CTBI Mobile vs CBTKY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTBI Mobile
Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Pay bills
- View latest account balance
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Start banking wherever you are with CTBI Mobile! Available to all CTBI Mobile online banking customers CTBI Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills - Easily pay a one time bill payment
CBTKY
Manage your finances on the go with this secure banking app. Set up alerts, make payments, transfer funds, deposit checks remotely, and find nearby branches and ATMs. Protect your account with passcode or biometric authentication.
- Account balance alerts
- Make payments
- Transfer funds
- Mobile check deposit
- View statements
- Find branches/ATMs
- Biometric security
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Citizens Bank & Trust KY app is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with CBTKY: • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • View and save your monthly statements • Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is update cadence: CBTKY at monthly against CTBI Mobile's every 9 months. CBTKY also leads on review sentiment (75% vs 60%). CTBI Mobile's advantage is ratings volume (13K vs 557) and iOS requirement (11.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for CTBI Mobile against 4.9 for CBTKY. That said, the two scores are not equally well evidenced: CTBI Mobile has 13K ratings behind it against 557, so its average is the more settled of the two. Written reviews are what separate them: 60% of CTBI Mobile's written reviews are positive against 75% of CBTKY's.
CTBI Mobile ships an update every 9 months, CBTKY monthly. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.
| Parameter | CTBI Mobile | CBTKY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (13K ratings) | 4.9 (557 ratings) — better |
| Positive reviews | 59.7% of reviews | 75.0% of reviews — better |
| Number of ratings | 13K — better | 557 |
| Update frequency | Every 9 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 93 MB | 178 MB |
| Age rating | 4+ | 4+ |
| Developer | Community Trust Bank | Citizens Bank and Trust Company Kentucky |
Customer experience
CTBI Mobile
CBTKY
Bugs and requests
CTBI Mobile
Reported bugs
3 issues- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices
Requested features
3 requests- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit
CBTKY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CTBI Mobile
No in-app purchases
CBTKY
No in-app purchases
Questions
Is CTBI Mobile free?
Is CBTKY free?
Which has better reviews, CTBI Mobile or CBTKY?
Do CTBI Mobile or CBTKY have ads?
Which is updated more often, CTBI Mobile or CBTKY?
Other comparisons
