慧选：理财、基金、存款全品类覆盖！推出慧选矩阵和榜单，实现轻松选、一键投。 2-慧伴：7*24小时财富管家，市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊：四步法资产全面规划，深度持仓产品诊断，科学配置资产，财富稳健增值。 【做你的贷款顾问】 1-贷款超市：消费、置业、经营贷一站式配齐！贷款超市随心选，匹配你的每笔资金规划。 2-优惠权益：政府贴息+利息优惠双重福利，低息省钱更划算。 3-信用卡：聚合双卡权益，融合全能积分等32项功能，一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+：焕新权益礼，达标享好礼，月月有惊喜。 2-代发专区：融合企业人财事管理，为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务：涵盖生活缴费、医疗健康、文娱出行、购物消费，多场景需求一屏直达。
邮储银行
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本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务，保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580
Screenshots
Verdict
浦发银行 and 邮储银行 both sit at 4.7 stars, but that hides the real split: 72% of 邮储银行's written reviews are positive against 34% of 浦发银行's. 浦发银行's advantage is update cadence (fortnightly vs monthly). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for 浦发银行 against 4.6 for 邮储银行. Both are backed by a comparable volume of ratings — 1.8K and 2.1K respectively. Written reviews are what separate them: 34% of 浦发银行's written reviews are positive against 72% of 邮储银行's.
浦发银行 ships an update fortnightly, 邮储银行 monthly. The most recent releases landed on November 8, 2026 and November 10, 2026 respectively.
| Parameter | 浦发银行 | 邮储银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.8K ratings) — better | 4.6 (2.1K ratings) |
| Positive reviews | 33.6% of reviews | 72.2% of reviews — better |
| Number of ratings | 1.8K | 2.1K — better |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 260 MB | 306 MB |
| Age rating | 4+ | 4+ |
| Developer | 上海浦东发展银行 | Postal Savings Bank of China |
Customer experience
浦发银行
邮储银行
User reviews
浦发银行
From 1.8K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features
Room to improve
- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy
邮储银行
From 2.1K App Store ratingsWhat we love
- 🚀 Fast and convenient
- 👍 Easy to use
- 👍 Friendly and helpful customer service
Room to improve
- 🐛 Frequent crashes and login issues
- 🔒 Security concerns with biometric identification
- 🔋 High battery consumption
Bugs and requests
浦发银行
Reported bugs
4 issues- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions
Requested features
4 requests- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices
邮储银行
Reported bugs
3 issues- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices
Requested features
3 requests- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking
In-app purchases
浦发银行
No in-app purchases
邮储银行
No in-app purchases
