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Australian Retirement Trust

Australian Retirement Trust

Manage your superannuation

47 ratings
185 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • June 2, 2017
  • May 11, 2026

Features

Developer

Australian Retirement Trust Pty Ltd
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Reviews summary↘︎
⭐185
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📝2+ tags
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❓5 answered
FAQ↘︎
📦~ in 1 month
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About

Easily manage your superannuation, investment options, insurance, and personal details. This app allows you to check your balance, access exclusive rewards, and update beneficiaries and cover. It's designed for Super Savings account holders to take control of their retirement finances.

✓Check superannuation balance
✓Access exclusive rewards
✓Update personal details
✓Manage insurance cover
✓View linked accounts
✓Set beneficiaries
✓Change investment options
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What users say

Summarized from real user reviews of Australian Retirement Trust. Based on 47 reviews and a 4.8/5 average, it highlights the 6 positives and 10 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Simple and intuitive interface
  • 🔒Security features like Face ID and Touch ID
  • 📱Quick balance checking capability
  • 🔔Employer contribution notifications
  • 💳Apple Wallet integration
  • ⚡Fast performance when working properly

Negative things

  • 🐛Frequent app crashes and freezing
  • 🔐Persistent login issues and authentication failures
  • ⏳Extremely slow transaction loading
  • 🔄Constant forced logouts requiring re-authentication
  • 🛠️Excessive scheduled maintenance windows
  • ❌Missing key features after recent updates
  • 📉Outdated balance information not refreshing
  • 🌐Requires browser login for many functions
  • 😤Poor user experience with multiple login screens
  • 📱Limited iPad functionality
See all reviews

What's New in Australian Retirement Trust

4.9.0

May 11, 2026

In this release: - Investment asset allocation is back on the Home screen -- If you have multiple accounts, you can view investment asset allocation by tapping into each account from the Home screen - New notification settings in 'Communication preferences' give you more control over push notifications - Maintenance updates to keep the app running smoothly

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User reviews

Most RecentHighest RatedLowest Rated

Useless

The app doesn’t recognize my identifications👈
No live chat to solve your problems👈
Nobody will answer your emails👈
Completely useless 🙅🏻‍♂️ ❌
Would you leave your savings with people that doesn’t have customer service?
Dangerous…
Maximilianus VivasMaximilianus Vivas

Slowest app of all time

This app is sooo slow to open. It takes about 30 seconds from opening the app to being logged in and actually able to do anything. Please do something about how slow this app is to open. It is painful.
fingwerfingwer

Extremely slow and unstable

The application GUI is okay, but the performance is unacceptable. Loading basic information such as transacts never loads and times out every time. Makes the app completely useless.
Media CentralMedia Central

App super slow

The app takes a long time to process any filter. It takes ages to generate any filtered information and doesn’t provide much insights on your super investments. Lots could be done
Th3reviewer91Th3reviewer91

Rubbish

Logs me out. ALL. THE. TIME.

Have FaceID enabled but doesn’t make any difference. You have to do password and 2FA. ALL. THE. TIME

Transactions has been broken forever.

Even when it works the app is super basic. So kind of more unforgivable that even the basics don’t work.
Jason’s Tim TamsJason’s Tim Tams
See 180 more reviews

User experience

🐞

Reported Bugs

17 issues

App crashes on startup or after login

Bug

Spinning loading circle that never completes

Bug

Login loop preventing account access

Bug

Transaction history fails to load or displays blank

Bug

'We need to restart' error message

Bug

Password change prevents subsequent login

Bug

2FA setup conflicts with app login

Bug

Face ID and Touch ID not functioning

Bug

PIN login not persisting between sessions

Bug

App unresponsive with frozen screens

Bug

iCloud Private Relay compatibility issues

Bug

Special characters in passwords cause errors

Bug

Balance not updating after contributions

Bug

App crashes when accessing specific features

Bug

Multiple login screens required unnecessarily

Bug

Recent update broke core functionality

Bug

App incompatible with latest iOS versions

Bug
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Requested Features

14 requests

Investment performance graphs and charts

Feature

Real-time balance updates

Feature

Display employer contributions on home screen

Feature

Multi-account summary view

Feature

Transaction filtering and search capabilities

Feature

Weekly or monthly balance snapshots

Feature

Net investment earnings visibility without login

Feature

Persistent login with PIN option

Feature

Insurance details access in app

Feature

Asset class performance breakdown

Feature

Year-on-year performance comparison

Feature

Contribution limit tracking on home screen

Feature

Ability to change investment strategy within app

Feature

Daily or weekly balance history graphs

Feature

FAQ

What can I do with the Australian Retirement Trust app?

The app allows you to manage your superannuation, including checking your balance, viewing investment options, updating insurance, and setting beneficiaries. You can also access exclusive rewards and view your account statements.

Is this app for all Australian Retirement Trust members?

No, this app is specifically for Super Savings account holders. If you are a QSuper account holder, you will need to download the QSuper app instead.

How do I get started with the app?

You need to be registered for Member Online before you can access the ART super app. If you are not registered, you can register on the Australian Retirement Trust website or by calling them.

What security features does the app offer?

The app provides multiple layers of security, including a 4-digit passcode, Face ID, Fingerprint ID, and multi-factor authentication to protect your account and personal information.

Is there a cost to use the Australian Retirement Trust app?

The app is free to download and use for eligible members. There are no in-app purchases or advertisements mentioned.