Comparison

SC Mobile Banking (UAE) vs Al Masraf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SC Mobile Banking (UAE)

Manage your finances and investments on the go with this intuitive banking application. It offers a simplified and smarter way to interact with your accounts, find financial products, and control your spending, saving, and growing money.

Highlights
  • Dynamic account interaction
  • Financial product discovery
  • Investment management
  • On-the-go finance control
  • Intuitive user interface
  • Spending, saving, and growth tools
Features
Read full description

The all-new SC Mobile App makes your banking experience simpler, smarter, and easier. Enjoy the smooth experience as you interact with your accounts dynamically, find products for your financial needs and manage investments and finances on the go. With this smarter interface and intuitive features SC Mobile is truly better app for your spending, saving, and growing money.

About

Al Masraf

Manage your banking needs on the go with this secure mobile application. Check account and card details, transfer funds, pay bills, and request services like cheque books and standing orders. Exclusively for Al Masraf customers, it offers convenient access to your finances anytime, anywhere.

Highlights
  • Account and card details access
  • Fund transfers
  • Bill payments
  • Card activation and blocking
  • PIN change
  • Cheque book requests
  • Remittance services
Features
Read full description

Experience the new Al Masraf Mobile Banking app, designed to make daily banking faster, simpler and more secure. Manage your accounts, transfer money, pay bills, view your investments and access a wide range of banking services anytime, anywhere all from the convenience of your mobile device. With an enhanced user experience, stronger security features and improved self-service capabilities, the new Al Masraf Mobile Banking app puts you in control of your finances. * Modern look and feel with an improved, intuitive user experience * Enhanced privacy controls to hide or reveal balances instantly * View your recent transactions directly from the home screen * Access your investments, balances and account details with ease * Secure login using UAE PASS * Download SWIFT messages in PDF format * Share your account details with a single tap * Enhanced card management, including temporary card block, card replacement, PIN management and Apple Pay support * Digital self-service requests for faster banking without visiting a branch * Dedicated views for Islamic and Conventional accounts * Enhanced security with new fraud protection measures to help keep your money safe You can also: * Check account and card balances * Transfer funds locally and internationally * Pay utility bills * Activate, block and manage your cards * Change your card PIN * Make credit card payments * Request cheque books and standing orders * Update your contact details * And much more...

Screenshots

SC Mobile Banking (UAE)4 screens
Al Masraf4 screens

Verdict

The call

The clearest difference is review sentiment: SC Mobile Banking (UAE) at 33% against Al Masraf's 0%. SC Mobile Banking (UAE) also leads on rating (4.5 vs 4.2) and ratings volume (192 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SC Mobile Banking (UAE) holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: SC Mobile Banking (UAE) has 192 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 33% of SC Mobile Banking (UAE)'s written reviews are positive against 0% of Al Masraf's.

UpkeepUpdate frequency

SC Mobile Banking (UAE) ships an update every 2 months, Al Masraf monthly. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
SC Mobile Banking (UAE) versus Al Masraf: the parameters behind the verdict, then further details
ParameterSC Mobile Banking (UAE)Al Masraf
PriceFreeFree
Rating4.5 (192 ratings) — better4.2 (5 ratings)
Positive reviews33.3% of reviews — better0.0% of reviews
Number of ratings192 — better5
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size143 MB128 MB
Age rating4+4+
DeveloperStandard Chartered BankAl Masraf

Customer experience

SC Mobile Banking (UAE)

All ratings192 ratings
Positive90.1%
Neutral1.0%
Negative8.9%
Written reviews33 reviews
Positive33.3%
Neutral3.0%
Negative63.6%

Al Masraf

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

SC Mobile Banking (UAE)

Reported bugs

15 issues
  • Cannot take screenshots or share transaction proof
  • Fonts and type size change between pages
  • Options hidden until other fields are filled
  • App crashes after login when clicking anything
  • Application crashes while opening
Show 10 more
  • App gets stuck and restarts repeatedly during payments
  • App not working properly after last update, kicks back to login screen
  • Removed way to verify Apple Pay
  • New update removes credit card limit setting, no confirm button
  • Crashes every time immediately upon logging in
  • App still requests to update after updating
  • App says it has been upgraded and asks to get the latest upgrade, leads to webpage
  • App doesn't show login prompt, pops up jailbroken device window
  • Cannot login after iOS 9.3 update, says slow or no internet
  • App stopped working properly and always crashes after an update

Requested features

8 requests
  • Allow screenshots or easy sharing of transaction proof
  • Bring back SMS confirmations for payments
  • Support for larger display phones (6/6s Plus)
  • Add utilities and easy installments to the front page
  • Add new beneficiary & payments and modify existing beneficiaries
Show 3 more
  • iPad version
  • More features and capabilities via mobile banking
  • Apple Wallet option

Al Masraf

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SC Mobile Banking (UAE)

No in-app purchases

None

Al Masraf

No in-app purchases

Questions

Is SC Mobile Banking (UAE) free?
SC Mobile Banking (UAE) is free to download, with no in-app purchases.
Is Al Masraf free?
Al Masraf is free to download, with no in-app purchases.
Which has better reviews, SC Mobile Banking (UAE) or Al Masraf?
SC Mobile Banking (UAE) is rated higher. SC Mobile Banking (UAE) averages 4.5 out of 5 from 192 ratings, while Al Masraf averages 4.2 from 5 ratings.
Do SC Mobile Banking (UAE) or Al Masraf have ads?
Neither SC Mobile Banking (UAE) nor Al Masraf shows ads.
Which is updated more often, SC Mobile Banking (UAE) or Al Masraf?
SC Mobile Banking (UAE) ships an update every 2 months, and Al Masraf monthly. Most recently, SC Mobile Banking (UAE) was updated on November 5, 2026 and Al Masraf on November 3, 2026.

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