Accounts 2 Checkbook vs Accounts 3 Lite
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Accounts 2 Checkbook
Manage your personal finances and replace your paper checkbook with this intuitive app. Track daily transactions, schedule recurring payments, and capture photo receipts. Generate insightful reports and export your data for easy analysis.
- Schedule recurring transactions
- Capture and store photo receipts
- Generate graphs and reports
- Sync data via iCloud
- Export data in CSV, QIF, HTML
- Reconcile transactions
- Touch and Face ID support
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*** For the latest features and enhancements, please check out our NEW Accounts 3 Checkbook app, now available for download from the App Store! *** Featured by Apple in "What's Hot" List Accounts 2 is an easy to use application to replace your paper checkbook. With the Accounts 2 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, view reports, export data, print, and much more. All features of the Accounts 2 app are designed to be quick, clean, intuitive, and easy to use. FEATURES * Touch and Face ID Support Use Touch or Face ID to authenticate and launch the app quicker and more conveniently. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices * Universal Binary Designed for iPhone, iPad, and iPod Touch devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * Photo Receipts Capture and store photo receipt as part of a transaction. * AirPrint Support Print reports directly from your iPhone or iPad to any AirPrint-enabled printer. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Split Transactions Split a transaction among several categories for more precise tracking. * Search Quickly search for transactions and edit them from the same screen. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 2 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 2 will auto-increment from there. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 2 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder your accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data for safekeeping via email, Dropbox, or iTunes file sharing interface. Then restore it to your device whenever you need to. * Passcode Security Keep your accounts information private. * FREE Accounts 2 Lite version Please download the Accounts 2 Lite version to try before you buy.
Accounts 3 Lite
Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.
- Schedule recurring transactions
- Capture photo receipts
- Generate financial reports and graphs
- Reconcile transactions with bank statements
- Export data in CSV, QIF, and HTML
- Supports Touch and Face ID
- Split transactions across categories
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Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions. At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.
Screenshots
Verdict
The clearest difference is price: Accounts 3 Lite at Free against Accounts 2 Checkbook's $3.99. Accounts 3 Lite also leads on rating (4.7 vs 4.5). Accounts 2 Checkbook's advantage is ratings volume (6.7K vs 214) and review sentiment (63% vs 47%). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Accounts 3 Lite is free to download; Accounts 2 Checkbook costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Accounts 3 Lite holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Accounts 2 Checkbook has 6.7K ratings behind it against 214, so its average is the more settled of the two. Written reviews complicate that: 63% of Accounts 2 Checkbook's written reviews are positive against 47% of Accounts 3 Lite's, so the app with the better star average is not the one people write more warmly about.
Accounts 2 Checkbook ships an update every 2 weeks, Accounts 3 Lite every 3 weeks. The most recent releases landed on September 22, 2026 and September 15, 2026 respectively.
| Parameter | Accounts 2 Checkbook | Accounts 3 Lite |
|---|---|---|
| Price | $3.99 | Free — better |
| Rating | 4.5 (6.7K ratings) | 4.7 (214 ratings) — better |
| Positive reviews | 63.3% of reviews — better | 46.7% of reviews |
| Number of ratings | 6.7K — better | 214 |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Best chart rank | #95 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 13 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | SVT Software | SVT Software |
Customer experience
Accounts 2 Checkbook
Accounts 3 Lite
User reviews
Accounts 2 Checkbook
From 6.7K App Store ratingsWhat we love
- 💻 Excellent app for managing finances
- 🔍 Detailed reporting and analytics
- 🔁 Recurring transactions feature
- 📱 Seamless sync between devices
- 🗓️ Helpful for budgeting and tracking spending
Room to improve
- 🐛 Data loss and sync issues
- 🔒 Lack of customer support and communication
- 🤔 Confusing or missing features (e.g. split transactions, sorting, budgeting)
- 💰 Paid upgrades required for new features
Accounts 3 Lite
From 214 App Store ratingsWhat we love
- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs
Room to improve
- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss
Bugs and requests
Accounts 2 Checkbook
Reported bugs
4 issues- Accounts and transactions disappearing without explanation
- Recurring transactions not working as expected
- Syncing issues between iPhone and iPad
- App crashes and freezes, especially after updates
Requested features
5 requests- Ability to hide/archive old accounts
- Option to set recurring transactions with custom dates
- Improved sync reliability between devices
- Better reporting and forecasting tools
- Integration with banks/financial institutions
Accounts 3 Lite
Reported bugs
4 issues- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished
Requested features
15 requests- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts
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- Schedule recurring transactions on a specific date
- Hide specific accounts from main view
- Clear delineation between past and future transactions
- Option to turn off auto check number
- Fix recurring screen starting date/time issue
- Import QIF or CSV files
- Allow changing memo on recurring transfers without re-creation
- Manually pay monthly bills instead of automatic
- Recurring transactions that shift date for weekends/holidays
- Option to select app icon color
In-app purchases
Accounts 2 Checkbook
No in-app purchases
Accounts 3 Lite
No in-app purchases
Questions
Is Accounts 2 Checkbook free?
Is Accounts 3 Lite free?
Which has better reviews, Accounts 2 Checkbook or Accounts 3 Lite?
Do Accounts 2 Checkbook or Accounts 3 Lite have ads?
Which is updated more often, Accounts 2 Checkbook or Accounts 3 Lite?
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