Australian Retirement Trust vs HESTA

Awaken your super with the new ART super app It's easier than ever to manage your superannuation, investment options, insurance, and member details, plus so much more! WHO ARE WE? Australian Retirement Trust is one of Australia’s largest super funds, and we're proud to help our 2+ million members take control of their finances and awaken their super. We currently take care of over $300 billion in retirement savings—that's a monster of a job! This app is for Super Savings accounts. If you're a QSuper account holder, download the QSuper app. FEATURES AND BENEFITS * New home screen and dashboard means you can check your superannuation balance in minutes * Access Rewards for exclusive discounts and offers * Set up additional layers of security like 4-digit passcode, Face ID, Fingerprint ID, and multi-factor authentication * Update your personal details * Easily view all your linked accounts, if you have multiple * View and/or tell us who you'd like to get your super if you die (beneficiaries) * Review your insurance and check or update your cover * Be notified when your superannuation has been paid and view recent transactions * View and download your account statements * Check and change your investment options at any time * Help and support section to answer all your burning super questions. You'll need to be registered for Member Online before you can access the ART super app. Not registered? Simply go to https://art.com.au/account/register or call us. * Consider the PDS and TMD at https://art.com.au/pds before joining.

Stay on top of your super and face the future with confidence with the HESTA App. The HESTA App gives you fast and secure access to your super account from your pocket, 24/7. Your app dashboard lets you see your balance, investment returns and recent transactions. You can also: • update your contact details • view your most recent contributions • see your investment options • view our fund details to provide to your employer • get your BPAY® details to make after-tax super contributions into your account • view your recent and upcoming income stream payments (Income Stream members only) • download your statements. You can also log in to your online account directly from the app to access all account features. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. How to get started • You must already be a HESTA member and be registered for online access before you can access the HESTA App. • If you're already a member but not registered for online access, please visit https://my.hesta.com.au/registration • If you're already a HESTA member and registered for online account access, simply log in to your account from the HESTA App. You’ll be able to set up a PIN, Face ID and Touch ID the next time you log in. • If you joined HESTA online, you’re already registered for online access and can log in to the app. Not a HESTA member? Anyone can join our top-performing super fund* at: https://my.hesta.com.au/join *SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper). Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL No. 235249, the Trustee of HESTA ABN 64 971 749 321.