Comparison

GoBank vs GTE Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GoBank

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

Highlights
  • No surprise fees
  • Early direct deposit
  • Free ATM network
  • Bill pay
  • Send money
  • Mobile check deposit
  • Budgeting tool
Read full description

Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now! GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek). WHY GOBANK? NO SURPRISE FEES Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean. GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients. SIGN UP FOR DIRECT DEPOSIT If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check! FREE ATMS*. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. PAY BILLS Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free. SEND MONEY FAST Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message. DEPOSIT CASH Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply. MOBILE DEPOSITS Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID. FREE ADVICE: FORTUNE TELLER™ Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created. FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features. Questions about your GoBank account? Call us at the number on the back of your card (24/7 support). Or log in to gobank.com & email us through the Contact Us page. Stay in touch with us! Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage. ©2013-2022 Green Dot Bank. All rights reserved. Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf Privacy Policy: https://m.gobank.com/privacy-policy Technology Privacy Statement: https://m.gobank.com/banking-agreement

About

GTE Mobile

Manage your finances with this banking app. It offers features like adding cards to digital wallets, instant card control, and secure money transfers. You can also deposit checks, pay bills, and manage rewards.

Highlights
  • Add cards to Apple Pay
  • Turn card on/off instantly
  • Send/receive money with Zelle
  • Deposit checks by photo
  • Manage transaction alerts
  • Redeem rewards
  • Generate new cards instantly
Features
Read full description

GTE Mobile seamlessly integrates your cards, payments and money management into an innovative experience, so banking is ultra-convenient, simple and fast. Awesome Features: • Add Cards to Apple Pay • Text Banking • Turn your card on and off instantly • Instantly add your card to your virtual wallet • Use Zelle to send and receive money • Customize your debit and credit card transaction alerts and preferences • Pay friends and family instantly • Redeem and manage your points and rewards • Pay bills, transfer money and take a picture to deposit your checks • Pay your credit card, home or auto loan • View balances, activity and transaction details • Utilize Face ID for quick and secure login • Find the nearest Free ATM—30,000+ throughout the country • See GTE Locations, Contact Info and start a Live Chat GTE Mobile also makes it super easy to replace and use a new credit card or debit card in seconds. Lost, stolen, damaged or fraud—you no longer have to call, visit a location, or wait for a new card to be mailed. Securely self-serve and generate a brand-new card all within the GTE Mobile App. And, the best part is, you can start using your card immediately. This is not a temporary card—the card created in the app will be identical to your new physical card that you can have mailed, expedited mailed or pick up at a location. Federally Insured by NCUA. Equal Housing Lender.

Screenshots

GoBank4 screens
GTE Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: GTE Mobile at 62% against GoBank's 17%. GTE Mobile also leads on rating (4.8 vs 4.2) and ratings volume (24K vs 5.3K). GoBank's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GTE Mobile holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 5.3K and 24K respectively. Written reviews point the same way: 17% of GoBank's written reviews are positive against 62% of GTE Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

Scorecard4 real differences · 6 level
GoBank versus GTE Mobile: the parameters behind the verdict, then further details
ParameterGoBankGTE Mobile
PriceFreeFree
Rating4.2 (5.3K ratings)4.8 (24K ratings) — better
Positive reviews17.2% of reviews62.1% of reviews — better
Number of ratings5.3K24K — better
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size130 MB75 MB
Age rating4+4+
DeveloperGreen Dot CorporationGTE Federal Credit Union

Customer experience

GoBank

All ratings5,314 ratings
Positive78.0%
Neutral3.3%
Negative18.7%
Written reviews116 reviews
Positive17.2%
Neutral9.5%
Negative73.3%

GTE Mobile

All ratings21,578 ratings
Positive96.7%
Neutral1.4%
Negative1.9%
Written reviews169 reviews
Positive62.1%
Neutral7.1%
Negative30.8%

User reviews

GoBank

From 5.3K App Store ratings

What we love

  • 🚀 Great app to pay and go
  • 💡 Ability to stash money and check balance without logging in
  • 👍 Convenient for Uber drivers

Room to improve

  • 🐛 Frequent app crashes and errors
  • 🔒 Inability to access own money due to security issues
  • 💰 Many hidden fees and charges
  • ⚠️ Unreliable customer service and account management

GTE Mobile

From 24K App Store ratings

What we love

  • 🚀 Fast and easy to use
  • 👍 Convenient mobile banking
  • 🔒 Secure transactions
  • 💡 Great customer service

Room to improve

  • 🐛 Buggy mobile app with frequent crashes
  • 🔍 Limited account information in the app
  • 🕰️ Slow check deposit process
  • 🤔 Confusing navigation and settings

Bugs and requests

GoBank

Reported bugs

3 issues
  • Inability to log in or access account
  • Disappearing vault and missing money issues
  • Unreliable bill pay and money transfer features

Requested features

3 requests
  • Improved app stability and functionality
  • Faster check deposit processing
  • Better communication on account changes and fees

GTE Mobile

Reported bugs

4 issues
  • Login screen freezes or times out
  • Mobile deposits not working consistently
  • Accounts not syncing properly between app and website
  • Frequent app crashes or glitches

Requested features

4 requests
  • Improved mobile app design and performance
  • More detailed account information in the app
  • Faster check deposit processing
  • Easier navigation and customizable settings

In-app purchases

None

GoBank

No in-app purchases

None

GTE Mobile

No in-app purchases

Questions

Is GoBank free?
GoBank is free to download, with no in-app purchases.
Is GTE Mobile free?
GTE Mobile is free to download, with no in-app purchases.
Which has better reviews, GoBank or GTE Mobile?
GTE Mobile is rated higher. GoBank averages 4.2 out of 5 from 5.3K ratings, while GTE Mobile averages 4.8 from 24K ratings.
Do GoBank or GTE Mobile have ads?
Neither GoBank nor GTE Mobile shows ads.
Which is updated more often, GoBank or GTE Mobile?
GoBank ships an update every 5 weeks, and GTE Mobile every 5 weeks. Most recently, GoBank was updated on September 23, 2026 and GTE Mobile on September 25, 2026.

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