Comparison

CBD vs SC Mobile Banking (UAE)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBD

Manage your finances on the go with a secure and fast mobile banking app. Open accounts, apply for credit cards and loans, and make instant transfers and payments. Enjoy exclusive lifestyle offers with your debit or credit card.

Highlights
  • Instant account opening
  • Credit card and loan applications
  • Instant money transfers
  • Utility bill payments
  • 1,000+ lifestyle offers
  • Secure mobile banking
Features
Read full description

Wherever you happen to be, our new mobile banking App is easy, fast, and secure. And now managing your money is easier than ever before. Commercial Bank of Dubai (CBD) is a leading banking and financial services institution in the UAE, backing ambitions since 1969. With over 55 years in the UAE and award-winning banking services, you can rest assured that all your banking needs are taken care of by a trusted financial partner. 120+ services Experience a feature-rich design with 120+ services for your everyday banking, most of which are processed instantly. Instant banking in minutes Sign up in minutes with just your Emirates ID and get a Current Account, Credit Card, Quick Loan, Home Loan Pre-Approval and more in the UAE’s highest rated Mobile Banking App. Transfers & payments in seconds Make instant transfers to Bangladesh, India, Pakistan and the Philippines as well as instant local transfers all with just a few taps. You can also make over 20 utility payments include Du, Etisalat, Dewa and so much more. 1,000+ lifestyle offers Enjoy over a thousand offers and discounts across dining, entertainment, lifestyle and so much more with the CBD App using your CBD Credit or Debit Card. This application is exclusively available to residents of the United Arab Emirates (UAE). Non-residents are not permitted to log in or apply for financial services, including loans. Residency verification is mandatory prior to accessing any functionality.

About

SC Mobile Banking (UAE)

Manage your finances and investments on the go with this intuitive banking application. It offers a simplified and smarter way to interact with your accounts, find financial products, and control your spending, saving, and growing money.

Highlights
  • Dynamic account interaction
  • Financial product discovery
  • Investment management
  • On-the-go finance control
  • Intuitive user interface
  • Spending, saving, and growth tools
Features
Read full description

The all-new SC Mobile App makes your banking experience simpler, smarter, and easier. Enjoy the smooth experience as you interact with your accounts dynamically, find products for your financial needs and manage investments and finances on the go. With this smarter interface and intuitive features SC Mobile is truly better app for your spending, saving, and growing money.

Screenshots

CBD4 screens
SC Mobile Banking (UAE)4 screens

Verdict

The call

The clearest difference is ads: SC Mobile Banking (UAE) at none against CBD's shown. CBD's advantage is update cadence (every 2 weeks vs every 2 months) and rating (4.8 vs 4.5). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBD holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: CBD has 1.8K ratings behind it against 192, so its average is the more settled of the two. Written reviews point the same way: 39% of CBD's written reviews are positive against 33% of SC Mobile Banking (UAE)'s.

UpkeepUpdate frequency

CBD ships an update every 2 weeks, SC Mobile Banking (UAE) every 2 months. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
CBD versus SC Mobile Banking (UAE): the parameters behind the verdict, then further details
ParameterCBDSC Mobile Banking (UAE)
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.5 (192 ratings)
Positive reviews39.2% of reviews — better33.3% of reviews
Number of ratings1.8K — better192
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0 — better
Further details — not scored
Size419 MB143 MB
Age rating4+4+
DeveloperCommercial Bank of DubaiStandard Chartered Bank

Customer experience

CBD

All ratings1,824 ratings
Positive95.0%
Neutral1.7%
Negative3.3%
Written reviews51 reviews
Positive39.2%
Neutral5.9%
Negative54.9%

SC Mobile Banking (UAE)

All ratings192 ratings
Positive90.1%
Neutral1.0%
Negative8.9%
Written reviews33 reviews
Positive33.3%
Neutral3.0%
Negative63.6%

User reviews

CBD

From 1.8K App Store ratings

What we love

  • ⭐ Excellent services
  • ⭐ Fast and easy
  • ⭐ Wonderful experience
  • ⭐ Very good bank
  • ⭐ Convenient and easy to use

Room to improve

  • 🚫 Hungry for money
  • 🚫 Worst customer service
  • 🚫 Slow and unhelpful chatbots
  • 🚫 Difficult to transfer money
  • 🚫 App not working after update

SC Mobile Banking (UAE)

From 192 App Store ratings

What we love

  • 🔒 Login easy and secure
  • 🚀 Stable, hardly any crashes
  • 🔍 Great search function
  • ✨ Uncluttered UI
  • 👍 Simple and easy to use

Room to improve

  • 📉 Getting worse and worse
  • 👎 Poor UX design
  • 👎 Confusing layout
  • 👎 Options hidden
  • 👎 Everything looks like a first draft

Bugs and requests

CBD

Reported bugs

3 issues
  • App crashes and login issues
  • Incompatibility with newer iOS versions
  • Transferring money not working

Requested features

4 requests
  • Improve app performance and stability
  • Enhance security features
  • Introduce advanced budgeting and money management tools
  • Provide better customer support

SC Mobile Banking (UAE)

Reported bugs

15 issues
  • Cannot take screenshots or share transaction proof
  • Fonts and type size change between pages
  • Options hidden until other fields are filled
  • App crashes after login when clicking anything
  • Application crashes while opening
Show 10 more
  • App gets stuck and restarts repeatedly during payments
  • App not working properly after last update, kicks back to login screen
  • Removed way to verify Apple Pay
  • New update removes credit card limit setting, no confirm button
  • Crashes every time immediately upon logging in
  • App still requests to update after updating
  • App says it has been upgraded and asks to get the latest upgrade, leads to webpage
  • App doesn't show login prompt, pops up jailbroken device window
  • Cannot login after iOS 9.3 update, says slow or no internet
  • App stopped working properly and always crashes after an update

Requested features

8 requests
  • Allow screenshots or easy sharing of transaction proof
  • Bring back SMS confirmations for payments
  • Support for larger display phones (6/6s Plus)
  • Add utilities and easy installments to the front page
  • Add new beneficiary & payments and modify existing beneficiaries
Show 3 more
  • iPad version
  • More features and capabilities via mobile banking
  • Apple Wallet option

In-app purchases

None

CBD

No in-app purchases

None

SC Mobile Banking (UAE)

No in-app purchases

Questions

Is CBD free?
CBD is free to download, with no in-app purchases.
Is SC Mobile Banking (UAE) free?
SC Mobile Banking (UAE) is free to download, with no in-app purchases.
Which has better reviews, CBD or SC Mobile Banking (UAE)?
CBD is rated higher. CBD averages 4.8 out of 5 from 1.8K ratings, while SC Mobile Banking (UAE) averages 4.5 from 192 ratings.
Do CBD or SC Mobile Banking (UAE) have ads?
CBD shows ads; SC Mobile Banking (UAE) does not.
Which is updated more often, CBD or SC Mobile Banking (UAE)?
CBD ships an update every 2 weeks, and SC Mobile Banking (UAE) every 2 months. Most recently, CBD was updated on November 6, 2026 and SC Mobile Banking (UAE) on November 5, 2026.

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