FNB Mobile Banking vs 1FBUSA Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNB Mobile Banking
Access your bank accounts on your smartphone to view balances, transfer funds, pay bills, and deposit checks. This secure and free application allows for convenient banking on the go.
- View account balances
- Make transfers between accounts
- Pay bills
- Deposit checks
- Secure access
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Get your account information anytime, anywhere with the FNB Mobile App from First National Bank serving Ames, Ankeny, Johnston and West Des Moines, Iowa. FNB Mobile lets you view balances, make transfers, pay bills, deposit checks and more-all from your iPhone. Securely access your deposit accounts through the free* First National Bank Mobile App. Bank on the go with FNB Mobile. It's simple to use, secure and FREE. To learn how we protect your privacy, please visit http://www.fnb247.com/privacy Member FDIC. *Your mobile carrier’s text messaging and web access charges may apply. First National Bank Website Link: www.FNB247.com FNB Mobile Banking Support: www.FNB247.com/contact-us/
1FBUSA Mobile
Manage your 1st Financial Bank USA credit card accounts conveniently from your mobile device. Features include autopay, payment tracking, secure sign-in options, and in-app notifications. You can also send secure messages, report lost cards, and update your personal information.
- Autopay setup
- Credit card payment
- Balance monitoring
- In-app notifications
- Secure sign-in (Face ID/Touch ID/MFA)
- SecureMail with attachments
- Report lost credit card
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You can manage your accounts 24/7 right from your mobile device. Manage your 1st Financial Bank USA (1FBUSA) account: - Set Up Autopay and make Credit Card Payments automatically each month - Monitor balances and activity on your 1FBUSA Credit Card - Receive in app notifications - Sign In with Secure Code with Multifactor Authentication [MFA] - Sign In with Face ID or Touch ID - Send SecureMail with attachments - Contact Customer Service - Ability to report your Credit Card lost - Let the Bank know your Travel Plans - Update your personal information - Make One Time payments 1FBUSA specializes in providing quality credit card and financial services to college students and college graduates nationwide. Services are available 24/7, with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors, as well as community banking services in South Dakota.
Screenshots
Verdict
The clearest difference is review sentiment: FNB Mobile Banking at 83% against 1FBUSA Mobile's 19%. FNB Mobile Banking also leads on rating (4.8 vs 2.1) and ratings volume (1.1K vs 125). 1FBUSA Mobile's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 6 weeks vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNB Mobile Banking holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: FNB Mobile Banking has 1.1K ratings behind it against 125, so its average is the more settled of the two. Written reviews point the same way: 83% of FNB Mobile Banking's written reviews are positive against 19% of 1FBUSA Mobile's.
FNB Mobile Banking ships an update every 3 months, 1FBUSA Mobile every 6 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | FNB Mobile Banking | 1FBUSA Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.1K ratings) — better | 2.1 (125 ratings) |
| Positive reviews | 83.3% of reviews — better | 18.6% of reviews |
| Number of ratings | 1.1K — better | 125 |
| Update frequency | Every 3 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 182 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank, Ames/Ankeny | 1st Financial Bank USA |
Customer experience
FNB Mobile Banking
1FBUSA Mobile
User reviews
FNB Mobile Banking
From 1.1K App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 🚀 Efficient mobile banking
- 🔒 Secure with fingerprint authentication
- 💡 Great features and functionality
Room to improve
- 🐛 Issues with mobile check deposit
- 🐛 Occasional app crashes or errors
- 🔋 Slow performance at times
1FBUSA Mobile
From 125 App Store ratingsWhat we love
- 👍 Builds credit responsibly
- ✅ Payments go through quickly
- ✨ New app design is nice
- 🚀 App is easy to use
- ✅ Fingerprint sign-in works
Room to improve
- 🐛 App frequently won't let users log in
- 🐛 Face ID/biometrics don't work
- 🐛 App constantly logs users out
- 🐛 Password saving issues
- 🐛 Transactions not displayed
Bugs and requests
FNB Mobile Banking
Reported bugs
2 issues- Login issues with invalid credentials
- Camera problems with mobile check deposit
Requested features
4 requests- Ability to edit bill payments
- Landscape mode support
- Check image viewing
- Dark mode option
1FBUSA Mobile
Reported bugs
20 issues- Unable to log in
- Face ID/biometrics not working
- App logs users out unexpectedly
- Password not saved
- Transactions not displayed
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- App/website shows error messages
- Customer service unable to resolve login issues
- Incurring late fees due to app malfunction
- App is clunky
- No logout button
- Inability to track spending
- Pending charges not updating correctly
- App requires constant updates
- Login information is inconsistent or incorrect
- App glitches and freezes
- Account credentials not recognized
- Incorrect balance/available credit display
- Fraudulent charges not visible in app
- App crashes after personal image stage
- Logo not fully displayed after update
Requested features
8 requests- Integrate with third-party budgeting apps (e.g., Nerd Wallet)
- Display current transactions
- Allow sorting of statements by date
- Improve app usability and user-friendliness
- Update app for iPhone X compatibility
Show 3 moreShow fewer
- Add Apple Pay support
- Modernize app design
- View statements without downloading PDF
In-app purchases
FNB Mobile Banking
No in-app purchases
1FBUSA Mobile
No in-app purchases
Questions
Is FNB Mobile Banking free?
Is 1FBUSA Mobile free?
Which has better reviews, FNB Mobile Banking or 1FBUSA Mobile?
Do FNB Mobile Banking or 1FBUSA Mobile have ads?
Which is updated more often, FNB Mobile Banking or 1FBUSA Mobile?
Other comparisons
