Comparison

CBD vs HBZ+ UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBD

Manage your finances on the go with a secure and fast mobile banking app. Open accounts, apply for credit cards and loans, and make instant transfers and payments. Enjoy exclusive lifestyle offers with your debit or credit card.

Highlights
  • Instant account opening
  • Credit card and loan applications
  • Instant money transfers
  • Utility bill payments
  • 1,000+ lifestyle offers
  • Secure mobile banking
Features
Read full description

Wherever you happen to be, our new mobile banking App is easy, fast, and secure. And now managing your money is easier than ever before. Commercial Bank of Dubai (CBD) is a leading banking and financial services institution in the UAE, backing ambitions since 1969. With over 55 years in the UAE and award-winning banking services, you can rest assured that all your banking needs are taken care of by a trusted financial partner. 120+ services Experience a feature-rich design with 120+ services for your everyday banking, most of which are processed instantly. Instant banking in minutes Sign up in minutes with just your Emirates ID and get a Current Account, Credit Card, Quick Loan, Home Loan Pre-Approval and more in the UAE’s highest rated Mobile Banking App. Transfers & payments in seconds Make instant transfers to Bangladesh, India, Pakistan and the Philippines as well as instant local transfers all with just a few taps. You can also make over 20 utility payments include Du, Etisalat, Dewa and so much more. 1,000+ lifestyle offers Enjoy over a thousand offers and discounts across dining, entertainment, lifestyle and so much more with the CBD App using your CBD Credit or Debit Card. This application is exclusively available to residents of the United Arab Emirates (UAE). Non-residents are not permitted to log in or apply for financial services, including loans. Residency verification is mandatory prior to accessing any functionality.

About

HBZ+ UAE

Features
Read full description

HBZ+ UAE is a state-of-the-art trading platform enabling you to invest in various asset classes from key markets across the globe from the convenience of your smartphone, tablet, or personal computer. The multi-asset platform provides you with digital access to your HBZ+ UAE portfolio round the clock, and allows you to trade in all of the supported markets seamlessly. Using HBZ+ UAE, you will be able to: - Invest in over 22,000 equities and exchange-traded funds (ETFs) - Trade in over 4,500 bonds and 500 investment funds - Access key markets in the US, Canada, Hong Kong, the UK, and several European markets Furthermore, you can leverage the following platform capabilities on HBZ+ UAE: - Multi-channel access to your trading account through apps and browser access on your personal devices - Risk management by choosing from an array of order types including take-profit and stop-loss - Graphical visualization of the portfolio position and performance - Generation of automated trade signals based on technical indicators - Access to news and events related to stocks For access, kindly contact your Private Banker at Habib Bank AG Zurich

Screenshots

CBD4 screens
HBZ+ UAE4 screens

Verdict

The call

The clearest difference is ads: HBZ+ UAE at none against CBD's shown. HBZ+ UAE also leads on iOS requirement (13.4 vs 15.0). CBD's advantage is update cadence (every 2 weeks vs every 9 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CBD ships an update every 2 weeks, HBZ+ UAE every 9 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
CBD versus HBZ+ UAE: the parameters behind the verdict, then further details
ParameterCBDHBZ+ UAE
PriceFreeFree
Rating4.8 (1.8K ratings) — better—
Positive reviews39.2% of reviews—
Number of ratings1.8K — better—
Update frequencyEvery 2 weeks — betterEvery 9 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.4 — better
Further details — not scored
Size419 MB24 MB
Age rating4+4+
DeveloperCommercial Bank of DubaiHabib Bank AG Zurich

Bugs and requests

CBD

Reported bugs

3 issues
  • App crashes and login issues
  • Incompatibility with newer iOS versions
  • Transferring money not working

Requested features

4 requests
  • Improve app performance and stability
  • Enhance security features
  • Introduce advanced budgeting and money management tools
  • Provide better customer support

HBZ+ UAE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CBD

No in-app purchases

None

HBZ+ UAE

No in-app purchases

Questions

Is CBD free?
CBD is free to download, with no in-app purchases.
Is HBZ+ UAE free?
HBZ+ UAE is free to download, with no in-app purchases.
Do CBD or HBZ+ UAE have ads?
CBD shows ads; HBZ+ UAE does not.
Which is updated more often, CBD or HBZ+ UAE?
CBD ships an update every 2 weeks, and HBZ+ UAE every 9 months. Most recently, CBD was updated on October 29, 2026 and HBZ+ UAE on October 25, 2026.

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