Comparison

ING Netherlands vs SimpledCard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Netherlands

Manage your personal or business finances on the go. Easily check balances, make transfers, pay bills, and even open new accounts. The app offers secure banking features and tools for saving, borrowing, investing, and managing credit cards and insurance.

Highlights
  • Mobile order confirmation
  • Simple transfers and savings scheduling
  • Payment requests
  • Future transaction overview
  • Customizable daily limits
  • Account management (pay, save, borrow, invest)
  • Card blocking and address changes
  • Open new accounts
Features
Read full description

With the ING App, your bank is always with you. A quick balance check, transfer to your savings or paying a bill: the app does it all. For personal and business accounts in the Netherlands. Lots of tools and features: • You can confirm orders with your mobile. • Super simple transfers, withdrawal overview and scheduling of savings orders. • Paid for your friends? Create a payment request and get your money back. • If you want to, you can look ahead 35 days and see your future transactions. • The app has its own daily limit, which you can set and change. • It’s all there: you can pay, save, borrow, invest, get a credit card and even view your ING insurances. • Want to fix something quickly? Like blocking your card or changing your address? Just do it in the app, it’s easy as pie. • Don’t have an ING account yet? Open one in the app. Are my details safe and secure in the app? Yes, your banking is done via a secured connection. No personal details are stored on your phone or tablet. If you always use the latest version of the app, you enjoy optimal security and the latest features. Activation only takes a moment You don’t need much to activate the app. Just a Dutch current account at ING, access to My ING and a valid identity document. This can be a passport, an ID card from the EU, an ID card for foreign nationals, a Dutch residence permit or a driver’s license. Please note: Dutch legislation is applicable to accounts and other products from ING

About

SimpledCard

Effortlessly manage business expenses by instantly adding receipts and descriptions for paid items or submitted claims. Track your balance, view transaction status, and manage your card details directly within the app. It streamlines expense reporting for employees and provides real-time oversight for finance teams.

Highlights
  • Instant receipt capture
  • Automated data extraction from receipts
  • Real-time transaction tracking
  • Virtual card creation
  • Digital wallet integration
  • Secure online payments
  • Transaction search and filtering
Features
Read full description

Pay, snap, done. With the SimpledCard app you handle business expenses straight away, not after the fact. For employees: Paid with your SimpledCard? Add the receipt and a description, done. Covered an expense yourself? Submit your claim while you're still on the go. Supplier name, amount and date are read from the receipt automatically. You always see your balance and the status of what you've submitted. You manage your card yourself: view your PIN, block or unblock it. For finance teams: Every transaction appears in real time, with the receipt and description already attached. No separate claims flow for what your team has already paid, no missing admin and no more time wasted chasing receipts. Also in the app: - Use virtual cards for online purchases - Add your SimpledCard to a digital wallet - Pay online securely with 3D Secure - Search and filter transactions - Assign expenses to the right cost category More than 650 finance teams use SimpledCard to take control of business spending. Expense management that actually works. Simple. Reliable. Local.

Screenshots

ING Netherlands4 screens
SimpledCard3 screens

Verdict

The call

The clearest difference is monetization model: SimpledCard at free against ING Netherlands's free with in-app purchases. SimpledCard also leads on rating (5.0 vs 4.8) and iOS requirement (13.0 vs 16.0). ING Netherlands's advantage is ratings volume (4.9K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SimpledCard holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: ING Netherlands has 4.9K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

ING Netherlands ships an update fortnightly, SimpledCard every 10 days. The most recent releases landed on September 25, 2026 and September 13, 2026 respectively.

Scorecard4 real differences · 6 level
ING Netherlands versus SimpledCard: the parameters behind the verdict, then further details
ParameterING NetherlandsSimpledCard
PriceFreeFree
Rating4.8 (4.9K ratings)5.0 (1 ratings) — better
Positive reviews59.7% of reviews—
Number of ratings4.9K — better1
Update frequencyFortnightlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size257 MB65 MB
Age rating4+4+
DeveloperINGSimpled N.V.

Customer experience

ING Netherlands

All ratings4,935 ratings
Positive95.1%
Neutral2.3%
Negative2.6%
Written reviews139 reviews
Positive59.7%
Neutral2.9%
Negative37.4%

SimpledCard

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ING Netherlands

Reported bugs

5 issues
  • Camera not working for ID verification
  • Frequent crashes or freezes
  • Inability to log in or access account
  • Syncing issues between devices
  • Outdated or incompatible with new devices

Requested features

5 requests
  • Add English language support
  • Improve ID verification process
  • Expand country/region availability
  • Integrate with mobile wallets (e.g. Apple Pay)
  • Provide more customization options

SimpledCard

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Netherlands

No in-app purchases

None

SimpledCard

No in-app purchases

Questions

Is ING Netherlands free?
ING Netherlands is free to download, with no in-app purchases.
Is SimpledCard free?
SimpledCard is free to download, with no in-app purchases.
Which has better reviews, ING Netherlands or SimpledCard?
SimpledCard is rated higher. ING Netherlands averages 4.8 out of 5 from 4.9K ratings, while SimpledCard averages 5.0 from 1 ratings.
Do ING Netherlands or SimpledCard have ads?
Neither ING Netherlands nor SimpledCard shows ads.
Which is updated more often, ING Netherlands or SimpledCard?
ING Netherlands ships an update fortnightly, and SimpledCard every 10 days. Most recently, ING Netherlands was updated on September 25, 2026 and SimpledCard on September 13, 2026.

Other comparisons