MyBlock vs Payactiv

MyBlock makes it easy to manage your taxes and financial life in one secure place. Upload and store tax documents, track your refund or return status, and connect with a trusted tax pro, anytime, anywhere. Whether you’re preparing for tax season or staying organized year-round, MyBlock helps you stay in control with simple tools designed around real tax needs. WHAT YOU CAN DO WITH MYBLOCK Upload & organize tax documents • Upload W-2s, 1099s, receipts, and donations as you receive them • Take photos of tax forms and store them securely • Access past tax returns and documents when you need them Track your taxes with confidence • Estimate your refund • Check your return status after filing • Keep everything organized for key financial moments Get help from a tax pro • Message an H&R Block tax professional securely • Schedule or manage in-person or virtual appointments • Get guidance when questions come up—during tax season or beyond Manage your money in one place • Track refunds and balances on your H&R Block Emerald Prepaid Mastercard® • Use simple savings tools to plan ahead • View your credit score through LendingTree COMMON QUESTIONS, ANSWERED Can I upload tax documents anytime? Yes. Add documents throughout the year so you’re ready when it’s time to file. Can I track my refund or return status? Yes. MyBlock lets you monitor your refund estimate and track your return after filing. Do I need to file my taxes in the app to use MyBlock? No. MyBlock helps you organize tax documents, track status, and communicate with a tax pro—even if you haven’t filed yet. Can I use MyBlock year-round, not just during tax season? Yes. You can upload documents, store tax records, and manage your account throughout the year. Is my information secure? MyBlock uses industry-standard security practices to help protect your data. MYBLOCK: TAXES, ORGANIZED. SUPPORT, SIMPLIFIED. Your privacy, security, and guarantees matter to us. Learn more at hrblock.com Privacy Policy: [https://www.hrblock.com/universal/digital-online-mobile-privacy-principles/](https://www.hrblock.com/universal/digital-online-mobile-privacy-principles/) Service Agreement: [https://idp.hrblock.com/idp/Authn/OnlineServiceAgreement.html](https://idp.hrblock.com/idp/Authn/OnlineServiceAgreement.html) Data Security: [https://www.hrblock.com/data-security/](https://www.hrblock.com/data-security/) Guarantees: [https://www.hrblock.com/guarantees/](https://www.hrblock.com/guarantees/)

With Payactiv, access your hard earned wages before payday, pay bills on time avoiding late and overdraft fees, and handle unexpected expenses with our user-friendly digital tools. Payactiv provides you with the foundation to maintain financial stability and equips you with the necessary tools to help you reach your financial wellness goals and thrive—without payday loans or interest. Just your money at your fingertips. With Payactiv, you can expect: 1. Earlier access to your money: - Enjoy your paycheck up to 2 days early.1 - Receive government payments up to 4 days early.1 - Gain immediate access to earned wages.2 2. Spending and saving tools to achieve your financial goals: - Always stay informed about what's safe to spend. - Easily track your spending habits at a glance. - Receive low balance alerts. - Set up automatic transfers from earned wages. 3. The Payactiv Visa® Card*: A card designed without hidden fees: - No minimum balance requirements. - No overdrafts. - No monthly or inactivity fees. - Access surcharge-free withdrawals at 37,000+ MoneyPass® ATMs. - Enjoy free integrated bill pay. - Withdraw cash at tellers in participating banks. - Send and receive funds to other enrolled members with no transfer fees. 4. Convenience and security you can rely on: - Seamlessly use the card with Google Pay or Apple Wallet. - Utilize touchless payments at stores. - Benefit from Visa's Zero Liability protection.3 - Easily lock or replace lost or stolen cards. - Access 24/7/365 support in English and Spanish. *Central Bank of Kansas City does not administer, nor is liable for earned wage access. The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. 2 Earned Wage Access requires employer participation. 3 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.