Citadele Bank vs Luminor Eesti
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citadele Bank
Manage your daily banking needs conveniently from your mobile device. Open an account in minutes, choose from various card options with benefits like free transfers, cash withdrawals, and insurance. Authorize payments with biometrics, block/unblock cards, and change PINs.
- Open account in 7 minutes
- Choose from smart, supreme, and prime cards
- Free transfers and ATM withdrawals worldwide
- Purchase and travel insurance
- Biometric payment authorization
- Block/unblock cards and change PINs
- Make payments up to EUR 10,000
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Mobile banking has never been so simple and convenient! Become a customer in just 7 minutes and choose the right card for your needs: - Citadele smart: enjoy free transfers and cash withdrawals from ATMs worldwide - Citadele supreme: enjoy everyday benefits as well as insurance for your purchases and travels - Citadele prime: receive all our everyday benefits, plus extensive insurance for you and your family In mobile app, you can: - Authorize and approve payments using biometrics; - Make payments up to EUR 10 000; - Block and unblock cards and change their PIN codes; - Enjoy other benefits of the app – try it! App is available for Citadele Bank customers in Latvia, Lithuania and Estonia. Customers in Latvia who have activated MobileSCAN authorization device and/or Quick balance on your mobile application, in case of loss/theft of the mobile device, should immediately call (+371) 67010000 to block these functions. More information: www.citadele.lv, www.citadele.lt and www.citadele.ee Feedback and suggestions are welcome to mobileapp@citadele.lv! This mobile application is developed by AS “Citadele banka” (reg. No. 40103303559) for the usage of bank’s most popular daily banking services on mobile devices. Bankas pakalpojumi mobilajā ierīcē nekad vēl nav bijuši tik ērti un vienkārši! Kļūsti par klientu 7 minūtēs un izvēlies sev piemērotāko no kartēm: - Citadele smart: pārskaiti un izņem naudu no jebkura bankomāta visā pasaulē bez maksas - Citadele supreme: izbaudi ikdienas priekšrocības, kā arī tavu pirkumu un ceļojumu apdrošināšanu - Citadele prime: saņem visas ikdienas priekšrocības, turklāt plašu apdrošināšanu tev un ģimenei Mobilajā lietotnē vari: - Autorizēties un apstiprināt maksājumus ar biometriju; - Veikt maksājumus eiro līdz 10 000 EUR; - Bloķēt un atbloķēt kartes, kā arī mainīt to PIN kodus; - Izmantot daudzas citas lietotnes priekšrocības – pamēģini! Vairāk informācijas: www.citadele.lv Ja tev ir aktivizēts MobileSCAN un/vai kāda no mobilās lietotnes Ātrajām funkcijām, mobilās ierīces pazaudēšanas/nozagšanas gadījumā nekavējoties zvani (+371) 67010000, lai bloķētu šīs funkcijas. Atsauksmes un ierosinājumus sūti uz mobileapp@citadele.lv! Mobilioji bankininkystė dar niekada nebuvo tokia paprasta ir patogi! Tapk klientu vos per 7 minutes ir išsirink sau labiausiai tinkamą kortelę: -„Citadele smart“: atlik nemokamus mokėjimus eurais Lietuvoje ir Europoje bei išsigrynink iki 750 EUR be komisinio mokesčio bankomatuose visame pasaulyje (gali būti taikomi bankomatų savininkų mokesčiai). -„Citadele supreme“: naudokis kasdieniais privalumais, papildomai gauk pirkinių ir kelionių draudimą*. -„Citadele prime“: naudokis visais kasdieniais privalumais ir dar geresniu draudimo* pasiūlymu tau ir kartu keliaujančiai tavo šeimai. Mobiliojoje banko programėlėje gali: - atlikti mokėjimus iki 10 000 EUR; - patvirtinti mokėjimus biometriniais duomenimis; - užblokuoti ir atblokuoti korteles, pakeisti jų PIN kodus; - išbandyk programėlę ir atrask kitus jos privalumus! Programėle gali naudotis „Citadele“ banko klientai Lietuvoje, Latvijoje ir Estijoje. Daugiau informacijos: www.citadele.lt Tavo vertinimų ir pasiūlymų laukiame el.p. mobileapp@citadele.lv Mobiilipangandus pole kunagi olnud nii lihtne ja mugav! Tule kliendiks pangakontorisse tulemata ja vali oma vajadustele sobiv kaart: - Citadele smart: tee ülekandeid ja võta sularaha teenustasuta mis tahes pangaautomaadist kogu maailmas - Citadele supreme: saa igapäevaseid eeliseid ning kindlustust oma ostude ja reiside ees - Citadele prime: naudi kõiki meie igapäevaseid eeliseid ning lisaks ulatuslikku kindlustust sulle ja sinu perele Mobiiliäpis sa saad: - Autoriseerida ja kinnitada makseid kasutades biomeetriat; - Teha makseid kuni 10 000 EUR; - Blokeerida ja vabastada blokist kaarte ning muuta nende PIN-koode; - Naudi teisi äpi eeliseid – proovi järele! Loe lisaks: www.citadele.ee Tagasiside ja ettepanekud saada mobileapp@citadele.lv!
Luminor Eesti
Manage your personal and business accounts, make payments, and handle your bank cards. Set up recurring payments and e-invoices, review loan details, and save money with deposit products. Security is prioritized with multiple login options and phone protection.
- Account management (private & business)
- Make bank transfers
- Manage payment cards
- Set up standing orders & e-invoices
- Review loan agreement information
- Deposit products for saving
- Secure login options
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Luminor Eesti mobiiliäpp sinu igapäevasteks pangatoiminguteks Vaata sinuga seotud era- ja ärikliendi kontosid. Tee makseid. Halda oma pangakaarte. Seadista püsimakseid ja e-arveid. Vaata oma laenulepingute infot. Säästa raha hoiuse abil. Turvalisus Sisene äppi Smart-ID, Mobiil-ID või Luminori PIN-kalkulaatoriga. Kaitse oma telefoni alati ekraanilukuga. Isikuandmete töötlemise seadistamine Vaata ja vajadusel muuda äpi seadetes pangale antud isikuandmete töötlemise nõusolekuid. -- Мобильное приложение Luminor Eesti – для повседневного банкинга Следите за личными и бизнес-аккаунтами, которые Вы создали. Совершайте банковские платежи. Управляйте своими карточками. Настраивайте регулярные платежи и электронные счета. Просматривайте информацию о Ваших кредитных договорах. Копите деньги, открывая вклады. Безопасность Входите в приложение с помощью Smart-ID, Mobiil-ID или калькулятора PIN-кодов Luminor. Всегда защищайте свой телефон с помощью блокировки экрана. Настройка обработки персональных данных Просмотрите и при необходимости измените в настройках приложения предоставленные банку согласия на обработку персональных данных. -- Luminor Eesti mobile app for your daily banking Keep an eye on your private and business accounts. Make bank transfers. Manage payment cards. Set up standing orders and e-invoices. Review information on your loan agreements. Save money with deposit products. Security Log in with Smart-ID, Mobiil-ID or Luminori PIN-calculator. Protect your phone by enabling your screen lock. Privacy Configure from app settings your consents to the bank regarding usage of your personal data.
Screenshots
Verdict
The clearest difference is review sentiment: Citadele Bank at 33% against Luminor Eesti's 0%. Citadele Bank also leads on update cadence (every 2 months vs every 5 months). Luminor Eesti's advantage is iOS requirement (11.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Citadele Bank ships an update every 2 months, Luminor Eesti every 5 months. The most recent releases landed on October 16, 2026 and September 30, 2026 respectively.
| Parameter | Citadele Bank | Luminor Eesti |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (124 ratings) — better | — |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 124 — better | — |
| Update frequency | Every 2 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 377 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Citadele Banka AS | Luminor Bank AB |
Customer experience
Citadele Bank
Luminor Eesti
In-app purchases
Citadele Bank
No in-app purchases
Luminor Eesti
No in-app purchases









