Comparison

民生银行 vs 中国人保

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

民生银行

Features
Read full description

中国民生银行手机银行10.0登场!五大升级,全新体验,数智焕新,十分美好! 1、览全局,驭财更轻松。支持资产负债便捷查看、多视角切换及各类资金明细展示,让资金变动清晰可见! 2、享便捷,体验更随心。信用卡频道全新上线,涵盖查账、还款、分期等全方位服务,同步解锁专属权益! 3、纳万象,服务掌中藏。提供收藏功能,支持财富产品、活动等分类收藏管理,打造专属服务清单! 4、探二楼,资讯更全面。手机银行“二楼”提供多元资讯,解读市场趋势,满足不同用户信息需求! 5、强防护,账户更安全。优化智能安全工具,全方位守护您的账户及交易安全!

About

中国人保

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

Highlights
  • Policy management and inquiries
  • Online claims processing and support
  • Wide range of insurance products
  • Health management services
  • Financial investment options
  • Roadside assistance
  • Service network locator
Features
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“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518

Screenshots

民生银行4 screens
中国人保4 screens

Verdict

The call

The clearest difference is rating: 民生银行 at 2.5 against 中国人保's 1.5. 民生银行 also leads on review sentiment (67% vs 48%) and ratings volume (97 vs 30). 中国人保's advantage is update cadence (fortnightly vs every 5 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

民生银行 holds the better App Store score, 2.5 against 1.5. Both are backed by a comparable volume of ratings — 97 and 30 respectively. Written reviews point the same way: 67% of 民生银行's written reviews are positive against 48% of 中国人保's.

UpkeepUpdate frequency

民生银行 ships an update every 5 weeks, 中国人保 fortnightly. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
民生银行 versus 中国人保: the parameters behind the verdict, then further details
Parameter民生银行中国人保
PriceFreeFree
Rating2.5 (97 ratings) — better1.5 (30 ratings)
Positive reviews67.4% of reviews — better47.5% of reviews
Number of ratings97 — better30
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size308 MB308 MB
Age rating4+4+
DeveloperChina Minsheng Banking Corp. Ltd.PICC Information Technology Company Limited

Customer experience

民生银行

All ratings95 ratings
Positive36.8%
Neutral2.1%
Negative61.1%
Written reviews92 reviews
Positive67.4%
Neutral2.2%
Negative30.4%

中国人保

All ratings30 ratings
Positive10.0%
Neutral3.3%
Negative86.7%
Written reviews40 reviews
Positive47.5%
Neutral0.0%
Negative52.5%

Bugs and requests

民生银行

Reported bugs

13 issues
  • App crashes when VPN is detected
  • App exits when VPN is detected
  • App does not work with proxy
  • Face ID login is unstable and cannot be enabled
  • Face ID login is frozen
Show 8 more
  • Splash ad skip button lags
  • App crashes after update due to network errors
  • Cannot log in from abroad
  • Cannot download the app
  • Network instability errors prevent login
  • App is not usable with iOS 6
  • Cannot set up profile picture correctly
  • App crashes when switching to 'Me' page

Requested features

11 requests
  • Allow VPN usage
  • Fix Face ID/Face Recognition login
  • Allow online modification of reserved mobile number
  • Improve UI/UX for asset display
  • Restore cross-bank transfer functionality
Show 6 more
  • Implement credit card spending limit settings
  • Fix app download issues
  • Improve network stability
  • Ensure compatibility with newer iOS versions
  • Increase daily transfer limits
  • Allow online banking for new cards

中国人保

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

民生银行

No in-app purchases

None

中国人保

No in-app purchases

Questions

Is 民生银行 free?
民生银行 is free to download, with no in-app purchases.
Is 中国人保 free?
中国人保 is free to download, with no in-app purchases.
Which has better reviews, 民生银行 or 中国人保?
民生银行 is rated higher. 民生银行 averages 2.5 out of 5 from 97 ratings, while 中国人保 averages 1.5 from 30 ratings.
Do 民生银行 or 中国人保 have ads?
Neither 民生银行 nor 中国人保 shows ads.
Which is updated more often, 民生银行 or 中国人保?
民生银行 ships an update every 5 weeks, and 中国人保 fortnightly. Most recently, 民生银行 was updated on October 23, 2026 and 中国人保 on October 20, 2026.

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