GFA MOBILE vs IC Credit Union Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GFA MOBILE
Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, pay bills, and transfer funds between accounts. Locate nearby branches and ATMs easily.
- Check account balances and transactions
- View 90 days of recent activity
- Transfer funds between accounts
- Schedule and edit bill payments
- Find nearby branches and ATMs
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Bank wherever you are with GFA MOBILE for the iPhone! Available to all GFA Federal Credit Union members, GFA MOBILE allows you to check balances, pay bills, and make transfers. Available features include: Accounts - Check your latest account balances and transactions by date, amount, or check number. Recent Activity - 90 days of account transactions are accessible. Transfers - Easily transfer cash between your Bank Accounts (Person to Person and Bank to Bank accounts). Bill Pay - Schedule and edit your Bill Payments. Locations - Find nearby branches and ATMs by searching by zip code or address.
IC Credit Union Mobile
Manage your finances with a redesigned digital banking app. Access real-time account information, transfer funds, make deposits, set savings goals, and utilize powerful financial tools for smarter decision-making.
- Real-time account dashboard
- Mobile check deposit
- Fund transfers and payments
- Customizable alerts and notifications
- Credit score insights
- Savings goals
- Loan and mortgage applications
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The IC Credit Union Digital Banking App has been completely redesigned from the ground up to make it easier than ever to control your finances and empowers you to stay financially organized and make smarter financial decisions. Get real time account information, transfer funds, make deposits, set savings goals, pay friends, apply for loans, and so much more. FEATURES: Account dashboard: Get a fast, holistic view of you accounts with mobile snapshot that provides up-to-date balances in one easy to read list without having to fully log into your mobile banking app. Mobile Deposit: Deposit checks in a few easy taps, wherever, whenever. Money Movement: Schedule a quick transfer, set up recurring transfers, transfer money to other people, or make a loan or credit card payment. Moving money around has never been easier. Alerts & Notifications: Customize your alerts for things like low balances, insufficient funds, and even upcoming bill payments. Choose from text, push notification, or email. Powerful Financial Tools: We’ve added some tools that will simplify how you save, borrow, and manage your financial life, such as credit score insights, savings goals, and a financial health monitor. You can also apply for a loan or mortgage, locate branches or ATMs, connect with our virtual assistant, or contact one of our live Member Service Representatives. Self service: Reset your password and recover your username right from the app, without having to contact an IC team member. So much more: The IC Digital Banking App has many more features and tools you can count on for instant access to your money and to help you make life-enhancing financial decisions. SAFE AND SECURE The IC Digital banking app utilizes the same high-level security that you have come to expect from us for nearly a century. Passwords and multi-factor authentication further lock down unauthorized access to your accounts. GETTING STARTED For IC members, simply download and launch the new app and login using the same credentials you currently use. For new users – tap on the enrollment button and follow the simple prompts to complete the process. Once you have successfully logged in, you can view your accounts and start using those powerful financial tools right away!
Screenshots
Verdict
The clearest difference is rating: GFA MOBILE at 4.8 against IC Credit Union Mobile's 2.2. GFA MOBILE also leads on ratings volume (1.9K vs 22) and review sentiment (55% vs 35%). IC Credit Union Mobile's advantage is update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GFA MOBILE holds the better App Store score, 4.8 against 2.2. That said, the two scores are not equally well evidenced: GFA MOBILE has 1.9K ratings behind it against 22, so its average is the more settled of the two. Written reviews point the same way: 55% of GFA MOBILE's written reviews are positive against 35% of IC Credit Union Mobile's.
GFA MOBILE ships an update every 3 months, IC Credit Union Mobile monthly. Both last shipped on November 6, 2026.
| Parameter | GFA MOBILE | IC Credit Union Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.9K ratings) — better | 2.2 (22 ratings) |
| Positive reviews | 54.5% of reviews — better | 35.4% of reviews |
| Number of ratings | 1.9K — better | 22 |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 106 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | GFA Federal Credit Union | IC Federal Credit Union |
Customer experience
GFA MOBILE
IC Credit Union Mobile
User reviews
GFA MOBILE
From 1.9K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Quick and efficient
- 💡 Useful features like mobile deposit and bill pay
Room to improve
- 🐛 Slow loading and frequent crashes
- 🔒 Issues with identity verification and login
- 🔋 High battery consumption
IC Credit Union Mobile
From 22 App Store ratingsWhat we love
- 👍 Easy to navigate (some users)
- 👍 Contains basic functionality
- 👍 New design and self-service options
- 👍 Previously web-only features now in app
- 👍 Functional and more options (recent)
Room to improve
- 🐛 Horrible to navigate
- 🐛 Difficult to use and glitchy
- 🐛 Button doesn't respond
- 🐛 Forced to use traditional bill pay
- 🐛 Too much to navigate (app and website)
Bugs and requests
GFA MOBILE
Reported bugs
3 issues- Stuck on loading screen
- Unable to deposit checks
- Frequent login issues
Requested features
3 requests- Improve app stability and performance
- Add more accessibility options
- Enhance mobile deposit functionality
IC Credit Union Mobile
Reported bugs
33 issues- App is horrible to navigate
- App is difficult to use and glitchy
- Payment button doesn't respond
- External transfer gives '404 - page not found'
- Cannot log in / authenticate
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- Zero access to account after update
- No real-time alerts on debit transactions
- Statements section freezes
- Statement search function not working
- Face ID not working
- App constantly disables accounts
- Login redirects to enrollment process
- App won't open after update
- Doesn't work on iPod Touch / iPad requires iPhone
- Account locked after forgetting password
- App is down frequently (1/3 of the time)
- App never works / limited features
- App is unreliable / only works half the time
- App never works if not connected to home wifi
- App hasn't worked in weeks
- Password issues leading to lockout
- No 'forgot username/password' functionality in app
- App doesn't work with iPhone X, XS, XR series
- App is ugly and barely lets user log in
- Constantly shows 'unable to process request'
- App is unreliable and frustrating
- Bugs or glitches are not uncommon
- App stuck on loading screen
- App stuck on white screen with greyed out button
- App shows 'Service unavailable'
- Cannot sign in even with correct information
- App won't work after update, stuck on white screen
- App won't connect, shows 'Service unavailable'
Requested features
6 requests- Real-time alerts on debit transactions
- Memo line on transfers
- More detailed bill pay (pending bills)
- External transfer functionality
- Dark mode option
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- Advanced analytics dashboard
In-app purchases
GFA MOBILE
No in-app purchases
IC Credit Union Mobile
No in-app purchases
Questions
Is GFA MOBILE free?
Is IC Credit Union Mobile free?
Which has better reviews, GFA MOBILE or IC Credit Union Mobile?
Do GFA MOBILE or IC Credit Union Mobile have ads?
Which is updated more often, GFA MOBILE or IC Credit Union Mobile?
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