Comparison

InfoArmor App vs Optum Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InfoArmor App

Manage your identity and credit protection on the go. Securely log in from anywhere to monitor your credit score, clear alerts, and track your Identity Health Score. Enjoy the convenience of desktop-level features on your mobile device.

Highlights
  • Mobile identity protection
  • Credit score monitoring
  • Identity Health Score tracking
  • Secure login
  • Alert clearing
  • On-the-go access
Features
Read full description

The InfoArmor app gives you the freedom and convenience to do all the things you usually do on a desktop — right on your mobile phone. Log in at work, in the bank, or wherever and whenever you need to protect your identity and credit. Sign in is simple and secure. In a matter of seconds, you can clear alerts, check your credit score, keep tables on your Identity Health Score, and more — all on the go.

About

Optum Financial

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

Highlights
  • Manage benefit accounts
  • View balances and transaction history
  • Pay providers or reimburse yourself
  • View and manage claims
  • Capture and upload documentation
  • Live customer care via mobile chat
Features
Read full description

Managing and paying for eligible health care expenses on the go has never been easier with the Optum Financial mobile app. Designed with unique features like receipt capture and e-sign dependent care certification, you can easily manage account details, access transaction history and view balances - giving you maximum control over you accounts and healthcare finances. Mobile features include: • Access to view and manage all Optum Financial benefit accounts • View account balances and transaction history • Pay providers or reimburse yourself for qualified out-of-pocket expenses • View and manage claims • Receive smart in-app alerts for claims requiring attention • Capture and upload claims documentation through photo capture technology • Quick access to previously submitted documentation • Connect with a live customer care representative via mobile chat 24/7 • Manage account preferences and add account users • Access eligible expenses listing Access Instructions You will need to have an Optum Financial or ConnectYourCare health account to use this app. If you are an Optum Financial or ConnectYourCare customer and need to update your account credentials, please visit www.optumfinancial.com. ABOUT OPTUM FINANCIAL: Optum Financial is advancing the way account holders save and pay for care, connecting the worlds of health and finance in ways that no one else can. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers.

Screenshots

InfoArmor App4 screens
Optum Financial4 screens

Verdict

The call

The clearest difference is review sentiment: Optum Financial at 54% against InfoArmor App's 14%. Optum Financial also leads on update cadence (every 5 weeks vs every 9 months) and ratings volume (29K vs 1). InfoArmor App's advantage is rating (5.0 vs 4.7) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

InfoArmor App holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Optum Financial has 29K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 14% of InfoArmor App's written reviews are positive against 54% of Optum Financial's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

InfoArmor App ships an update every 9 months, Optum Financial every 5 weeks. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
InfoArmor App versus Optum Financial: the parameters behind the verdict, then further details
ParameterInfoArmor AppOptum Financial
PriceFreeFree
Rating5.0 (1 ratings) — better4.7 (29K ratings)
Positive reviews14.3% of reviews53.6% of reviews — better
Number of ratings129K — better
Update frequencyEvery 9 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.6
Further details — not scored
Size3 MB24 MB
Age rating4+4+
DeveloperInfoarmor, Inc.Optum Inc.

Customer experience

InfoArmor App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews35 reviews
Positive14.3%
Neutral5.7%
Negative80.0%

Optum Financial

All ratings28,920 ratings
Positive94.7%
Neutral1.6%
Negative3.7%
Written reviews250 reviews
Positive53.6%
Neutral6.8%
Negative39.6%

Bugs and requests

InfoArmor App

Not enough reviews yet to summarise bugs or requests.

Optum Financial

Reported bugs

5 issues
  • Blank screens and app crashes
  • Inconsistent behavior with photo uploads
  • Login and account access issues
  • Incorrect or missing account balance information
  • Inability to add new documentation to existing claims

Requested features

5 requests
  • Ability to save provider information
  • Option to submit multiple claims at once
  • Automatic reimbursement based on insurance EOBs
  • Clearer communication on claim status and issues
  • Improved search and filtering for transactions

In-app purchases

None

InfoArmor App

No in-app purchases

None

Optum Financial

No in-app purchases

Questions

Is InfoArmor App free?
InfoArmor App is free to download, with no in-app purchases.
Is Optum Financial free?
Optum Financial is free to download, with no in-app purchases.
Which has better reviews, InfoArmor App or Optum Financial?
InfoArmor App is rated higher. InfoArmor App averages 5.0 out of 5 from 1 ratings, while Optum Financial averages 4.7 from 29K ratings.
Do InfoArmor App or Optum Financial have ads?
Neither InfoArmor App nor Optum Financial shows ads.
Which is updated more often, InfoArmor App or Optum Financial?
InfoArmor App ships an update every 9 months, and Optum Financial every 5 weeks. Most recently, InfoArmor App was updated on October 5, 2026 and Optum Financial on October 13, 2026.

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