Comparison

AAMI App vs HESTA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AAMI App

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

Highlights
  • Manage supported insurance policies
  • Update personal and payment details
  • Pay policy renewals
  • View policy documents
  • Track home and motor claims
  • Receive policy notifications
Features
Read full description

The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!

About

HESTA

Manage your superannuation account securely and conveniently from your mobile device. Access your balance, track investments, update details, and view transaction history anytime, anywhere.

Highlights
  • View account balance
  • Track investment returns
  • Update contact details
  • View contributions
  • Access fund details
  • Make after-tax contributions
  • Download statements
Features
Read full description

Stay on top of your super and face the future with confidence with the HESTA App. The HESTA App gives you fast and secure access to your super account from your pocket, 24/7. Your app dashboard lets you see your balance, investment returns and recent transactions. You can also: • update your contact details • view your most recent contributions • see your investment options • view our fund details to provide to your employer • get your BPAY® details to make after-tax super contributions into your account • view your recent and upcoming income stream payments (Income Stream members only) • download your statements. You can also log in to your online account directly from the app to access all account features. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. How to get started • You must already be a HESTA member and be registered for online access before you can access the HESTA App. • If you're already a member but not registered for online access, please visit https://my.hesta.com.au/registration • If you're already a HESTA member and registered for online account access, simply log in to your account from the HESTA App. You’ll be able to set up a PIN, Face ID and Touch ID the next time you log in. • If you joined HESTA online, you’re already registered for online access and can log in to the app. Not a HESTA member? Anyone can join our top-performing super fund* at: https://my.hesta.com.au/join *SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper). Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL No. 235249, the Trustee of HESTA ABN 64 971 749 321.

Screenshots

AAMI App4 screens
HESTA4 screens

Verdict

The call

The clearest difference is review sentiment: HESTA at 45% against AAMI App's 18%. HESTA also leads on monetization model (free vs ad-supported) and iOS requirement (15.6 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AAMI App ships an update every 5 weeks, HESTA monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
AAMI App versus HESTA: the parameters behind the verdict, then further details
ParameterAAMI AppHESTA
PriceFreeFree
Rating4.7 (29 ratings) — better—
Positive reviews17.7% of reviews45.0% of reviews — better
Number of ratings29 — better—
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.6 — better
Further details — not scored
Size249 MB55 MB
Age rating4+4+
DeveloperAAI LimitedHESTA

Customer experience

AAMI App

All ratings29 ratings
Positive93.1%
Neutral3.4%
Negative3.4%
Written reviews96 reviews
Positive17.7%
Neutral8.3%
Negative74.0%

HESTA

Written reviews20 reviews
Positive45.0%
Neutral5.0%
Negative50.0%

Bugs and requests

AAMI App

Reported bugs

15 issues
  • App crashes when accessing driver rewards tab
  • Login failures and 'something went wrong' errors
  • Policies not displaying despite being added
  • Chat disconnects and loses conversation history
  • Claim information wiped when receiving calls/texts
Show 10 more
  • App logs out mid-claim without saving progress
  • Home page error preventing policy viewing
  • Contact information update functionality broken
  • Payment processing fails despite correct details
  • Incompatibility with iPhone 15
  • Weather alert notifications lose information after login
  • Trip tracking marks false hard braking/cornering
  • Slow server response times for claim retrieval
  • Photo upload errors on existing claims
  • iOS app requires force-close to access after rejection

Requested features

12 requests
  • Direct payment button for installments
  • Policy documents viewable within app
  • Ability to update address and contact details in app
  • Copy-paste functionality for claim numbers
  • Save progress when filing claims
Show 7 more
  • Consistent payment date change functionality
  • Email contact option for inquiries
  • Display all policies without errors
  • Offline access to policy information
  • Integration of all AAMI services in single app
  • Improved weather alert functionality
  • Better trip tracking accuracy for driver rewards

HESTA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AAMI App

No in-app purchases

None

HESTA

No in-app purchases

Questions

Is AAMI App free?
AAMI App is free to download, with no in-app purchases.
Is HESTA free?
HESTA is free to download, with no in-app purchases.
Do AAMI App or HESTA have ads?
Neither AAMI App nor HESTA shows ads.
Which is updated more often, AAMI App or HESTA?
AAMI App ships an update every 5 weeks, and HESTA monthly. Most recently, AAMI App was updated on September 24, 2026 and HESTA on September 22, 2026.

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