Comparison

MyCincinnati® vs READYSAVE 529

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyCincinnati®

Manage your insurance policies, access documents, and handle payments. Report claims, request roadside assistance, and find helpful resources. Go paperless and connect with payment services.

Highlights
  • Access policy documents
  • Manage payments
  • Report and view claims
  • Request roadside services
  • Go paperless
  • Find service providers
Read full description

MyCincinnati allows Cincinnati Insurance personal lines policyholders who have registered for online services to: • access and share policy documents and agency contact information • enroll drivers in the RideWell℠ • find experienced service providers and loss prevention resources • go paperless • manage payment options, pay your bill and connect with Apple® Wallet or Google Pay™ • report and view claims, including auto glass claims, and find helpful tips on what to do in the event of an accident • request roadside services • sign up for additional services, such as emergency medical transportation and travel security programs • view ID cards

About

READYSAVE 529

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

Highlights
  • Secure 529 account access
  • View balance and transaction history
  • Add one-time or recurring contributions
  • Track investment allocations
  • Invite others to contribute
  • Withdraw funds for education expenses (July 2025)
Read full description

Manage your education savings plan account anywhere, anytime with the READYSAVE 529 mobile app. The app makes it easier than ever to: • Securely access your 529 plan account • Check your account balance, transaction history, and investment allocations • Add money to your balance as a one-time or recurring contribution • See how your savings stack up to others in your plan • Easily invite friends and family to help give your savings a boost • NEW (starting July 2025)– Take money out of your 529 account to pay for education expenses by sending payment directly to a school or university, or to a selected bank Participants in the following 529 programs can use the READYSAVE 529 mobile app to access their account: • Alaska 529* • Achieve Montana + • Arkansas Brighter Future 529 Plan* + • Bright Start 529 College Savings Plan (Illinois)* + • CollegeBound Saver (Rhode Island) + • Indiana529 Direct Savings Plan + • CollegeInvest (Colorado)* + • ISave 529 (Iowa)* + • College SAVE (North Dakota) + • DC College Savings Plan* + • The Education Plan (New Mexico)* + • Edvest College Savings Plan (Wisconsin)* + • HI529 – Hawaii’s College Savings Program* + • IDeal – Idaho College Savings Program* + • KY Saves 529* + • Learning Quest 529 Education Savings Program (Kansas)* • Maryland 529* + • Michigan Education Savings Program* + • Minnesota College Savings Plan* + • MOST – Missouri’s 529 Education Plan* + • NJBEST – (New Jersey) + • NY’s 529 College Savings Program + • Ohio’s 529 College Advantage* + • Oklahoma 529 College Savings Plan* + • PA 529 Investment Plan* + • Path2College 529 Plan (Georgia)* + • ScholarShare 529 (California) + • SMART529 (West Virginia) + • SMART529 Select (West Virginia) + • Future Path 529 Plan (Nevada)* + • T. Rowe Price College Savings Plan* + • TNStars* + * Denotes that users can enroll in the plan directly from the app + Denotes that users can withdraw money from their account to pay for education expenses

Screenshots

MyCincinnati®4 screens
READYSAVE 5294 screens

Verdict

The call

The clearest difference is ratings volume: READYSAVE 529 at 30K against MyCincinnati®'s 4K. On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for MyCincinnati® against 4.7 for READYSAVE 529. That said, the two scores are not equally well evidenced: READYSAVE 529 has 30K ratings behind it against 4K, so its average is the more settled of the two. Written reviews are what separate them: 23% of MyCincinnati®'s written reviews are positive against 31% of READYSAVE 529's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 1, 2026.

Scorecard1 real difference · 9 level
MyCincinnati® versus READYSAVE 529: the parameters behind the verdict, then further details
ParameterMyCincinnati®READYSAVE 529
PriceFreeFree
Rating4.7 (4K ratings)4.7 (30K ratings) — better
Positive reviews23.4% of reviews30.8% of reviews — better
Number of ratings4K30K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.514.0 — better
Further details — not scored
Size195 MB36 MB
Age rating4+4+
DeveloperThe Cincinnati Insurance CompanyAscensus

Customer experience

MyCincinnati®

All ratings4,000 ratings
Positive91.9%
Neutral2.4%
Negative5.7%
Written reviews64 reviews
Positive23.4%
Neutral4.7%
Negative71.9%

READYSAVE 529

All ratings29,596 ratings
Positive93.2%
Neutral2.2%
Negative4.6%
Written reviews571 reviews
Positive30.8%
Neutral15.6%
Negative53.6%

User reviews

MyCincinnati®

From 4K App Store ratings

What we love

  • 👍 Comprehensive and easy to navigate
  • 👍 Accessible to ride well
  • 👍 Awesome app
  • 👍 Seems easy enough

Room to improve

  • 🐛 App crashes after logging in
  • 🐛 App crashes after update
  • 🐛 App not user-friendly
  • 🐛 App not functioning properly
  • 🐛 Slow to load, agonizingly slow

READYSAVE 529

From 30K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient for tracking 529 plans
  • 💡 Allows recurring contributions
  • 🚀 Fast and responsive
  • 👍 User-friendly interface

Room to improve

  • 🐛 Buggy and unreliable
  • 🔍 Limited functionality compared to website
  • 🔍 Lacks key features like performance tracking and withdrawal options
  • 🔍 Recurring contributions not flexible enough
  • 🔍 Difficult to find and navigate the app

Bugs and requests

MyCincinnati®

Reported bugs

5 issues
  • Login issues
  • Crashes after updates
  • Inability to access policies and ID cards
  • Roadside assistance not working
  • Blank screens and error messages

Requested features

5 requests
  • Add ability to upload photos for claims
  • Add Apple Wallet support for ID cards
  • Add individual vehicle cost breakdown
  • Add landscape mode for iPad
  • Add bill pay functionality

READYSAVE 529

Reported bugs

4 issues
  • Login issues with Face ID and password saving
  • Inconsistent behavior when making changes to accounts
  • Delayed processing of contributions and gifts
  • Navigation issues within the app

Requested features

5 requests
  • Add ability to view individual investment performance
  • Provide more detailed information on fund allocations and investment options
  • Allow withdrawals and distributions from the app
  • Implement alerts for when relatives contribute to accounts
  • Support for tracking multiple 529 accounts across different states

In-app purchases

None

MyCincinnati®

No in-app purchases

None

READYSAVE 529

No in-app purchases

Questions

Is MyCincinnati® free?
MyCincinnati® is free to download, with no in-app purchases.
Is READYSAVE 529 free?
READYSAVE 529 is free to download, with no in-app purchases.
Which has better reviews, MyCincinnati® or READYSAVE 529?
READYSAVE 529 is rated higher. MyCincinnati® averages 4.7 out of 5 from 4K ratings, while READYSAVE 529 averages 4.7 from 30K ratings.
Do MyCincinnati® or READYSAVE 529 have ads?
Neither MyCincinnati® nor READYSAVE 529 shows ads.
Which is updated more often, MyCincinnati® or READYSAVE 529?
MyCincinnati® ships an update monthly, and READYSAVE 529 monthly. Most recently, MyCincinnati® was updated on November 1, 2026 and READYSAVE 529 on November 1, 2026.

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