Comparison

City & County Mobile vs Affinity Plus Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

City & County Mobile

Manage your finances conveniently and securely on the go. Check balances, pay bills, deposit checks, and transfer funds. Locate branches and ATMs easily.

Highlights
  • Check account balances
  • View account activity
  • Pay bills
  • Deposit checks
  • Make transfers
  • Find locations and ATMs
Features
Read full description

Stay connected with City & County Credit Union's FREE mobile app - a fast and secure way to manage your accounts. Easily check balances, view account activity, pay bills, deposit checks, make transfers, view statements, access Cash Perks, or find the nearest City & County location or ATMs. If you have any issues, please contact a member service representative. Thanks!

About

Affinity Plus Mobile Banking

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

Highlights
  • Budget tracking
  • Net worth calculation
  • Digital wallet integration
  • Card activation and replacement
  • Spending analysis
  • Savings goals
  • Credit score monitoring
  • Check deposit
Features
Read full description

The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible. • Budgets: Set and track monthly budgets for different categories. • Net Worth: Track how your account balances compare to what you owe. • Add your card to your digital wallet for quick and secure payments on the go. • When you request a replacement card through the app, you’ll get a digital version to use right away. • Activate your new debit or credit card without having to call. • Spending Analysis: See how much you’re spending, and what you’re spending it on. • Cash Flow: Track the net amount of what’s coming in vs. going out. • Savings Goals: Set a goal amount and target date, and watch your progress. • On your dashboard, you decide which accounts and features appear, and where. • Choose Spanish as your preferred language. • Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts. • Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication. • Get better transaction details, with the ability to edit their name and category for easier tracking. • Business Owners and Authorized Signers can give specific account access to other staff members. • Also for Business members: Use filters to create the reports you want, and download them as the file type you need. • Deposit checks from anywhere by taking their picture with the app. • With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings. • Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize. • Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles. • For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness. • On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating. • Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more. • Enroll in Bill Pay from the app, and see your eBill amounts and due dates. • iPad Multitasking so you can split your screen and use another app at the same time. • On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you. • Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card. • Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage. • Find nearby ATMs and branches right from the login screen. • Contact us for help. • Get a pre-login peek at balances with Quick Balance (found on the Menu screen). • Manage Bill Pay. • Log in fast with Touch ID® or Face ID®. • Check recent transactions and initiate new ones. • Schedule and edit one-time or recurring transfers. • Apply for loans and credit cards, or open another account. ©2025 Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.

Screenshots

City & County Mobile3 screens
Affinity Plus Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Affinity Plus Mobile Banking at 67% against City & County Mobile's 13%. Affinity Plus Mobile Banking also leads on rating (4.8 vs 2.7) and ratings volume (65K vs 95). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Affinity Plus Mobile Banking holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 65K ratings behind it against 95, so its average is the more settled of the two. Written reviews point the same way: 13% of City & County Mobile's written reviews are positive against 67% of Affinity Plus Mobile Banking's.

UpkeepUpdate frequency

City & County Mobile ships an update every 3 months, Affinity Plus Mobile Banking every 2 months. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
City & County Mobile versus Affinity Plus Mobile Banking: the parameters behind the verdict, then further details
ParameterCity & County MobileAffinity Plus Mobile Banking
PriceFreeFree
Rating2.7 (95 ratings)4.8 (65K ratings) — better
Positive reviews13.0% of reviews67.5% of reviews — better
Number of ratings9565K — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS16.016.0
Further details — not scored
Size88 MB33 MB
Age rating4+4+
DeveloperCity & County Credit UnionAffinity Plus Federal Credit Union

Customer experience

City & County Mobile

All ratings91 ratings
Positive37.4%
Neutral4.4%
Negative58.2%
Written reviews77 reviews
Positive13.0%
Neutral7.8%
Negative79.2%

Affinity Plus Mobile Banking

All ratings63,200 ratings
Positive97.6%
Neutral1.6%
Negative0.8%
Written reviews212 reviews
Positive67.5%
Neutral5.7%
Negative26.9%

User reviews

City & County Mobile

From 95 App Store ratings

What we love

  • 👍 Easy to navigate
  • 👍 Works for basic functions
  • 👍 Convenient for monitoring money
  • 👍 Helpful during pandemic
  • 👍 Can do everything from phone

Room to improve

  • 🐛 App crashes frequently
  • 🐛 App does not load
  • 🐛 App is slow
  • 🐛 Constant errors
  • 🐛 Login issues

Affinity Plus Mobile Banking

From 65K App Store ratings

What we love

  • 👍 Convenient and user-friendly
  • 🚀 Efficient mobile banking experience
  • 🔒 Secure login options (e.g., Face ID, Touch ID)
  • 💡 Helpful account management features
  • 🚀 Quick check deposit process

Room to improve

  • 🐛 Frequent app crashes and glitches
  • 🤔 Confusing new interface design
  • 🤦‍♀️ Removed or hidden key functionality (e.g., scheduled principal payments)
  • 🔍 Difficult to navigate and find information
  • 🕰️ Slow app performance and loading times

Bugs and requests

City & County Mobile

Reported bugs

69 issues
  • Animated feature slows down app loading
  • App crashes on startup
  • App does not load
  • App crashes constantly
  • App not opening on iPad
Show 64 more
  • App not working for past month
  • App not letting users log in
  • App throws back to logon screen after selecting BillPay
  • App shows unauthorized to proceed
  • App kicks users out of account
  • App locks users out of account
  • App won't let users change password
  • App lost landscape mode on iPad after update
  • App goes down for hours randomly
  • App consistently crashes during transfers
  • App shows 'unknown error has occurred'
  • App takes 10+ seconds to log in with FaceID
  • Login is confusing/poorly designed
  • Secure messages difficult or impossible to access
  • Quick access function not working
  • Face ID no longer works
  • Obnoxious to type password each time
  • Quick access not working with update
  • Unable to register new device after upgrading iPhone
  • Security code not recognized
  • Bill pay works on iPhone but not on iPad
  • Face ID/quick access hasn't worked for months
  • App is atrocious
  • Employees complain about constant issues
  • App kicks out after more than three transfers
  • Mobile check deposit says check failed
  • Login shows system failure
  • FaceID has been broken for weeks
  • Face ID no longer works, shows a problem
  • Won't let user do a passcode
  • Credit card hub disappeared and returned
  • App consistently crashes nearly each time transfers are made
  • App is slow and takes 10+ seconds to log in with FaceID
  • Mobile deposit never works
  • Camera for mobile deposit never lines up
  • Quick access still does not work properly
  • Error every time trying to set up quick access
  • App doesn't let user log in to account
  • App doesn't open on phone after update
  • App says unknown error has occurred
  • App changed to say account could not be found
  • Mobile deposit feature disappears
  • Fingerprint ID not working
  • Frequently have to retype password
  • Check deposit option and quick access keep disappearing
  • Requires reinstall and app verification to function
  • App will not open after update
  • Face ID and mobile check deposit not working
  • Face ID was working until last update
  • Cannot transfer savings money to checking, gives 'unknown error'
  • App isn't working or can't connect often
  • Unable to make alternate amount of payment
  • Have to press numerous times for payment to process
  • Can't deposit a check ever
  • Mobile check deposit function doesn't show up on the app after a few uses
  • Check deposit function has disappeared yet again
  • App doesn't always have the ability to deposit a check
  • Check deposit option disappearing
  • Face detection and check deposit are main issues that break
  • Cannot see loan info or enable Touch ID
  • App used to work great but not anymore
  • App wouldn't recognize user or let them see account after update
  • Transactions are super slow
  • App gets errors 5 days after installation

Requested features

17 requests
  • Fix animated feature slowing down app
  • Implement waiting room for excessive load
  • Fix app not opening on iPad
  • Fix BillPay on iPad
  • Fix app crashing
Show 12 more
  • Fix inability to make transfers
  • Fix app kicking out and locking out users
  • Fix password change issues
  • Restore landscape mode on iPad
  • Ensure 24-hour human support for banking issues
  • Fix Face ID/quick access functionality
  • Fix mobile deposit feature
  • Improve credit card interface
  • Add Face ID support
  • Fix check deposit disappearing
  • Fix loan information visibility
  • Enable Touch ID

Affinity Plus Mobile Banking

Reported bugs

5 issues
  • App frequently crashes when trying to deposit checks
  • Login issues and inability to reset password
  • Pending transactions not showing correctly
  • Inconsistent app behavior across devices
  • Inability to access certain account features

Requested features

5 requests
  • Add dark mode option
  • Improve mobile check deposit reliability
  • Allow easier toggling between multiple accounts
  • Streamline login and authentication process
  • Provide more customization options

In-app purchases

None

City & County Mobile

No in-app purchases

None

Affinity Plus Mobile Banking

No in-app purchases

Questions

Is City & County Mobile free?
City & County Mobile is free to download, with no in-app purchases.
Is Affinity Plus Mobile Banking free?
Affinity Plus Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, City & County Mobile or Affinity Plus Mobile Banking?
Affinity Plus Mobile Banking is rated higher. City & County Mobile averages 2.7 out of 5 from 95 ratings, while Affinity Plus Mobile Banking averages 4.8 from 65K ratings.
Do City & County Mobile or Affinity Plus Mobile Banking have ads?
Neither City & County Mobile nor Affinity Plus Mobile Banking shows ads.
Which is updated more often, City & County Mobile or Affinity Plus Mobile Banking?
City & County Mobile ships an update every 3 months, and Affinity Plus Mobile Banking every 2 months. Most recently, City & County Mobile was updated on October 15, 2026 and Affinity Plus Mobile Banking on October 19, 2026.

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