中国农业银行 vs 民生银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国农业银行
This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!
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农行掌上银行，您的线上智慧“新银行”！掌银新版本功能更强大，服务更贴心，让每个用户都拥有专属的“线上网点”。 乡村版充值专区、专属理财保险、特色涉农产品，贴近县域乡村用户的日常需求，惠民利民。 大字版提供超大字体“一大到底”，精选产品，功能简洁，无弹屏广告，为高龄人士提供清爽体验。 标准版主要功能新增支持提供语音播报等无障碍服务，为特殊客群提供贴心关怀。 全面收支展示分析，“钱从哪来，花在哪里”一目了然。设置预算提醒，超出预算小信封自动提醒。 搜索功能方便易用，支持语音交互。搜索覆盖范围更广、结果准确度更高、推荐内容更智能。 线上反欺诈利用大数据、人工智能等前沿技术有效识别线上高风险交易，保障客户资金安全。 做任务赢好礼、秒杀抢购、支付优惠，热门活动精彩来袭！小豆乐园每日答题抽奖，可兑换各类好物，新客更有三重礼，畅享优惠福利多。
民生银行
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中国民生银行手机银行10.0登场！五大升级，全新体验，数智焕新，十分美好！ 1、览全局，驭财更轻松。支持资产负债便捷查看、多视角切换及各类资金明细展示，让资金变动清晰可见！ 2、享便捷，体验更随心。信用卡频道全新上线，涵盖查账、还款、分期等全方位服务，同步解锁专属权益！ 3、纳万象，服务掌中藏。提供收藏功能，支持财富产品、活动等分类收藏管理，打造专属服务清单！ 4、探二楼，资讯更全面。手机银行“二楼”提供多元资讯，解读市场趋势，满足不同用户信息需求！ 5、强防护，账户更安全。优化智能安全工具，全方位守护您的账户及交易安全！
Screenshots
Verdict
The clearest difference is review sentiment: 民生银行 at 67% against 中国农业银行's 17%. 中国农业银行's advantage is rating (4.7 vs 2.5) and ratings volume (11K vs 97). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国农业银行 holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: 中国农业银行 has 11K ratings behind it against 97, so its average is the more settled of the two. Written reviews complicate that: 17% of 中国农业银行's written reviews are positive against 67% of 民生银行's, so the app with the better star average is not the one people write more warmly about.
中国农业银行 ships an update every 2 months, 民生银行 every 5 weeks. Both last shipped on November 1, 2026.
| Parameter | 中国农业银行 | 民生银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (11K ratings) — better | 2.5 (97 ratings) |
| Positive reviews | 17.3% of reviews | 67.4% of reviews — better |
| Number of ratings | 11K — better | 97 |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 268 MB | 308 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国农业银行 | China Minsheng Banking Corp. Ltd. |
Customer experience
中国农业银行
民生银行
User reviews
中国农业银行
From 11K App Store ratingsWhat we love
- ⭐ Convenient features
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 💰 Helpful for financial management
Room to improve
- 🐛 Frequent crashes and bugs
- 🔒 Privacy and security concerns
- 🔄 Forced updates and lack of choice
- 🤖 Poor customer service
- 📦 Bloated and resource-intensive
民生银行
From 97 App Store ratingsWhat we love
- 👍 Convenient mobile banking
- 👍 Comprehensive financial services
- 👍 User-friendly interface
- 👍 Efficient fund transfers
- 👍 Good for wealth management
Room to improve
- 👎 Forces VPN closure
- 👎 App crashes with VPN
- 👎 Detects VPN and exits
- 👎 Unusable with proxy
- 👎 Face ID issues
Bugs and requests
中国农业银行
Reported bugs
4 issues- Inability to log in or access account
- Repeated crashes on launch
- Incorrect account balance display
- Compatibility issues with newer devices
Requested features
4 requests- Support for English language
- Improved biometric login options
- Streamlined update process
- Better integration with other banking services
民生银行
Reported bugs
13 issues- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen
Show 8 moreShow fewer
- Splash ad skip button lags
- App crashes after update due to network errors
- Cannot log in from abroad
- Cannot download the app
- Network instability errors prevent login
- App is not usable with iOS 6
- Cannot set up profile picture correctly
- App crashes when switching to 'Me' page
Requested features
11 requests- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality
Show 6 moreShow fewer
- Implement credit card spending limit settings
- Fix app download issues
- Improve network stability
- Ensure compatibility with newer iOS versions
- Increase daily transfer limits
- Allow online banking for new cards
In-app purchases
中国农业银行
No in-app purchases
民生银行
No in-app purchases
