Comparison

NRMA Insurance vs HESTA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NRMA Insurance

Manage your insurance policies, get quotes, and track claims from your mobile device. Access exclusive rewards and benefits through the Help Hub program, including discounts and safety features.

Highlights
  • Manage insurance policies
  • Get insurance quotes
  • Make and track claims
  • View policy documents
  • Access rewards program
  • Receive weather alerts
  • Track driving habits
Features
Read full description

Manage your insurance on the go The NRMA Insurance app helps put you in control, where you can easily manage your policies and start and track claims. Plus, if eligible you can join Help Hub – NRMA Insurance’s rewards program – to get access to available benefits and offers. What you can do with our app: • Get an insurance quote • Make payments • View policy documents • Make and track insurance claims • Join the NRMA Insurance rewards program, Help Hub* (if eligible). Join Help Hub and you can: • Get access to available offers and discounts • Participate in Safety Challenges which we have from time to time • Subscribe to Weather Alerts to get notified of large hail events in your chosen location • Enable Safer Journeys to track your driving trips and identify key events to help you understand and improve your driving habits Eligibility to join Help Hub is subject to the NRMA Insurance Online Terms of Use at https://www.nrma.com.au/terms

About

HESTA

Manage your superannuation account securely and conveniently from your mobile device. Access your balance, track investments, update details, and view transaction history anytime, anywhere.

Highlights
  • View account balance
  • Track investment returns
  • Update contact details
  • View contributions
  • Access fund details
  • Make after-tax contributions
  • Download statements
Features
Read full description

Stay on top of your super and face the future with confidence with the HESTA App. The HESTA App gives you fast and secure access to your super account from your pocket, 24/7. Your app dashboard lets you see your balance, investment returns and recent transactions. You can also: • update your contact details • view your most recent contributions • see your investment options • view our fund details to provide to your employer • get your BPAY® details to make after-tax super contributions into your account • view your recent and upcoming income stream payments (Income Stream members only) • download your statements. You can also log in to your online account directly from the app to access all account features. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. How to get started • You must already be a HESTA member and be registered for online access before you can access the HESTA App. • If you're already a member but not registered for online access, please visit https://my.hesta.com.au/registration • If you're already a HESTA member and registered for online account access, simply log in to your account from the HESTA App. You’ll be able to set up a PIN, Face ID and Touch ID the next time you log in. • If you joined HESTA online, you’re already registered for online access and can log in to the app. Not a HESTA member? Anyone can join our top-performing super fund* at: https://my.hesta.com.au/join *SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper). Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL No. 235249, the Trustee of HESTA ABN 64 971 749 321.

Screenshots

NRMA Insurance4 screens
HESTA4 screens

Verdict

The call

The clearest difference is review sentiment: HESTA at 45% against NRMA Insurance's 23%. HESTA also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NRMA Insurance ships an update every 4 weeks, HESTA monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
NRMA Insurance versus HESTA: the parameters behind the verdict, then further details
ParameterNRMA InsuranceHESTA
PriceFreeFree
Rating3.9 (11 ratings) — better—
Positive reviews23.2% of reviews45.0% of reviews — better
Number of ratings11 — better—
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.6 — better
Further details — not scored
Size132 MB55 MB
Age rating4+4+
DeveloperInsurance Australia GroupHESTA

Customer experience

NRMA Insurance

All ratings11 ratings
Positive72.7%
Neutral0.0%
Negative27.3%
Written reviews125 reviews
Positive23.2%
Neutral4.8%
Negative72.0%

HESTA

Written reviews20 reviews
Positive45.0%
Neutral5.0%
Negative50.0%

In-app purchases

None

NRMA Insurance

No in-app purchases

None

HESTA

No in-app purchases

Questions

Is NRMA Insurance free?
NRMA Insurance is free to download, with no in-app purchases.
Is HESTA free?
HESTA is free to download, with no in-app purchases.
Do NRMA Insurance or HESTA have ads?
Neither NRMA Insurance nor HESTA shows ads.
Which is updated more often, NRMA Insurance or HESTA?
NRMA Insurance ships an update every 4 weeks, and HESTA monthly. Most recently, NRMA Insurance was updated on September 24, 2026 and HESTA on September 22, 2026.

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