NRMA Insurance vs Macquarie Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NRMA Insurance
Manage your insurance policies, get quotes, and track claims from your mobile device. Access exclusive rewards and benefits through the Help Hub program, including discounts and safety features.
- Manage insurance policies
- Get insurance quotes
- Make and track claims
- View policy documents
- Access rewards program
- Receive weather alerts
- Track driving habits
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Manage your insurance on the go The NRMA Insurance app helps put you in control, allowing you to easily manage your policies and to start and track claims. Plus, if eligible, you can join Help Hub – NRMA Insurance’s rewards program – to get access to available benefits and offers. What you can do with our app: • Get an insurance quote • Make payments • View policy documents • Make and track insurance claims • Join the NRMA Insurance rewards program, Help Hub* (if eligible). Join Help Hub and you can: • Get access to available offers and discounts • Use our Home Health Check to get an automated assessment of your home or property • Participate in Safety Challenges which we have from time to time • Subscribe to Weather Alerts to get notified of large hail events in your chosen location • Enable Safer Journeys to track your driving trips and identify key events to help you understand and improve your driving habits * Eligibility to join Help Hub is subject to the NRMA Insurance Online Terms of Use at https://www.nrma.com.au/terms
Macquarie Authenticator
Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.
- Push notifications for transaction approval/denial
- Generate one-time rolling codes
- Offline authentication with rolling codes
- Manage pending tasks
- PIN, fingerprint, and facial recognition unlock
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Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience. Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.
Screenshots
Verdict
The clearest difference is rating: NRMA Insurance at 3.9 against Macquarie Authenticator's 3.0. NRMA Insurance also leads on ratings volume (11 vs 2) and review sentiment (23% vs 15%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NRMA Insurance holds the better App Store score, 3.9 against 3.0. That said, the two scores are not equally well evidenced: NRMA Insurance has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 23% of NRMA Insurance's written reviews are positive against 15% of Macquarie Authenticator's.
NRMA Insurance ships an update every 4 weeks, Macquarie Authenticator every 3 weeks. Both last shipped on November 6, 2026.
| Parameter | NRMA Insurance | Macquarie Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (11 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 23.2% of reviews — better | 14.8% of reviews |
| Number of ratings | 11 — better | 2 |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 134 MB | 220 MB |
| Age rating | 4+ | 4+ |
| Developer | Insurance Australia Group | Macquarie Bank Limited |
Customer experience
NRMA Insurance
Macquarie Authenticator
In-app purchases
NRMA Insurance
No in-app purchases
Macquarie Authenticator
No in-app purchases
Questions
Is NRMA Insurance free?
Is Macquarie Authenticator free?
Which has better reviews, NRMA Insurance or Macquarie Authenticator?
Do NRMA Insurance or Macquarie Authenticator have ads?
Which is updated more often, NRMA Insurance or Macquarie Authenticator?
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