HSBC UAE vs ENBD X
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSBC UAE
Manage your finances conveniently and securely with this banking application. Open accounts, view balances, make transfers, manage cards, and explore investment options. Access banking services 24/7 from your mobile device.
- Instant account management and digital registration
- View local and global account balances and transactions
- Multi-currency global account for spending and transfers
- Domestic and international pay and transfer options
- Card management including Apple Pay integration
- Installment plans for credit card limits and balances
- Access to wealth solutions and investment markets
Read full descriptionHide full description
The HSBC UAE app has been specially built for our customers, with reliability at the heart of its design Enjoy convenience and security with these great features: • 'Instant account management' - open a bank account within minutes and enjoy instant digital registration. In-app Account opening is only available in English • ‘View account balances & transaction details’ - view the balances of your local and global HSBC accounts, credit cards and loans • ‘Global Money Account and Debit Card’ - hold, transfer and spend like a local in up to 21 currencies from single account. Enjoy fee free instant transfers to other HSBC accounts in participating countries • ‘Pay and Transfer’ – Add new payees and make domestic and international transfers. Instant transfers to HSBC international accounts without any fee • Open Term Deposit in AED, USD and GBP at competitive interest rates instantly. You can also access our promotional rates without visiting the branch or contacting your RM. • ‘Manage Cards’ - add your cards to Apple Pay directly through the app, control your spending and block or unblock your card • 'Instalment Plans' - Convert your available Credit Card limit into cash, convert your card transactions, consolidate your outstanding balance from other bank cards into your HSBC card and conveniently repay in monthly instalments • Credit Card application – Apply for a credit card in just few minutes • ‘Wealth Solutions’ - Access up to 25 markets and 77 exchanges, diversify with equities, ETFs, bonds and funds, and stay ahead with real-time data and insights • Mobile Chat and Contact Us – fast and secure way to get help with your banking needs 24/7 Download the HSBC UAE app to enjoy banking on the go! Already a customer? Log on with your existing banking details. If you are not yet registered, please visit hsbc.ae/register *Important note: This App is provided by HSBC Bank Middle East Limited ('HSBC UAE') and designed for use in the United Arab Emirates. The products and services represented within this App are intended for UAE customers*. HSBC UAE is authorised and regulated in United Arab Emirates by the Central Bank of the U.A.E and lead regulated by the Dubai Financial Services Authority. If you are outside of UAE, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation. Additional assistance through our branches and Call Centre are available for People of Determination. Our mobile app is compatible with a number of accessible technologies to support customers with different needs to access our services. For any assistance, please visit hsbc.ae/help/contact © Copyright HSBC Bank Middle East Limited (UAE) 2026 ALL RIGHTS RESERVED. No part of this publication may be reproduced, stored in a retrieval system, or transmitted, on any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of HSBC Bank Middle East Limited. HSBC Bank Middle East Limited, UAE Branch, registered address at Level 4, Gate Precinct Building 2, DIFC, P.O. Box 30444, Dubai, UAE, acting through its Dubai branch at HSBC Tower, Downtown, P.O. Box 66, Dubai, UAE (HBME) regulated by the Central Bank of the UAE for the purpose of this promotion and lead regulated by the Dubai Financial Services Authority. In respect of certain financial services and activities offered by HBME, it is regulated by the Securities and Commodities Authority in the UAE under license number 602004. By downloading this app, you agree to and accept the HSBC Personal Banking General Terms and Conditions (UAE) and the HSBC Online Banking Terms and conditions, each available through hsbc.ae/terms.
ENBD X
Manage your Emirates NBD accounts and cards securely on your phone. Access over 150 services, including instant transactions, card management, and international money transfers. Open investment portfolios and trade equities directly from the app.
- Manage accounts and cards
- Over 150 banking services
- Instant transactions
- Card lock/unlock and PIN reset
- Request statements and letters
- Set spending/withdrawal limits
- Open investment portfolios and trade equities
- International money transfers
Read full descriptionHide full description
With ENBD X, a new standard of excellence, embark on a groundbreaking journey to mobile banking on your phone. Seamlessly navigate through all your Emirates NBD products to gain control of your finances. This cutting-edge app empowers you to securely manage your accounts and cards with the assurance from Emirates NBD to bring you best in class banking products and services. Emirates NBD, known for its commitment to innovation, ensures your financial wellbeing and security with ENBD X. Access over 150+ services, with majority of them being processed instantly on the app with no extra steps. Lock and unlock your Emirates NBD card effortlessly, reset your card PIN, request statements, letters with just a few taps, and set precise spending and withdrawal limits to match your financial preferences. See the historical information about your transactions on your accounts, cards and loans. Moreover, you can open an investment portfolio instantly and start trading in Global and Local Equities. You can find best of deals, offers and benefits of banking with Emirates NBD with the ease and convenience of the ENBD X mobile app. ENBD X, proudly brought to you by Emirates NBD, not only simplifies your daily digital banking but also offers lightning-fast international money transfer feature to multiple destinations with DirectRemit. Additionally, managing your finances is a breeze, as you can conveniently pay your bills or top up your mobile phone with Emirates NBD's secure and user-friendly app. Embrace banking like never before with Emirates NBD's ENBD X app – your trusted companion for a seamless, secure, and efficient financial journey. Download the app today to enjoy the numerous features and benefits Emirates NBD has tailored exclusively for you. Privacy Policy URL: https://www.emiratesnbd.com/en/data-privacy-notice/
Screenshots
Verdict
The clearest difference is monetization model: ENBD X at free against HSBC UAE's free with in-app purchases. ENBD X also leads on review sentiment (51% vs 33%) and update cadence (weekly vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for HSBC UAE against 4.7 for ENBD X. That said, the two scores are not equally well evidenced: ENBD X has 19K ratings behind it against 3.2K, so its average is the more settled of the two. Written reviews are what separate them: 33% of HSBC UAE's written reviews are positive against 51% of ENBD X's.
HSBC UAE ships an update fortnightly, ENBD X weekly. Both last shipped on October 28, 2026.
| Parameter | HSBC UAE | ENBD X |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3.2K ratings) — better | 4.7 (19K ratings) |
| Positive reviews | 33.3% of reviews | 50.9% of reviews — better |
| Number of ratings | 3.2K | 19K — better |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 682 MB | 693 MB |
| Age rating | 4+ | 4+ |
| Developer | HSBC Global Services (UK) Limited | Emirates NBD Bank P.J.S.C |
Customer experience
HSBC UAE
ENBD X
User reviews
HSBC UAE
From 3.2K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- ✨ Significant improvements
Room to improve
- 💰 Unfair exchange rates
- 🔍 Limited functionality
- 🐛 Frequent crashes
- 🤖 Poor customer service
- 🕰️ Slow transaction updates
ENBD X
From 19K App Store ratingsWhat we love
- 🚀 Easy to use
- 🚀 Convenient banking
- 🚀 Efficient app
- 🚀 Smooth experience
- 🔒 Secure app
Room to improve
- 🐛 Buggy and glitchy
- 🐛 Crashes and freezes
- 🐛 Unreliable performance
- 🐛 Slow and unresponsive
- 🐛 Disappearing features
Bugs and requests
HSBC UAE
Reported bugs
5 issues- Login issues and app freezes
- Inability to upload documents
- Inconsistent transaction display
- Face recognition not working
- App quitting during use
Requested features
5 requests- Global transfer capability
- Landscape mode support
- Ability to download statements
- Option to pay full credit card balance
- Improved in-app notification system
ENBD X
Reported bugs
5 issues- Login issues
- Beneficiary disappearance
- Incorrect account balances
- Inability to update profile details
- Failure to complete transactions
Requested features
6 requests- Dark mode option
- Improved transaction history
- Easier account management
- Seamless international transfers
- Enhanced security features
Show 1 moreShow fewer
- Better customer support
In-app purchases
HSBC UAE
No in-app purchases
ENBD X
No in-app purchases







