SC China vs BOCHK 中銀香港
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SC China
Manage your banking needs on the go with a fast, secure, and user-friendly mobile experience. Access accounts, make transfers, manage cards, and explore products all from your device.
- Account management
- Online bank transfers
- Card management
- Product information
- Biometric login
- Hassel-free payments
- Branch locator
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Standard Chartered Mobile Banking - All-New Upgrade, Experience Multiple Highlights Now • Highlight1: Access Leading Market Insights at Your Fingertips Pre-login page featuring the latest market views and expert forward-looking perspectives • Highlight 2: Enjoy Competitive Deposit Rates with One Click One-click product search to effortlessly secure promotional offers and capitalize on investment opportunities • Highlight 3: Enjoy Diverse Financial Services in One Place Upon login, the homepage presents a comprehensive overview of integrated financial services and your complete financial picture • Highlight 4: Comprehensive Investment Products at a Glance Enhanced investment trading platform featuring a new dedicated product section with enriched information • Highlight 5: Stay Instantly Informed with Live Updates Turn on push notifications to receive timely business updates, empowering you to manage your wealth with ease and confidence
BOCHK 中銀香港
Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.
- Account opening without branch visit
- Instant money transfers via FPS
- Bill payment for over 850 merchants
- Multi-currency time deposit plans
- Stock, fund, and forex trading
- Credit card management and privileges
- Insurance purchase and policy checks
- Personal loan applications
- Cross-border remittances and wealth management
- 24/7 online customer service
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BOCHK Mobile Banking Live Easy, Control Smartly Bank Account Opening, Wealth Management, Investment and Spending All in One App 【One-stop to Take Care of All Your Financial Needs】 .Account opening: With just a HKID card and address, you can open an account without visiting a branch. Account opening can be completed in a few minutes. .Money transfer: Funds can be transferred via FPS instantly. .Bill payment: Pay bills for over 850 merchants, with the flexibility to choose between paying with your account or credit card. You can also set reminders, schedule regular payments, and authorize direct payments, making bill management more convenient. .Time deposit: Flexibly choose from a variety of multi-currency time deposit plans to help you save and grow your money for the future. .Investment: Trade Hong Kong stocks, China A shares, US stocks, funds, foreign exchange, bonds, and apply for IPOs in one app. A series of investment tools, such as Stock and FX widgets, PickAStock, PlanAhead and Smart Invest help you invest more strategically. .Credit card: Check your credit card points and enjoy privileges on dining, shopping, and entertainment. You can also check your card balance and choose to pay in installments. .Insurance: Easily purchase travel, savings, life protection, critical illness, and home insurance, and check your policy information at any time. .Personal loan: "BOC Express Cash" allows for easy application and low-interest loans. You can choose the repayment period according to your preference. .Cross-border: With "BOC Remittance Plus," cross-border remittances are free and fast. "BOC Cross-boundary Wealth Management Connect" meets your cross-border wealth management needs. .Online customer service: 7x24 online customer service to answer your personal banking inquiries. 【Go Green with Green Financial Services】 .BeLeaf: Provide you with green financial tips monthly, adding more fun and green inspiration to your life. .e-Statements: e-Statements/e-Advice will be retained between 12 months and up to 7 years, with no need to store or organize a large number of paper documents. .Mobile Token: Use mobile token and biometric authentication instead of physical “securities device” for authentication, making it environmentally friendly and secure. 【Contact Us】 Website:www.bochk.com Instagram Official Account:bankofchinahongkong Address:Bank of China Tower, 1 Garden Road, Hong Kong Reminder: To borrow or not to borrow? Borrow only if you can repay! Investment/foreign exchange involves risk. The above products and services are subject to the relevant terms. For details, please contact the staff of Bank of China (Hong Kong) Limited (“the Bank”). BOCHK is the appointed insurance agency of BOC Life for distribution of life insurance products. The life insurance product is a product of BOC Life but not BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurance company and the customer. For interest, fees and charges, please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of “BOC Express Cash”. The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime.
Screenshots
Verdict
The clearest difference is ratings volume: BOCHK 中銀香港 at 7.2K against SC China's 512. On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for SC China against 4.8 for BOCHK 中銀香港. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.2K ratings behind it against 512, so its average is the more settled of the two. Written reviews are what separate them: 29% of SC China's written reviews are positive against 35% of BOCHK 中銀香港's.
SC China ships an update monthly, BOCHK 中銀香港 every 3 weeks. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.
| Parameter | SC China | BOCHK 中銀香港 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (512 ratings) | 4.8 (7.2K ratings) — better |
| Positive reviews | 29.4% of reviews | 35.3% of reviews — better |
| Number of ratings | 512 | 7.2K — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 125 MB | 200 MB |
| Age rating | 4+ | 4+ |
| Developer | Standard Chartered Bank | Bank of China (Hong Kong) Limited |
Customer experience
SC China
BOCHK 中銀香港
User reviews
SC China
From 512 App Store ratingsWhat we love
- 👍 Convenient for transfers and asset management
- 👍 Good for viewing accounts
- 👍 Smooth for transfers and purchases
- 👍 Excellent online customer service
- 👍 Optimized app for China
Room to improve
- 😞 Too slow and bad UX
- 😞 Terrible app, slow, bad UX
- 😞 Very bad app experience
- 😞 Primitive and worst banking app
- 😞 Slow, buggy, and frustrating
BOCHK 中銀香港
From 7.2K App Store ratingsWhat we love
- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login
Room to improve
- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates
Bugs and requests
SC China
Reported bugs
7 issues- Blank page after loading for minutes
- No way back after blank page
- Keeps saying something wrong and logging me out
- Cannot log in, always crashes
- App stops working on iOS, continually loads
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- Login error, cannot log on to website
- Login button doesn't work after entering credentials
Requested features
10 requests- Update design and transfer experience
- Upgrade to newest branding
- Simplify transfer process
- Add landscape iPad support
- Update to configure Face ID on iPhone X
Show 5 moreShow fewer
- Support Face ID
- Allow pasting password into login field
- Optimize for plus-sized screens
- Show credit cards
- Add version for phone
BOCHK 中銀香港
Reported bugs
3 issues- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch
Requested features
3 requests- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support
In-app purchases
SC China
No in-app purchases
BOCHK 中銀香港
No in-app purchases
Questions
Is SC China free?
Is BOCHK 中銀香港 free?
Which has better reviews, SC China or BOCHK 中銀香港?
Do SC China or BOCHK 中銀香港 have ads?
Which is updated more often, SC China or BOCHK 中銀香港?
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