Comparison

SC Mobile Banking (UAE) vs HBZ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SC Mobile Banking (UAE)

Manage your accounts dynamically, find financial products, and handle investments and finances on the go. This app offers a smarter interface and intuitive features for spending, saving, and growing your money.

Highlights
  • Dynamic account interaction
  • Financial product discovery
  • Investment management
  • On-the-go finance management
  • Intuitive spending and saving tools
Features
Read full description

The all-new SC Mobile App makes your banking experience simpler, smarter, and easier. Enjoy the smooth experience as you interact with your accounts dynamically, find products for your financial needs and manage investments and finances on the go. With this smarter interface and intuitive features SC Mobile is truly better app for your spending, saving, and growing money.

About

HBZ

This secure and convenient banking app offers a simplified channel for managing your finances. Access account details, transfer funds, pay bills, and even trade stocks with unified login credentials across devices. It's designed for existing customers to manage their banking needs efficiently.

Highlights
  • Unified login for all devices
  • Switch countries for global clients
  • Fund transfers (local/foreign)
  • One-click utility bill payments
  • 10+ years of transaction history
  • Card management (lock/unlock, limits)
  • Stock trading
Features
Read full description

HBZ Mobile Banking Application provides free, secure, convenient and simplified banking channel. This service is available to all HBZ group customers*. Salient Features: Services available through this smart banking channel includes: - Unified login credentials - Single user name and password for any device - Switch countries within a single app for HBZ Global Clients - Transfer funds within or outside HBZ in local or foreign currencies - View & pay your utility bills in one click - View account details & transaction history of over 10 years - View cleared/deposited cheques - View send remittance messages - Request cheque book - Locate HBZ branch near to you - Lock and unlock your credit/debit card - Set your Card limits - Trading of stocks Use our digital banking portal to save time & money. * HBZ app requires valid subscriptions to HBZweb banking and OTP

Screenshots

SC Mobile Banking (UAE)4 screens
HBZ4 screens

Verdict

The call

SC Mobile Banking (UAE) and HBZ both sit at 4.5 stars, but that hides the real split: 34% of SC Mobile Banking (UAE)'s written reviews are positive against 0% of HBZ's. SC Mobile Banking (UAE) also leads on ratings volume (192 vs 4). HBZ's advantage is update cadence (every 2 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for SC Mobile Banking (UAE) against 4.5 for HBZ. That said, the two scores are not equally well evidenced: SC Mobile Banking (UAE) has 192 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 34% of SC Mobile Banking (UAE)'s written reviews are positive against 0% of HBZ's.

UpkeepUpdate frequency

SC Mobile Banking (UAE) ships an update every 2 months, HBZ every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
SC Mobile Banking (UAE) versus HBZ: the parameters behind the verdict, then further details
ParameterSC Mobile Banking (UAE)HBZ
PriceFreeFree
Rating4.5 (192 ratings)4.5 (4 ratings) — better
Positive reviews34.4% of reviews — better0.0% of reviews
Number of ratings192 — better4
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size138 MB71 MB
Age rating4+17+
DeveloperStandard Chartered BankHabib Bank AG Zurich

Customer experience

SC Mobile Banking (UAE)

All ratings192 ratings
Positive90.1%
Neutral1.0%
Negative8.9%
Written reviews32 reviews
Positive34.4%
Neutral3.1%
Negative62.5%

HBZ

All ratings4 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

SC Mobile Banking (UAE)

Reported bugs

15 issues
  • Cannot take screenshots or share transaction proof
  • Fonts and type size change between pages
  • Options hidden until other fields are filled
  • App crashes after login when clicking anything
  • Application crashes while opening
Show 10 more
  • App gets stuck and restarts repeatedly during payments
  • App not working properly after last update, kicks back to login screen
  • Removed way to verify Apple Pay
  • New update removes credit card limit setting, no confirm button
  • Crashes every time immediately upon logging in
  • App still requests to update after updating
  • App says it has been upgraded and asks to get the latest upgrade, leads to webpage
  • App doesn't show login prompt, pops up jailbroken device window
  • Cannot login after iOS 9.3 update, says slow or no internet
  • App stopped working properly and always crashes after an update

Requested features

8 requests
  • Allow screenshots or easy sharing of transaction proof
  • Bring back SMS confirmations for payments
  • Support for larger display phones (6/6s Plus)
  • Add utilities and easy installments to the front page
  • Add new beneficiary & payments and modify existing beneficiaries
Show 3 more
  • iPad version
  • More features and capabilities via mobile banking
  • Apple Wallet option

HBZ

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SC Mobile Banking (UAE)

No in-app purchases

None

HBZ

No in-app purchases

Questions

Is SC Mobile Banking (UAE) free?
SC Mobile Banking (UAE) is free to download, with no in-app purchases.
Is HBZ free?
HBZ is free to download, with no in-app purchases.
Which has better reviews, SC Mobile Banking (UAE) or HBZ?
HBZ is rated higher. SC Mobile Banking (UAE) averages 4.5 out of 5 from 192 ratings, while HBZ averages 4.5 from 4 ratings.
Do SC Mobile Banking (UAE) or HBZ have ads?
Neither SC Mobile Banking (UAE) nor HBZ shows ads.
Which is updated more often, SC Mobile Banking (UAE) or HBZ?
SC Mobile Banking (UAE) ships an update every 2 months, and HBZ every 2 weeks. Most recently, SC Mobile Banking (UAE) was updated on October 23, 2026 and HBZ on October 24, 2026.

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