CTBI Mobile vs Coastal Loans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTBI Mobile
Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Pay bills
- View latest account balance
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Start banking wherever you are with CTBI Mobile! Available to all CTBI Mobile online banking customers CTBI Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills - Easily pay a one time bill payment
Coastal Loans
This app simplifies the home loan process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also upload documents and access loan originator contact information.
- Compare lending scenarios
- Calculate refinancing savings
- Determine homeownership affordability
- Scan and upload documents
- Access loan originator contacts
- Stay updated on industry news
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The Coastal Loans App is built for speed and driven by service. Our goal is to make your home loan as smooth and easy as possible. We have developed the Coastal Loans Mortgage App as a tool to simplify the homebuying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the Coastal Loans App has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is right for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Coastal Loans Licensed Loan Originator and real estate agent, and share this information with your family and friends. • Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the Coastal Loans App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Licensed Loan Originator for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Originator can also assist you with any questions you have about your loan and the loan approval process.
Screenshots
Verdict
The clearest difference is rating: CTBI Mobile at 4.9 against Coastal Loans's 3.7. CTBI Mobile also leads on ratings volume (13K vs 3) and iOS requirement (11.0 vs 18.0). Coastal Loans's advantage is update cadence (every 3 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CTBI Mobile holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: CTBI Mobile has 13K ratings behind it against 3, so its average is the more settled of the two.
CTBI Mobile ships an update every 9 months, Coastal Loans every 3 months. The most recent releases landed on October 31, 2026 and October 21, 2026 respectively.
| Parameter | CTBI Mobile | Coastal Loans |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (13K ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 59.7% of reviews | — |
| Number of ratings | 13K — better | 3 |
| Update frequency | Every 9 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 93 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Community Trust Bank | Coastal Loans, LLC |
Customer experience
CTBI Mobile
Coastal Loans
Bugs and requests
CTBI Mobile
Reported bugs
3 issues- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices
Requested features
3 requests- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit
Coastal Loans
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CTBI Mobile
No in-app purchases
Coastal Loans
No in-app purchases
Questions
Is CTBI Mobile free?
Is Coastal Loans free?
Which has better reviews, CTBI Mobile or Coastal Loans?
Do CTBI Mobile or Coastal Loans have ads?
Which is updated more often, CTBI Mobile or Coastal Loans?
Other comparisons
