FNB Mobile Banking vs FNBOTN Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNB Mobile Banking
Access your bank accounts on your smartphone to view balances, transfer funds, pay bills, and deposit checks. This secure and free application allows for convenient banking on the go.
- View account balances
- Make transfers between accounts
- Pay bills
- Deposit checks
- Secure access
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Get your account information anytime, anywhere with the FNB Mobile App from First National Bank serving Ames, Ankeny, Johnston and West Des Moines, Iowa. FNB Mobile lets you view balances, make transfers, pay bills, deposit checks and more-all from your iPhone. Securely access your deposit accounts through the free* First National Bank Mobile App. Bank on the go with FNB Mobile. It's simple to use, secure and FREE. To learn how we protect your privacy, please visit http://www.fnb247.com/privacy Member FDIC. *Your mobile carrier’s text messaging and web access charges may apply. First National Bank Website Link: www.FNB247.com FNB Mobile Banking Support: www.FNB247.com/contact-us/
FNBOTN Mobile
Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.
- Check account balances
- View recent transactions
- Transfer funds between accounts
- Pay bills
- Revise scheduled payments
- Review paid bills
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Start banking wherever you are with FNBOTN Mobile! Available to all online banking customers of the First National Bank of Tennessee, FNBOTN Mobile allows you to check balances and recent transactions, transfer funds and pay bills, all from your phone. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, revise bills scheduled to be paid, and review previously paid bills. All features may not be available in the tablet application.
Screenshots
Verdict
The clearest difference is monetization model: FNBOTN Mobile at free against FNB Mobile Banking's free with in-app purchases. FNBOTN Mobile also leads on update cadence (every 2 months vs every 3 months) and ratings volume (4.5K vs 1.1K). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for FNB Mobile Banking against 4.9 for FNBOTN Mobile. Both are backed by a comparable volume of ratings — 1.1K and 4.5K respectively. Written reviews are what separate them: 83% of FNB Mobile Banking's written reviews are positive against 78% of FNBOTN Mobile's.
FNB Mobile Banking ships an update every 3 months, FNBOTN Mobile every 2 months. Both last shipped on October 23, 2026.
| Parameter | FNB Mobile Banking | FNBOTN Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.1K ratings) | 4.9 (4.5K ratings) — better |
| Positive reviews | 83.3% of reviews — better | 77.7% of reviews |
| Number of ratings | 1.1K | 4.5K — better |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 182 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank, Ames/Ankeny | First National Bank of Tennessee |
Customer experience
FNB Mobile Banking
FNBOTN Mobile
User reviews
FNB Mobile Banking
From 1.1K App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 🚀 Efficient mobile banking
- 🔒 Secure with fingerprint authentication
- 💡 Great features and functionality
Room to improve
- 🐛 Issues with mobile check deposit
- 🐛 Occasional app crashes or errors
- 🔋 Slow performance at times
FNBOTN Mobile
From 4.5K App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast and responsive app
- 💡 Convenient mobile banking features
- 🔒 Secure transactions
- 🤝 Friendly and helpful staff
Room to improve
- 🔍 Cluttered and outdated visual design
- 🐛 Frequent crashes and login issues
- 📱 Compatibility problems with newer devices
- 🔧 Lack of feature updates and improvements
Bugs and requests
FNB Mobile Banking
Reported bugs
2 issues- Login issues with invalid credentials
- Camera problems with mobile check deposit
Requested features
4 requests- Ability to edit bill payments
- Landscape mode support
- Check image viewing
- Dark mode option
FNBOTN Mobile
Reported bugs
3 issues- App not loading or freezing on launch
- Incorrect account balances or transaction details
- Inability to sign in or access certain features
Requested features
4 requests- Mobile check deposit
- Apple Pay integration
- Customizable account alerts
- Improved transaction history and reporting
In-app purchases
FNB Mobile Banking
No in-app purchases
FNBOTN Mobile
No in-app purchases
Questions
Is FNB Mobile Banking free?
Is FNBOTN Mobile free?
Which has better reviews, FNB Mobile Banking or FNBOTN Mobile?
Do FNB Mobile Banking or FNBOTN Mobile have ads?
Which is updated more often, FNB Mobile Banking or FNBOTN Mobile?
Other comparisons
