Comparison

NRMA Insurance vs Macquarie Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NRMA Insurance

Manage your insurance policies, get quotes, and track claims from your mobile device. Access exclusive rewards and benefits through the Help Hub program, including discounts and safety features.

Highlights
  • Manage insurance policies
  • Get insurance quotes
  • Make and track claims
  • View policy documents
  • Access rewards program
  • Receive weather alerts
  • Track driving habits
Features
Read full description

Manage your insurance on the go The NRMA Insurance app helps put you in control, allowing you to easily manage your policies and to start and track claims. Plus, if eligible, you can join Help Hub – NRMA Insurance’s rewards program – to get access to available benefits and offers. What you can do with our app: • Get an insurance quote • Make payments • View policy documents • Make and track insurance claims • Join the NRMA Insurance rewards program, Help Hub* (if eligible). Join Help Hub and you can: • Get access to available offers and discounts • Use our Home Health Check to get an automated assessment of your home or property • Participate in Safety Challenges which we have from time to time • Subscribe to Weather Alerts to get notified of large hail events in your chosen location • Enable Safer Journeys to track your driving trips and identify key events to help you understand and improve your driving habits * Eligibility to join Help Hub is subject to the NRMA Insurance Online Terms of Use at https://www.nrma.com.au/terms

About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

Screenshots

NRMA Insurance4 screens
Macquarie Authenticator3 screens

Verdict

The call

The clearest difference is rating: NRMA Insurance at 3.9 against Macquarie Authenticator's 3.0. NRMA Insurance also leads on ratings volume (11 vs 2) and review sentiment (23% vs 15%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NRMA Insurance holds the better App Store score, 3.9 against 3.0. That said, the two scores are not equally well evidenced: NRMA Insurance has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 23% of NRMA Insurance's written reviews are positive against 15% of Macquarie Authenticator's.

UpkeepUpdate frequency

NRMA Insurance ships an update every 4 weeks, Macquarie Authenticator every 3 weeks. Both last shipped on November 6, 2026.

Scorecard3 real differences · 7 level
NRMA Insurance versus Macquarie Authenticator: the parameters behind the verdict, then further details
ParameterNRMA InsuranceMacquarie Authenticator
PriceFreeFree
Rating3.9 (11 ratings) — better3.0 (2 ratings)
Positive reviews23.2% of reviews — better14.8% of reviews
Number of ratings11 — better2
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size134 MB220 MB
Age rating4+4+
DeveloperInsurance Australia GroupMacquarie Bank Limited

Customer experience

NRMA Insurance

All ratings11 ratings
Positive72.7%
Neutral0.0%
Negative27.3%
Written reviews125 reviews
Positive23.2%
Neutral4.8%
Negative72.0%

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

In-app purchases

None

NRMA Insurance

No in-app purchases

None

Macquarie Authenticator

No in-app purchases

Questions

Is NRMA Insurance free?
NRMA Insurance is free to download, with no in-app purchases.
Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Which has better reviews, NRMA Insurance or Macquarie Authenticator?
NRMA Insurance is rated higher. NRMA Insurance averages 3.9 out of 5 from 11 ratings, while Macquarie Authenticator averages 3.0 from 2 ratings.
Do NRMA Insurance or Macquarie Authenticator have ads?
Neither NRMA Insurance nor Macquarie Authenticator shows ads.
Which is updated more often, NRMA Insurance or Macquarie Authenticator?
NRMA Insurance ships an update every 4 weeks, and Macquarie Authenticator every 3 weeks. Most recently, NRMA Insurance was updated on November 6, 2026 and Macquarie Authenticator on November 6, 2026.

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