Horace Mann Mobile vs SWEPCO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Horace Mann Mobile
Manage your insurance and financial needs with this app designed for educators. View billing, access insurance cards, file claims, and connect with your agent or customer service. Get policy details for auto, property, and life insurance.
- View billing and make payments
- Access auto insurance cards
- File claims online
- Contact roadside assistance and customer service
- Find and contact your agent
- View policy details
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Horace Mann provides insurance products and financial solutions, programs and services designed around the unique needs of educators. With the Horace Mann mobile app, you can: - View your billing information and make a payment - Access your auto insurance cards - File a claim online - Contact roadside assistance, claims and customer service - Find or contact your agent - View your account. Get policy details for auto, property and life We’re listening to your feedback and are actively making improvements to our mobile app so we can give you more service options, added flexibility and a better mobile experience.
SWEPCO
Manage your utility account with ease. View and pay bills, report power outages, and track restoration progress. Access billing history, compare energy usage, and set up paperless billing and alerts.
- Report power outages
- Check outage status
- View and pay bills
- Manage account details
- View billing history
- Compare energy usage
- Paperless billing enrollment
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Welcome to a better way to manage your account with our customer mobile app. You can view and pay your bill, report an outage, check outage status, manage your accounts, view billing history, and more! Use the "Remember me" feature to make login a breeze. Everything is now at the touch of your fingertips. Features include: OUTAGE INFORMATION - Report a power outage - Check outage status and track restoration progress - Easy access to view outage maps in your area ACCOUNT MANAGEMENT - Choose "Remember me" to skip logging in each time you use the app* - View your real-time account balance, payment due date, and balance details - View and download your bill (PDF) - Pay immediately for free from your bank account - Make automatic or scheduled payments - Other ways to pay (credit/debit card, in-person, by phone) - Switch between multiple accounts ENERGY USAGE - Compare how your current usage compares to last month or the same time last year SETTINGS - Enroll in and manage your paperless billing - Add or delete your bank accounts - Enroll in and manage billing and outage alerts *Logging into the SWEPCO app requires an active account that is registered online at SWEPCO.com
Screenshots
Verdict
The clearest difference is rating: SWEPCO at 3.0 against Horace Mann Mobile's 2.1. Horace Mann Mobile's advantage is iOS requirement (11.0 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SWEPCO holds the better App Store score, 3.0 against 2.1. Both are backed by a comparable volume of ratings — 53 and 108 respectively. Written reviews complicate that: 23% of Horace Mann Mobile's written reviews are positive against 16% of SWEPCO's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.
| Parameter | Horace Mann Mobile | SWEPCO |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (53 ratings) | 3.0 (108 ratings) — better |
| Positive reviews | 23.4% of reviews — better | 16.0% of reviews |
| Number of ratings | 53 | 108 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 23 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | The Horace Mann Companies | American Electric Power |
Customer experience
Horace Mann Mobile
SWEPCO
Bugs and requests
Horace Mann Mobile
Reported bugs
24 issues- App shuts down when switching screens and requires another code
- Email not registered/already registered issue during login/setup
- Policies show expired and canceled
- Unable to view car insurance policy on the app for almost a year
- App constantly fails
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- Cannot utilize all functions of website
- Error messages trying to log in
- App always failing at inconvenient times
- Cannot view Roth IRA info
- Cannot view retirement investments
- Cannot see Roth IRA and 403B total amounts
- Website doesn't show all accounts
- Ongoing maintenance announcement, zero functionality
- Cannot pay premiums on the app
- Cannot access account balances
- Cannot see account activity
- Click retirement account and nothing loads
- App looks like it’s 5 years old & performs worse
- Cannot pay bill with the app
- No option to view bill statement or pay
- Doesn't show premium displayed
- App is extremely slow to log you in
- App crashes during the wait time
- No way back to the Main nav once you select ID cards
Requested features
21 requests- Add notifications for bill due dates
- Add Face ID for easy sign in
- Update the UI of the app
- Add Apple Pay for Payments
- View Roth IRA info
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- View retirement investments
- See Roth IRA and 403B total amounts
- Allow account payments
- Modernize the app
- Add Touch ID login
- Add fingerprint logon
- Add investments functionality
- Allow bill payments
- Allow printing of ID cards
- Save login information on the phone
- Ability to pay bill
- Ability to request forms
- Fix basic navigation issues (e.g., back to main nav)
- Access to other non-auto products
- Access to homeowners and retirement accounts
- Print feature for ID cards
SWEPCO
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Horace Mann Mobile
No in-app purchases
SWEPCO
No in-app purchases
Questions
Is Horace Mann Mobile free?
Is SWEPCO free?
Which has better reviews, Horace Mann Mobile or SWEPCO?
Do Horace Mann Mobile or SWEPCO have ads?
Which is updated more often, Horace Mann Mobile or SWEPCO?
Other comparisons
