Comparison

BOC Macau vs AIA+ HK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOC Macau

This app provides a comprehensive mobile banking experience, offering features like online account opening, various payment options, bill payments, and investment services. It also includes access to government services and travel insurance.

Highlights
  • Online account opening
  • Mobile payment options
  • Bill payment via QR code
  • Investment services
  • Travel insurance purchase
  • Online queueing
Features
Read full description

Brand new BOC Macau APP is launched! BOC Macau APP provides you innovative interface, fantastic financial functions and products, the best user experience and secure system. In this FinTech era, BOC Macau offers you unprecedented mobile inspired experience: - Register with BOC Card: You can now register BOCNET(Personal) and BOC Macau APP with BOC Card at the same time, and enjoy the innovative mobile financing experience. (BOCNET(Personal) and Mobile Banking customers can simply login to BOC Macau APP) - Mobile Payment: BOC Pay, Payment QR Code, Going Dutch Payment, Pay-to-Mobile, Pay-to-Friend, 3rd Party Transfer. - Red Packet: Expressing your gratitude to all the important people in your life anywhere, anytime. - Quick Bill Payment: You can make your payment via scanning the QR Code on your bills. - Electronic Governance: Finance Services Bureau, SSM, Transport Bureau, Official Gazette, IACM, DSCC and Macao Economic Services quick portal. -Online Account Opening: You can open Savings, Fixed Deposit or Financial Investment Account by simple fill in your basic personal information via this BOC Macau APP. - My Coupon: Enjoy the hottest promotion via this BOC Macau APP. - Auspicious Gold: An excellent choice for investment, and also a precious collectible item. - BOC E-Fund: BOC Macau APP offers fund subscription with rich data and charts. - Structured Products: Fixed-Term investment, stable income. -Credit Card Zone: Magnetic Strips, Credit Card Application, Card Payment, the functions of Credit Card set in one. -Travel Insurance: Before traveling, you can buy the travel insurance via this BOC Macau APP. -Online Quene: Before handle the business, you can online quene via this BOC Macau APP, no more waiting in line. -Share Payment QR Code: You can share Payment QR Code with WeChat, WhatsApp and Facebook Messenger.

About

AIA+ HK

Manage your insurance policies, submit and track claims, and access health services. Earn rewards through the AIA Vitality program and stay updated on new products and offers.

Highlights
  • Manage insurance policies and premiums
  • Submit and track claims
  • Find network doctors and health services
  • Earn rewards with AIA Vitality
  • View and transfer ePremium coupons
  • Access latest product information
Features
Read full description

The AIA+ mobile app for AIA Hong Kong and Macau customers helps you to manage your insurance, submit and track claims, enjoy AIA Vitality and much more! Key features include: - Pay your insurance premium and view policies, coverage and account value - Submit and track the progress of your medical, accident, and travel claims; and check claim balance - Find network doctors and access health services - Earn and redeem fabulous rewards with AIA Vitality and AIA Points - View and transfer ePremium coupons - Learn about the latest AIA products and offers View and manage your AIA insurance policies and accounts - Quickly pay your insurance premium - View your insurance policies, coverage details, account value, and MPF balance Submit and track your claims - Submit a medical, accident or travel claim - Track the progress of your claim and receive status notifications Access health and wellness services - Find network doctors and healthcare service providers - View your medical or AIA Vitality membership card - By reading your health and fitness data from Apple HealthKit, you can do health assessments, track your daily steps and accept challenges to earn rewards with AIA Vitality And more! - Register or update an account with your mobile number instead of login ID - Log in with face recognition, fingerprint recognition, or password - Earn and redeem fabulous prizes with AIA Points - View and transfer your ePremium coupons - Learn about the latest AIA products and offers WARRANTIES, DISCLAIMERS AND EXCLUSIVE REMEDIES The AIA+ mobile app/ web version is provided on an “as is” basis without any warranty of any kind, including without limitation all warranties of merchantable quality, fitness for a particular purpose or any other warranty whether expressed or implied. To the extent permitted by law, these warranties are exclusive and there are no other express or implied warranties or conditions including warranties or conditions of merchantability and fitness for a particular purpose. LIMITATION OF LIABILITY AIA shall not be liable for any indirect, incidental, special, punitive or consequential damages, loss of profits, loss of revenue, loss of data or data use, loss of business and/or loss of anticipated savings. AIA’s maximum liability for any damages arising out of the use of AIA+ whether in contract or tort (including negligence) or otherwise, shall be limited to the re-supply of the AIA Apps. Note: “AIA” herein refers to AIA International Limited (Incorporated in Bermuda with limited liability).

Screenshots

BOC Macau4 screens
AIA+ HK4 screens

Verdict

The call

The clearest difference is review sentiment: AIA+ HK at 50% against BOC Macau's 0%. AIA+ HK also leads on rating (4.7 vs 2.5) and update cadence (every 9 days vs every 2 months). BOC Macau's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AIA+ HK holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: AIA+ HK has 644 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 0% of BOC Macau's written reviews are positive against 50% of AIA+ HK's.

UpkeepUpdate frequency

BOC Macau ships an update every 2 months, AIA+ HK every 9 days. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard5 real differences · 5 level
BOC Macau versus AIA+ HK: the parameters behind the verdict, then further details
ParameterBOC MacauAIA+ HK
PriceFreeFree
Rating2.5 (16 ratings)4.7 (644 ratings) — better
Positive reviews0.0% of reviews50.0% of reviews — better
Number of ratings16644 — better
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS12.0 — better16.0
Further details — not scored
Size121 MB125 MB
Age rating4+17+
DeveloperBank of China Limited Macau BranchAIA International Limited

Customer experience

BOC Macau

All ratings17 ratings
Positive29.4%
Neutral0.0%
Negative70.6%
Written reviews10 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

AIA+ HK

All ratings644 ratings
Positive95.3%
Neutral0.9%
Negative3.7%
Written reviews112 reviews
Positive50.0%
Neutral2.7%
Negative47.3%

Bugs and requests

BOC Macau

Not enough reviews yet to summarise bugs or requests.

AIA+ HK

Reported bugs

18 issues
  • Face ID authentication loops endlessly without granting access
  • OTP verification failures and repeated requests
  • Password reset functionality broken or unresponsive
  • App fails to load on WiFi connections
  • Vitality points and exercise data reset to zero
Show 13 more
  • Health data sync with Apple Health not working
  • Doctor search fails when filtering by multiple districts
  • Navigation returns to previous page instead of search results
  • Invoice files from photo submissions cannot be viewed
  • App crashes when accessing claims history
  • Fitness activity data not properly registered or counted
  • System error messages when accessing documents
  • App becomes unresponsive during lunch hours
  • Vitality section not displaying after version updates
  • Back button unresponsive on iPhone 14 Pro
  • App stuck on welcome screen indefinitely
  • Notification badges and tabs disappearing during navigation
  • Inconsistent page loading with missing content

Requested features

15 requests
  • Auto-login functionality to avoid repeated password entry
  • Save card details for future payments
  • Edit claims within 24 hours of submission
  • Improved notification system via email/SMS/phone
  • Better fund price comparison display
Show 10 more
  • iPad app version
  • Ability to view past payment history
  • Downloadable coupons for offline access
  • More coupon variety for redemption
  • Clearer instructions for fund transfers
  • Health app integration with better sync
  • More Vitality reward options beyond current offerings
  • Simplified password requirements with flexibility
  • Persistent login across sessions
  • Better doctor search filtering across regions

In-app purchases

None

BOC Macau

No in-app purchases

None

AIA+ HK

No in-app purchases

Questions

Is BOC Macau free?
BOC Macau is free to download, with no in-app purchases.
Is AIA+ HK free?
AIA+ HK is free to download, with no in-app purchases.
Which has better reviews, BOC Macau or AIA+ HK?
AIA+ HK is rated higher. BOC Macau averages 2.5 out of 5 from 16 ratings, while AIA+ HK averages 4.7 from 644 ratings.
Do BOC Macau or AIA+ HK have ads?
Neither BOC Macau nor AIA+ HK shows ads.
Which is updated more often, BOC Macau or AIA+ HK?
BOC Macau ships an update every 2 months, and AIA+ HK every 9 days. Most recently, BOC Macau was updated on October 23, 2026 and AIA+ HK on October 29, 2026.

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