SC Mobile Banking (UAE) vs HSBC UAE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SC Mobile Banking (UAE)
Manage your accounts dynamically, find financial products, and handle investments and finances on the go. This app offers a smarter interface and intuitive features for spending, saving, and growing your money.
- Dynamic account interaction
- Financial product discovery
- Investment management
- On-the-go finance management
- Intuitive spending and saving tools
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The all-new SC Mobile App makes your banking experience simpler, smarter, and easier. Enjoy the smooth experience as you interact with your accounts dynamically, find products for your financial needs and manage investments and finances on the go. With this smarter interface and intuitive features SC Mobile is truly better app for your spending, saving, and growing money.
HSBC UAE
Manage your finances conveniently and securely with this banking application. Open accounts, view balances, make transfers, manage cards, and explore investment options. Access banking services 24/7 from your mobile device.
- Instant account management and digital registration
- View local and global account balances and transactions
- Multi-currency global account for spending and transfers
- Domestic and international pay and transfer options
- Card management including Apple Pay integration
- Installment plans for credit card limits and balances
- Access to wealth solutions and investment markets
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The HSBC UAE app has been specially built for our customers, with reliability at the heart of its design Enjoy convenience and security with these great features: • 'Instant account management' - open a bank account within minutes and enjoy instant digital registration. In-app Account opening is only available in English • ‘View account balances & transaction details’ - view the balances of your local and global HSBC accounts, credit cards and loans • ‘Global Money Account and Debit Card’ - hold, transfer and spend like a local in up to 21 currencies from single account. Enjoy fee free instant transfers to other HSBC accounts in participating countries • ‘Pay and Transfer’ – Add new payees and make domestic and international transfers. Instant transfers to HSBC international accounts without any fee • Open Term Deposit in AED, USD and GBP at competitive interest rates instantly. You can also access our promotional rates without visiting the branch or contacting your RM. • ‘Manage Cards’ - add your cards to Apple Pay directly through the app, control your spending and block or unblock your card • 'Instalment Plans' - Convert your available Credit Card limit into cash, convert your card transactions, consolidate your outstanding balance from other bank cards into your HSBC card and conveniently repay in monthly instalments • Credit Card application – Apply for a credit card in just few minutes • ‘Wealth Solutions’ - Access up to 25 markets and 77 exchanges, diversify with equities, ETFs, bonds and funds, and stay ahead with real-time data and insights • Mobile Chat and Contact Us – fast and secure way to get help with your banking needs 24/7 Download the HSBC UAE app to enjoy banking on the go! Already a customer? Log on with your existing banking details. If you are not yet registered, please visit hsbc.ae/register *Important note: This App is provided by HSBC Bank Middle East Limited ('HSBC UAE') and designed for use in the United Arab Emirates. The products and services represented within this App are intended for UAE customers*. HSBC UAE is authorised and regulated in United Arab Emirates by the Central Bank of the U.A.E and lead regulated by the Dubai Financial Services Authority. If you are outside of UAE, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation. Additional assistance through our branches and Call Centre are available for People of Determination. Our mobile app is compatible with a number of accessible technologies to support customers with different needs to access our services. For any assistance, please visit hsbc.ae/help/contact © Copyright HSBC Bank Middle East Limited (UAE) 2026 ALL RIGHTS RESERVED. No part of this publication may be reproduced, stored in a retrieval system, or transmitted, on any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of HSBC Bank Middle East Limited. HSBC Bank Middle East Limited, UAE Branch, registered address at Level 4, Gate Precinct Building 2, DIFC, P.O. Box 30444, Dubai, UAE, acting through its Dubai branch at HSBC Tower, Downtown, P.O. Box 66, Dubai, UAE (HBME) regulated by the Central Bank of the UAE for the purpose of this promotion and lead regulated by the Dubai Financial Services Authority. In respect of certain financial services and activities offered by HBME, it is regulated by the Securities and Commodities Authority in the UAE under license number 602004. By downloading this app, you agree to and accept the HSBC Personal Banking General Terms and Conditions (UAE) and the HSBC Online Banking Terms and conditions, each available through hsbc.ae/terms.
Screenshots
Verdict
The clearest difference is monetization model: SC Mobile Banking (UAE) at free against HSBC UAE's free with in-app purchases. SC Mobile Banking (UAE) also leads on iOS requirement (14.0 vs 16.0). HSBC UAE's advantage is rating (4.7 vs 4.5) and update cadence (fortnightly vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HSBC UAE holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: HSBC UAE has 3.2K ratings behind it against 192, so its average is the more settled of the two. Written reviews complicate that: 34% of SC Mobile Banking (UAE)'s written reviews are positive against 33% of HSBC UAE's, so the app with the better star average is not the one people write more warmly about.
SC Mobile Banking (UAE) ships an update every 2 months, HSBC UAE fortnightly. The most recent releases landed on October 23, 2026 and October 28, 2026 respectively.
| Parameter | SC Mobile Banking (UAE) | HSBC UAE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (192 ratings) | 4.7 (3.2K ratings) — better |
| Positive reviews | 34.4% of reviews — better | 33.3% of reviews |
| Number of ratings | 192 | 3.2K — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 138 MB | 682 MB |
| Age rating | 4+ | 4+ |
| Developer | Standard Chartered Bank | HSBC Global Services (UK) Limited |
Customer experience
SC Mobile Banking (UAE)
HSBC UAE
User reviews
SC Mobile Banking (UAE)
From 192 App Store ratingsWhat we love
- 🔒 Login easy and secure
- 🚀 Stable, hardly any crashes
- 🔍 Great search function
- ✨ Uncluttered UI
- 👍 Simple and easy to use
Room to improve
- 📉 Getting worse and worse
- 👎 Poor UX design
- 👎 Confusing layout
- 👎 Options hidden
- 👎 Everything looks like a first draft
HSBC UAE
From 3.2K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- ✨ Significant improvements
Room to improve
- 💰 Unfair exchange rates
- 🔍 Limited functionality
- 🐛 Frequent crashes
- 🤖 Poor customer service
- 🕰️ Slow transaction updates
Bugs and requests
SC Mobile Banking (UAE)
Reported bugs
15 issues- Cannot take screenshots or share transaction proof
- Fonts and type size change between pages
- Options hidden until other fields are filled
- App crashes after login when clicking anything
- Application crashes while opening
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- App gets stuck and restarts repeatedly during payments
- App not working properly after last update, kicks back to login screen
- Removed way to verify Apple Pay
- New update removes credit card limit setting, no confirm button
- Crashes every time immediately upon logging in
- App still requests to update after updating
- App says it has been upgraded and asks to get the latest upgrade, leads to webpage
- App doesn't show login prompt, pops up jailbroken device window
- Cannot login after iOS 9.3 update, says slow or no internet
- App stopped working properly and always crashes after an update
Requested features
8 requests- Allow screenshots or easy sharing of transaction proof
- Bring back SMS confirmations for payments
- Support for larger display phones (6/6s Plus)
- Add utilities and easy installments to the front page
- Add new beneficiary & payments and modify existing beneficiaries
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- iPad version
- More features and capabilities via mobile banking
- Apple Wallet option
HSBC UAE
Reported bugs
5 issues- Login issues and app freezes
- Inability to upload documents
- Inconsistent transaction display
- Face recognition not working
- App quitting during use
Requested features
5 requests- Global transfer capability
- Landscape mode support
- Ability to download statements
- Option to pay full credit card balance
- Improved in-app notification system
In-app purchases
SC Mobile Banking (UAE)
No in-app purchases
HSBC UAE
No in-app purchases
Questions
Is SC Mobile Banking (UAE) free?
Is HSBC UAE free?
Which has better reviews, SC Mobile Banking (UAE) or HSBC UAE?
Do SC Mobile Banking (UAE) or HSBC UAE have ads?
Which is updated more often, SC Mobile Banking (UAE) or HSBC UAE?
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