Comparison

中国农业银行 vs 平安口袋银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国农业银行

This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!

Features
Read full description

农行掌上银行,您的线上智慧“新银行”!掌银新版本功能更强大,服务更贴心,让每个用户都拥有专属的“线上网点”。 乡村版充值专区、专属理财保险、特色涉农产品,贴近县域乡村用户的日常需求,惠民利民。 大字版提供超大字体“一大到底”,精选产品,功能简洁,无弹屏广告,为高龄人士提供清爽体验。 标准版主要功能新增支持提供语音播报等无障碍服务,为特殊客群提供贴心关怀。 全面收支展示分析,“钱从哪来,花在哪里”一目了然。设置预算提醒,超出预算小信封自动提醒。 搜索功能方便易用,支持语音交互。搜索覆盖范围更广、结果准确度更高、推荐内容更智能。 线上反欺诈利用大数据、人工智能等前沿技术有效识别线上高风险交易,保障客户资金安全。 做任务赢好礼、秒杀抢购、支付优惠,热门活动精彩来袭!小豆乐园每日答题抽奖,可兑换各类好物,新客更有三重礼,畅享优惠福利多。

About

平安口袋银行

This app offers a comprehensive financial management experience, covering investments, savings, and banking services. It also provides exclusive lifestyle and travel benefits, aiming to simplify daily life and offer greater value. Designed with user experience in mind, it includes features for enhanced accessibility and security.

Highlights
  • One-stop financial services (wealth management, funds, deposits, gold)
  • Exclusive travel and lifestyle benefits (airport transfers, hotels, golf, fitness)
  • Simplified interface with optimized layout
  • Multi-account and cross-platform capabilities
  • Large font mode and anti-fraud resources for seniors
  • Cross-border remittance and account security
Features
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简单一点 省心・省时・省钱 【多赚一点】 覆盖理财、基金、存款、黄金等产品,打造一站式金融服务。 【多省一点】 涵盖接送机、贵宾厅、高端酒店等商旅出行权益;视频音乐、高尔夫、健身等休闲娱乐权益;跨境汇款、账户安全保障等基础服务权益,还有购票、打车、外卖等第三方生活类权益。 【轻松一点】 界面大幅降噪,优化布局、提高体验。全新多账户、跨平台能力,实现搜索、收藏和服务的一触即达。 【关爱多一点】 大字版全面优化,易理解、好操作,同时提供防骗宝典专区,为老年客户的金融生活保驾护航。

Screenshots

中国农业银行4 screens
平安口袋银行4 screens

Verdict

The call

中国农业银行 and 平安口袋银行 both sit at 4.7 stars, but that hides the real split: 50% of 平安口袋银行's written reviews are positive against 18% of 中国农业银行's. 平安口袋银行 also leads on update cadence (fortnightly vs every 2 months). 中国农业银行's advantage is ratings volume (10K vs 1.6K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for 中国农业银行 against 4.7 for 平安口袋银行. That said, the two scores are not equally well evidenced: 中国农业银行 has 10K ratings behind it against 1.6K, so its average is the more settled of the two. Written reviews are what separate them: 18% of 中国农业银行's written reviews are positive against 50% of 平安口袋银行's.

UpkeepUpdate frequency

中国农业银行 ships an update every 2 months, 平安口袋银行 fortnightly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
中国农业银行 versus 平安口袋银行: the parameters behind the verdict, then further details
Parameter中国农业银行平安口袋银行
PriceFreeFree
Rating4.7 (10K ratings)4.7 (1.6K ratings)
Positive reviews17.5% of reviews50.0% of reviews — better
Number of ratings10K — better1.6K
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size268 MB474 MB
Age rating4+17+
Developer中国农业银行PingAn Bank

Customer experience

中国农业银行

All ratings10,253 ratings
Positive92.4%
Neutral1.4%
Negative6.2%
Written reviews234 reviews
Positive17.5%
Neutral3.4%
Negative79.1%

平安口袋银行

All ratings1,593 ratings
Positive94.1%
Neutral0.5%
Negative5.4%
Written reviews62 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

User reviews

中国农业银行

From 10K App Store ratings

What we love

  • ⭐ Convenient features
  • 🚀 Fast and efficient
  • 👍 User-friendly interface
  • 💰 Helpful for financial management

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Privacy and security concerns
  • 🔄 Forced updates and lack of choice
  • 🤖 Poor customer service
  • 📦 Bloated and resource-intensive

平安口袋银行

From 1.6K App Store ratings

What we love

  • 👍 Nice and good quality service
  • 🚀 Straightforward UI
  • 💰 High investment returns

Room to improve

  • 🐛 Frequent crashes
  • 💸 Excessive ads and pop-ups
  • 🕰️ Delayed account analytics
  • 📞 Overly frequent customer service calls
  • 🔒 Excessive biometric authentication

Bugs and requests

中国农业银行

Reported bugs

4 issues
  • Inability to log in or access account
  • Repeated crashes on launch
  • Incorrect account balance display
  • Compatibility issues with newer devices

Requested features

4 requests
  • Support for English language
  • Improved biometric login options
  • Streamlined update process
  • Better integration with other banking services

平安口袋银行

Reported bugs

3 issues
  • Unable to log in due to verification image not loading
  • Account balance not updating properly
  • App freezing and becoming unresponsive

Requested features

2 requests
  • Monthly/yearly calendar view for account analytics
  • Simplified and less cluttered interface

In-app purchases

None

中国农业银行

No in-app purchases

None

平安口袋银行

No in-app purchases

Questions

Is 中国农业银行 free?
中国农业银行 is free to download, with no in-app purchases.
Is 平安口袋银行 free?
平安口袋银行 is free to download, with no in-app purchases.
Which has better reviews, 中国农业银行 or 平安口袋银行?
中国农业银行 and 平安口袋银行 are both rated 4.7 out of 5 on the App Store, from 10K and 1.6K ratings respectively.
Do 中国农业银行 or 平安口袋银行 have ads?
Neither 中国农业银行 nor 平安口袋银行 shows ads.
Which is updated more often, 中国农业银行 or 平安口袋银行?
中国农业银行 ships an update every 2 months, and 平安口袋银行 fortnightly. Most recently, 中国农业银行 was updated on September 23, 2026 and 平安口袋银行 on September 24, 2026.

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