InfoArmor App vs Optum Financial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InfoArmor App
Manage your identity and credit protection on the go. Securely log in from anywhere to monitor your credit score, clear alerts, and track your Identity Health Score. Enjoy the convenience of desktop-level features on your mobile device.
- Mobile identity protection
- Credit score monitoring
- Identity Health Score tracking
- Secure login
- Alert clearing
- On-the-go access
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The InfoArmor app gives you the freedom and convenience to do all the things you usually do on a desktop — right on your mobile phone. Log in at work, in the bank, or wherever and whenever you need to protect your identity and credit. Sign in is simple and secure. In a matter of seconds, you can clear alerts, check your credit score, keep tables on your Identity Health Score, and more — all on the go.
Optum Financial
Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.
- Manage benefit accounts
- View balances and transaction history
- Pay providers or reimburse yourself
- View and manage claims
- Capture and upload documentation
- Live customer care via mobile chat
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Managing and paying for eligible health care expenses on the go has never been easier with the Optum Financial mobile app. Designed with unique features like receipt capture and e-sign dependent care certification, you can easily manage account details, access transaction history and view balances - giving you maximum control over you accounts and healthcare finances. Mobile features include: • Access to view and manage all Optum Financial benefit accounts • View account balances and transaction history • Pay providers or reimburse yourself for qualified out-of-pocket expenses • View and manage claims • Receive smart in-app alerts for claims requiring attention • Capture and upload claims documentation through photo capture technology • Quick access to previously submitted documentation • Connect with a live customer care representative via mobile chat 24/7 • Manage account preferences and add account users • Access eligible expenses listing Access Instructions You will need to have an Optum Financial or ConnectYourCare health account to use this app. If you are an Optum Financial or ConnectYourCare customer and need to update your account credentials, please visit www.optumfinancial.com. ABOUT OPTUM FINANCIAL: Optum Financial is advancing the way account holders save and pay for care, connecting the worlds of health and finance in ways that no one else can. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers.
Screenshots
Verdict
The clearest difference is review sentiment: Optum Financial at 54% against InfoArmor App's 14%. Optum Financial also leads on update cadence (every 5 weeks vs every 9 months) and ratings volume (29K vs 1). InfoArmor App's advantage is rating (5.0 vs 4.7) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
InfoArmor App holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Optum Financial has 29K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 14% of InfoArmor App's written reviews are positive against 54% of Optum Financial's, so the app with the better star average is not the one people write more warmly about.
InfoArmor App ships an update every 9 months, Optum Financial every 5 weeks. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.
| Parameter | InfoArmor App | Optum Financial |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.7 (29K ratings) |
| Positive reviews | 14.3% of reviews | 53.6% of reviews — better |
| Number of ratings | 1 | 29K — better |
| Update frequency | Every 9 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 3 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Infoarmor, Inc. | Optum Inc. |
Customer experience
InfoArmor App
Optum Financial
Bugs and requests
InfoArmor App
Not enough reviews yet to summarise bugs or requests.
Optum Financial
Reported bugs
5 issues- Blank screens and app crashes
- Inconsistent behavior with photo uploads
- Login and account access issues
- Incorrect or missing account balance information
- Inability to add new documentation to existing claims
Requested features
5 requests- Ability to save provider information
- Option to submit multiple claims at once
- Automatic reimbursement based on insurance EOBs
- Clearer communication on claim status and issues
- Improved search and filtering for transactions
In-app purchases
InfoArmor App
No in-app purchases
Optum Financial
No in-app purchases
Questions
Is InfoArmor App free?
Is Optum Financial free?
Which has better reviews, InfoArmor App or Optum Financial?
Do InfoArmor App or Optum Financial have ads?
Which is updated more often, InfoArmor App or Optum Financial?
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