Comparison

CCU FL Mobile Banking vs SecurLOCK Equip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CCU FL Mobile Banking

Manage your finances on the go with this mobile banking application. Check balances, view transaction history, transfer funds, pay bills, and locate ATMs and branches easily. Access your accounts securely anytime, anywhere.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills
  • Locate ATMs and branches
  • 24/7 access
Read full description

Anywhere. Anytime. Anyplace. Get on the go with CCU Mobile! With the CCU Mobile app, you can check your balances, view your transaction history, transfer funds between your accounts, pay your bills, contact us, and search for local ATMs and CCU branches within your area. CCU Mobile is at your fingertips 24/7/365. Clearer. Smarter. Brighter. Better. Your finances are with you anywhere, anytime, anyplace with CCU Mobile! To learn how we protect your privacy, please visit http://www.ccuflorida.org/home/ourstory/_disclosures

About

SecurLOCK Equip

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Highlights
  • Turn cards on/off
  • Set location-based controls
  • Block international transactions
  • Set spending limits
  • Mobile card management
Features
Read full description

Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.

Screenshots

CCU FL Mobile Banking4 screens
SecurLOCK Equip4 screens

Verdict

The call

The clearest difference is review sentiment: CCU FL Mobile Banking at 74% against SecurLOCK Equip's 32%. CCU FL Mobile Banking also leads on rating (4.8 vs 4.5). SecurLOCK Equip's advantage is ads (none vs shown) and iOS requirement (14.0 vs 17.0). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CCU FL Mobile Banking holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 4.1K and 4.4K respectively. Written reviews point the same way: 74% of CCU FL Mobile Banking's written reviews are positive against 32% of SecurLOCK Equip's.

UpkeepUpdate frequency

CCU FL Mobile Banking ships an update every 4 months, SecurLOCK Equip every 5 months. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
CCU FL Mobile Banking versus SecurLOCK Equip: the parameters behind the verdict, then further details
ParameterCCU FL Mobile BankingSecurLOCK Equip
PriceFreeFree
Rating4.8 (4.1K ratings) — better4.5 (4.4K ratings)
Positive reviews74.4% of reviews — better31.9% of reviews
Number of ratings4.1K4.4K — better
Update frequencyEvery 4 months — betterEvery 5 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.014.0 — better
Further details — not scored
Size99 MB71 MB
Age rating4+4+
DeveloperCommunity Credit Union of FloridaeFunds Corporation

Customer experience

CCU FL Mobile Banking

All ratings3,734 ratings
Positive96.4%
Neutral1.2%
Negative2.4%
Written reviews78 reviews
Positive74.4%
Neutral5.1%
Negative20.5%

SecurLOCK Equip

All ratings4,411 ratings
Positive88.1%
Neutral2.5%
Negative9.3%
Written reviews135 reviews
Positive31.9%
Neutral8.1%
Negative60.0%

User reviews

CCU FL Mobile Banking

From 4.1K App Store ratings

What we love

  • 🚀 Fully functional
  • 🚀 Convenient and easy to use
  • 🚀 Real-time account updates
  • 🚀 Efficient app with great features
  • 👍 Simple and user-friendly interface

Room to improve

  • 🐛 Outdated and buggy
  • 🐛 Unreliable and slow updates
  • 🐛 Difficult to use mobile deposit
  • 🔨 New design is less accessible
  • 🔨 Removal of useful features like fingerprint login

SecurLOCK Equip

From 4.4K App Store ratings

What we love

  • 🚀 Great app
  • 🔒 Secure and helpful
  • 👍 Provides good control over card
  • 👍 Useful for budgeting

Room to improve

  • 🐛 Login issues
  • 🐛 App not working
  • 🐛 Unreliable notifications
  • 🐛 Frequent log outs
  • 🐛 Touch ID/Face ID not working

Bugs and requests

CCU FL Mobile Banking

Reported bugs

3 issues
  • Disappearing recent transactions
  • Incompatibility with newer iOS versions
  • Persistent PIN error issues

Requested features

3 requests
  • Monthly calendar view for bill pay
  • Ability to disable credit/debit cards in-app
  • Improved transaction history and balance display

SecurLOCK Equip

Reported bugs

3 issues
  • App not allowing login or password reset
  • Transactions not showing up
  • Card locking/unlocking not working as expected

Requested features

3 requests
  • Allow adding multiple cards from different banks
  • Provide better customer support options
  • Improve app stability and reliability

In-app purchases

None

CCU FL Mobile Banking

No in-app purchases

None

SecurLOCK Equip

No in-app purchases

Questions

Is CCU FL Mobile Banking free?
CCU FL Mobile Banking is free to download, with no in-app purchases.
Is SecurLOCK Equip free?
SecurLOCK Equip is free to download, with no in-app purchases.
Which has better reviews, CCU FL Mobile Banking or SecurLOCK Equip?
CCU FL Mobile Banking is rated higher. CCU FL Mobile Banking averages 4.8 out of 5 from 4.1K ratings, while SecurLOCK Equip averages 4.5 from 4.4K ratings.
Do CCU FL Mobile Banking or SecurLOCK Equip have ads?
CCU FL Mobile Banking shows ads; SecurLOCK Equip does not.
Which is updated more often, CCU FL Mobile Banking or SecurLOCK Equip?
CCU FL Mobile Banking ships an update every 4 months, and SecurLOCK Equip every 5 months. Most recently, CCU FL Mobile Banking was updated on September 23, 2026 and SecurLOCK Equip on September 22, 2026.

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