NRMA Insurance vs HESTA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NRMA Insurance
Manage your insurance policies, get quotes, and track claims from your mobile device. Access exclusive rewards and benefits through the Help Hub program, including discounts and safety features.
- Manage insurance policies
- Get insurance quotes
- Make and track claims
- View policy documents
- Access rewards program
- Receive weather alerts
- Track driving habits
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Manage your insurance on the go The NRMA Insurance app helps put you in control, where you can easily manage your policies and start and track claims. Plus, if eligible you can join Help Hub – NRMA Insurance’s rewards program – to get access to available benefits and offers. What you can do with our app: • Get an insurance quote • Make payments • View policy documents • Make and track insurance claims • Join the NRMA Insurance rewards program, Help Hub* (if eligible). Join Help Hub and you can: • Get access to available offers and discounts • Participate in Safety Challenges which we have from time to time • Subscribe to Weather Alerts to get notified of large hail events in your chosen location • Enable Safer Journeys to track your driving trips and identify key events to help you understand and improve your driving habits Eligibility to join Help Hub is subject to the NRMA Insurance Online Terms of Use at https://www.nrma.com.au/terms
HESTA
Manage your superannuation account securely and conveniently from your mobile device. Access your balance, track investments, update details, and view transaction history anytime, anywhere.
- View account balance
- Track investment returns
- Update contact details
- View contributions
- Access fund details
- Make after-tax contributions
- Download statements
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Stay on top of your super and face the future with confidence with the HESTA App. The HESTA App gives you fast and secure access to your super account from your pocket, 24/7. Your app dashboard lets you see your balance, investment returns and recent transactions. You can also: • update your contact details • view your most recent contributions • see your investment options • view our fund details to provide to your employer • get your BPAY® details to make after-tax super contributions into your account • view your recent and upcoming income stream payments (Income Stream members only) • download your statements. You can also log in to your online account directly from the app to access all account features. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. How to get started • You must already be a HESTA member and be registered for online access before you can access the HESTA App. • If you're already a member but not registered for online access, please visit https://my.hesta.com.au/registration • If you're already a HESTA member and registered for online account access, simply log in to your account from the HESTA App. You’ll be able to set up a PIN, Face ID and Touch ID the next time you log in. • If you joined HESTA online, you’re already registered for online access and can log in to the app. Not a HESTA member? Anyone can join our top-performing super fund* at: https://my.hesta.com.au/join *SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper). Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL No. 235249, the Trustee of HESTA ABN 64 971 749 321.
Screenshots
Verdict
The clearest difference is review sentiment: HESTA at 45% against NRMA Insurance's 23%. HESTA also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NRMA Insurance ships an update every 4 weeks, HESTA monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | NRMA Insurance | HESTA |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (11 ratings) — better | — |
| Positive reviews | 23.2% of reviews | 45.0% of reviews — better |
| Number of ratings | 11 — better | — |
| Update frequency | Every 4 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 132 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Insurance Australia Group | HESTA |
Customer experience
NRMA Insurance
HESTA
In-app purchases
NRMA Insurance
No in-app purchases
HESTA
No in-app purchases
Questions
Is NRMA Insurance free?
Is HESTA free?
Do NRMA Insurance or HESTA have ads?
Which is updated more often, NRMA Insurance or HESTA?
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