Comparison

Bendigo Bank vs HESTA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bendigo Bank

Manage your finances with ease and security. This banking app allows you to check balances, view transactions, make payments, and control your cards. It offers instant transfers, bill payments, and secure login options.

Highlights
  • Check balance without logging in
  • View transaction history and download statements
  • Instant PayID and Osko transfers
  • Set up recurring payments and BPAY View
  • Add cards to Apple Wallet for mobile payments
  • Temporarily block or report lost/stolen cards
  • Secure login with Face ID/Touch ID/PIN
Features
Read full description

Bendigo Bank is making banking easy and secure for everyone. New to us? Join in minutes. Already a customer? Log in for simple and fast banking at your fingertips. Your everyday banking, sorted • Check your balance at a glance without logging in. • View your transaction history and download statements anytime. • See merchant logos for clear and easy-to-understand transaction details. • Instantly get a Proof of Account PDF when you need it. • Create new EasySaver accounts and Term Deposits on the go. • Approve multi-signature payments on the go directly from your phone. Pay people & bills, fast • Send money to anyone instantly with PayID and Osko. • Set up recurring payments for regular bills. • Pay your bills easily, and manage them with BPAY View. Pay on the go with Apple Pay • Add your card to Apple Wallet straight from the app. • Start spending with Apple Pay even before your physical card arrives. • Make secure mobile payments on the go. Full card controls • Activate your new card and use it immediately. • Misplaced your card? Temporarily block it while you search. • Instantly report a card lost or stolen, and we'll arrange a new one fast. • Set spending blocks for categories like gambling or liquor transactions. • Toggle your card controls on or off at your convenience. Secure & verified activity • Log in securely with Face ID, Touch ID, or a four-digit PIN. • Verify every critical action, from new logins to payments and security changes directly from your phone using Multi-Factor Authentication (MFA). Need help? Visit bendigobank.com.au/help/ebanking, call us on 1300 236 344, or drop into your nearest Bendigo Bank branch.

About

HESTA

Manage your superannuation account securely and conveniently from your mobile device. Access your balance, track investments, update details, and view transaction history anytime, anywhere.

Highlights
  • View account balance
  • Track investment returns
  • Update contact details
  • View contributions
  • Access fund details
  • Make after-tax contributions
  • Download statements
Features
Read full description

Stay on top of your super and face the future with confidence with the HESTA App. The HESTA App gives you fast and secure access to your super account from your pocket, 24/7. Your app dashboard lets you see your balance, investment returns and recent transactions. You can also: • update your contact details • view your most recent contributions • see your investment options • view our fund details to provide to your employer • get your BPAY® details to make after-tax super contributions into your account • view your recent and upcoming income stream payments (Income Stream members only) • download your statements. You can also log in to your online account directly from the app to access all account features. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. How to get started • You must already be a HESTA member and be registered for online access before you can access the HESTA App. • If you're already a member but not registered for online access, please visit https://my.hesta.com.au/registration • If you're already a HESTA member and registered for online account access, simply log in to your account from the HESTA App. You’ll be able to set up a PIN, Face ID and Touch ID the next time you log in. • If you joined HESTA online, you’re already registered for online access and can log in to the app. Not a HESTA member? Anyone can join our top-performing super fund* at: https://my.hesta.com.au/join *SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper). Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL No. 235249, the Trustee of HESTA ABN 64 971 749 321.

Screenshots

Bendigo Bank4 screens
HESTA4 screens

Verdict

The call

The clearest difference is review sentiment: Bendigo Bank at 57% against HESTA's 45%. Bendigo Bank also leads on update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bendigo Bank ships an update fortnightly, HESTA monthly. Both last shipped on September 26, 2026.

Scorecard2 real differences · 8 level
Bendigo Bank versus HESTA: the parameters behind the verdict, then further details
ParameterBendigo BankHESTA
PriceFreeFree
Rating4.7 (63 ratings) — better—
Positive reviews56.8% of reviews — better45.0% of reviews
Number of ratings63 — better—
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.4 — better15.6
Further details — not scored
Size33 MB55 MB
Age rating4+4+
DeveloperBendigo and Adelaide Bank LtdHESTA

Customer experience

Bendigo Bank

All ratings63 ratings
Positive93.7%
Neutral0.0%
Negative6.3%
Written reviews435 reviews
Positive56.8%
Neutral8.3%
Negative34.9%

HESTA

Written reviews20 reviews
Positive45.0%
Neutral5.0%
Negative50.0%

Bugs and requests

Bendigo Bank

Reported bugs

4 issues
  • App freezing and crashing on login
  • Security upgrades causing account lockouts
  • Inability to access online banking on certain devices
  • Unreliable app availability due to frequent maintenance

Requested features

5 requests
  • Push notifications for transactions
  • Advanced budgeting and savings tools
  • Dark mode option
  • Ability to use app on multiple devices
  • Improved transaction details and categorization

HESTA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bendigo Bank

No in-app purchases

None

HESTA

No in-app purchases

Questions

Is Bendigo Bank free?
Bendigo Bank is free to download, with no in-app purchases.
Is HESTA free?
HESTA is free to download, with no in-app purchases.
Do Bendigo Bank or HESTA have ads?
Neither Bendigo Bank nor HESTA shows ads.
Which is updated more often, Bendigo Bank or HESTA?
Bendigo Bank ships an update fortnightly, and HESTA monthly. Most recently, Bendigo Bank was updated on September 26, 2026 and HESTA on September 26, 2026.

Other comparisons